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Debt free diaries
Archives for June 2019
Discussion List
Saving and losing weight diary
I've been lookof for somewhere to log down my weight loss journey, so thought I'd stick to here (hoping that's OK) I weigh the most ive ever weighed. I told myself once I got debt free, I would crack on with losing weight and I've haven't! So deep breathe, I weighed myself today and I weigh 14stone.6.... Yikes!! The most…
6 years...the count down is on
The 6 year time frame is for the defaults to drop of my credit file. Credit cards: 1892 Loans: 5369 Catalogue: 2507 Overdraft: 1176 TOTAL: 10944 Defaults: 9 I am going down the cca/unenforeable/sb route and have paperwork ready for a DMP once they come calling. I am 1 year into SB already and have been told one cca is…
2019; The year of the downward spiral.
The year has been awful for me; my car died, my son moved out, work dried up and my rent/utilities increased. I wouldn't normally mind and I had an emergency fund in place and 3 months expenses. This soon got swallowed up and I find myself here in June wondering what on earth happened this year! My son moved out and took…
The Four D's
Eventually doing this, i have spent months lurking and reading some of the fantastic support this forum gives to people. The endless success stories and also the inspirational people and their diaries..too many to mention, don't wanna go on forever in my 1st post but this is time for the journey to begin. So..the four D's…
Determed To Do It
Yes... this a new diary... again :A There is a new plan of action in place, so I felt things needed a clean thread. For anyone who was reading along on my last diary, my OH is in the process of selling his old marital home and was going to be in a position whereby he would clear my debts and I would just repay him monthly.…
Time to stop running away
Hi I am a newbie joining after years of lurking and after listening to a podcast about running away from your problems (via drinking, facebook, tv, going out) and instead using that time wisely to solve your problems. So I've decided to take small daily actions towards a few worries I have...debt being one of them. I've…
Here I go again ----
Hello 2 years ago I became debt free :j In the past two years I have managed to rack up £12,309.44 :eek: I do have some excuses but at the end of the day they are just excuses. I am really disappointed with myself for getting myself into a worse position than I have ever been in before. I now realise my major issue is that…
Isca’s Journey
Hello, my name is Isca (well it’s not but it is in here :rotfl:), I’m 37, married mum of 2 with debts to pay. My children are DD(8) and DS(4). We’ve made some bad decisions in the past and been able to save ourselves from debt by depleting our savings. However a mix of factors over the last year have seen us with credit…
No regrets. We only have debt.
Having been in 59k debt, and cleared it with help on this forum, and now I'm back in debt due to renovating a house, I would make the same decision again. We now have a lovely place of our own for our family to live in, so I have no regrets about taking the decision to borrow to achieve that. Short summary: 2015 - 2017 ->…
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