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Onwards and upwards.....again!
I have been here twice before, but situsations change so here I am back again! I am a seperated mum, still living in the family home with two teenage girls, one 19 and just going back to a local Uni but living at home, the other at sixth form college. I can pay my bills, I manage okay, but I have just let my finances slip…
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Determined to shift this £9773!!
I'm 26, I'm a single mum of a 1yr old. I work part time. and I owe £9773.00. This is my diary. So today, I have added up all the balances, of all the letters, all the credit cards, loans, overdrafts, hire purchases etc. its £9773.00. I am writing this diary as a way to cope, as I can't keep it to myself any longer. I have…
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Enjoying the Sunshine whilst Saving for the Rainy Day
"Some people are making such thorough preparation for rainy days that they aren't enjoying today's sunshine." William Feather I'm finally debt-free after many years of being in debt and 2 and a half years being on a dmp with SC :beer:. Like most new debt-free people that have done it the hard way I'm keen to get started on…
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Cinderella is proof that shoes can change your life!
Time for a refocus and a new diary! :j Here is the old, abandoned one - more to follow later https://forums.moneysavingexpert.com/discussion/4365859
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Debt free by Oct 2016 10700/1075 days
Total Debt 10,700 today Lurked on here for nearly 3 yrs, debt has gone and down, then up again more so like a tarts knickers.:rotfl:So here I am for the dullest diary ever but hopefully will motivate me to not spend on credit cards and increase my income. I am single, not on great wages take home 14k approx. Home owner,…
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Adventures of a Fat Cat, Old Nag and their Trusty Servant
The old diary is close to the magical figure of 5,000 posts meaning it's time for a new one according to the mse rules and according to the new adventures life has in store for me. I have a buyer for my house, hopefully it won't fall through, a small cottage to go to courtesy of my guardian angel. Still with me are my…
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Regrets, I've had a few
Dear All I've lurked here for a long time now and am following many of your stories with the struggle to get out of debt so I finally decided to go for it and start my own diary. One of my biggest regrets in life is that I didn't listen to my dear dad in those days long ago when I first left college and ventured out into…
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To pay or not to pay ?
Hello, Some advice needed please........ :) We have had debts for a long time with a debt management company and have finally claimed for old PPI and received a large some of money back - yippee :) I wish to use these funds to pay off the debts we have with the management company so that we are debt free and will in time…
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Mr and Mrs K's New Journey to a Debt Free Life.
After seeing you are such a helpful bunch on here, my wife and I are making this diary to (hopefully) keep us on track to clearing our debts and moving away from an unsustainable lifestyle. Some of you may have seen my post asking for help, well things have kind of moved quickly and Mrs K and I are in the process of…
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Gambling / Hoarding / Debt / Depression
I'm a long-term user of the site and forum, but am just far too embarassed by my behaviour to post under my own user name. It's basically come down to debt, hoarding and compulsive gambling - all of which I'm hiding (with varying degrees of success) from the outside world. I finally managed to clear all my debts, with a…
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September 2015 - I hope I can do this
Hi everyone I have been lurking for some time on here and after having completed a balance transfer to a new 0% card today I am feeling motivated to make this my last transfer. I've worked out that I'd need to pay £98.74 a month until September 2015 in order to clear my debt. Not sure if I'll manage this because it would…
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4 years of "under the rug" is over
Hi all Im pretty new here and already i've read up on so much info which has made me decide to take the first steps to getting my credit life back. As per my previous posts on here i left my old address some years ago and due to ill health and losing my dad nr his 45th birthday and me being 25 it all got pushed away. Fast…
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Slowly getting there....
Well my husband and I started our debt free journey in October 2011 by starting a debt arrangement scheme (Scotland) owing around £60,000! We had got by for a number of years by swapping cards, using overdrafts etc but still getting by making minimum payments and burying our heads in the sand. I knew we had a huge debt…
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Wake up call from a box of Teabags.....
From the name of my new diary, you would be welcome to think I have gone a little strange :o but to be honest I have just gone on line to do my weekly shop at Sainsburys and found out that my DH's teabags which he likes have gone up 11p :eek:. This has woken me up to the fact that the price of everything is going up and I…
