We'd like to remind Forumites to please avoid political debate on the Forum... Read More » This is to keep it a safe and useful space for MoneySaving discussions. Threads that are - or become - political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

We're aware that some users are experiencing technical issues which the team are working to resolve. Thank you for your patience.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Debt-free wannabe challenges

Archives for November 2013

Make £10 a Day - December 2013 Challenge
:hello: and welcome to all newbies and regulars. This is the 76th month of this challenge, which was first started by Batgirl, in September 2007 Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose and MizMir for keeping the thread going. I know this first post is long, but please read…
Virtual Sealed Pot 2014
Welcome to the Virtual Sealed Pot 2014 Challenge. :j Spam.Jam started a thread in 2009 for a VSP (Virtual Sealed Pot) Challenge. Palema continued the Challenge in 2010, 2011, 2012 and 2013! (Thank you Palema) :T 2014 is just round the corner so I thought I would get the thread up and running so we can all start saving!…
"Sealed Pot Challenge" ~ 7
Ok folks, here we are with SPC "No 7"!! For all newcomers, yes "Old Timers" too - please read through this entire post to see what the SPC is all about. However, do be sure to Join the forum first in order to be able to join the challenge - if you haven't already! To everyone else, please keep chatting about your conquests…
Debt Destruction December!!!
:xmassign: :xmastree:Debt Destruction December 2013!!! :xmastree: Clear Up, Clean Up and Take Control!!! "Tis the season to be jolly fa la la la laaaaaa la la la laaaaaaa.." So 2013 is closing to an end! How has this year been for you? For me December is the time to make plans, to start as I mean to go on and avoid the…
December 2013- Take Your Lunch To Work Thread
[threadbanner]box[/threadbanner] A new thread for December. Although the title is 'Take Your Lunch to WORK', ANYONE can join in :) You can be a stay-at-home-parent, unemployed, work part time or work full time. The point is, buying lunch (or breakfast, or both if you are silly like me!!) from the works canteen/the…
1 debt vs 100 days part 14
Welcome in the 1 debt vs 100 days challenge part 14. One simple rule: take on one debt and pay it off within 100 days. This challenge starts 1st of December 2013 and finishes 10th of March 2014. If you want to take a part, write your name here, please. 1. Bearacus Argos £199/199 Well done!!!, Halifax £399/700 2.…
Weekly Spend Challenge W/C 24th November 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual.…
Notification to all "Sealed Pot Challenge" members
Hi all, it's THAT time of year again!! :j Count up day for SPC 6 began on the 28th November, so it's time to count your cash and then to declare it on the thread below, please!! Whether it's a little or a lot, it's money YOU SAVED that would all possibly have been spent...so be so very proud of it!!! :T Please, all current…
The Money Makeover challenge.....
Well this is it. After lurking for about 6-8 years I am finally going to start a thread of my own and hold myself accountable. I have lived beyond my means all my life but I am finally ready for the challenge to rid myself once and for all. I have started reading the The Total Moneymakover by Dave Ramsey and I soooooo want…
Weekly Spend Challenge W/C 17th November 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual.…
Weekly Spend Challenge W/C 10th November 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual.…
November 2013-Take Your Lunch To Work Thread
A new thread for November.Thanks to the wonderful Kittie for keeping us on track in October and i hope it's ok that i start Novembers thread). Don't forget if you have a yummy lunch idea then tell us all about it Here's the lovely lunch ideas - enjoy! About/reasons for this thread: Buying lunch from the works canteen/the…
Weekly Spend Challenge W/C 3rd November 2013
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual.…

★ ★ ★ Meet your Ambassadors

Confirm your email address to Create Threads and Reply

MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

View All

Debt-free wannabe challenges

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free

Debt-free wannabe challenges

Discussion List

Confirm your email address to Create Threads and Reply

🚀 Getting Started

Is this how you want to be seen?

Get our FREE Weekly email full of deals & guides - and it’s spam-free