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Debt free diaries
Archives for July 2009
Discussion List
Help! Help! Help! DEBTS....
Hi All, I have just joined Martins website in hope I will get some information/advise on how to sort out my debts. Here's my story: - My Debts: Catalogue - £791 Store Card - £955 Unsecured loan 1 - £2,800 Unsecured loan 2 - £4,373 Credit Card - £2,160 Car Hire - £6,554 Private loans - £1,200 Total owed : £18,833 - My…
Small steps - dreamer's journey to a more frugal life.
Hi all, :wave: I am new and along time lurker, have decided to start a diary to keep track of my journey to a more debt free frugal life. I have four debt totalling £5,000. I am setting my self a challenge to pay one of those debts by 30st of September. CHALLENGE PAY VANQUIS C.C BY 30TH OF SEPTEMBER. I owe £583.88. The…
Skint Spice's journey to being less skinty and more spicy
Hello... yes, I am now officially debt free :jbut not sure I've learned anything:o! I want pretty things and holidays:o! This is part of the problem with budgeting so hard for so long that I've frittered away loads already (on a very tight month) on stuff like makeup and foodie treats and I've realised I need to calm down…
Taking on some challenges
Starting diary as its half way thru the year, I'm motoring along ok with current income/outgoings but not a lot happening re overpayments/savings Hoping to move in with my partner and will be moving from a single life to a joint finances point of view. (currently get WTC and some benefits as work part time) We both work…
Westiedogs 1st diary
Its the 1st of July today and the start of my diary. LBM was December 2008 :idea: and signed up with Payplan in January - first standing order to them was 1st February 2009 - and has been continuing the first of every month. From today I will only be going to the cheaper supermarkets eg Aldi, Lidl and Netto etc - I will be…
Diary of a Bride to Be: £18,000 in 12 months
Hi guys Thought this would be an excellent place to monitor our progress. DP and I are engaged and have decided to set a date in 2011 to give us time (hopefully)to clear off our £18,000 of debt and save for our wedding. Therefore, we are aiming to clear £18,000 in 12 months :eek:. Sounds absolutely ridiculous money but we…
July's Spending Diary
So.....June was a reasonable success, with my spending diary making me think about what I was spending, and what could possibly have been avoided with a little effort. As a result, I was within my grocery challenge budget, and I notched up 10 NSDs :T So, July's diary needs the same amount of focus, but I am going to refine…
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