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Debt free diaries
Discussion List
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Help! Help! Help! DEBTS....
Hi All, I have just joined Martins website in hope I will get some information/advise on how to sort out my debts. Here's my story: - My Debts: Catalogue - £791 Store Card - £955 Unsecured loan 1 - £2,800 Unsecured loan 2 - £4,373 Credit Card - £2,160 Car Hire - £6,554 Private loans - £1,200 Total owed : £18,833 - My…
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Small steps - dreamer's journey to a more frugal life.
Hi all, :wave: I am new and along time lurker, have decided to start a diary to keep track of my journey to a more debt free frugal life. I have four debt totalling £5,000. I am setting my self a challenge to pay one of those debts by 30st of September. CHALLENGE PAY VANQUIS C.C BY 30TH OF SEPTEMBER. I owe £583.88. The…
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Skint Spice's journey to being less skinty and more spicy
Hello... yes, I am now officially debt free :jbut not sure I've learned anything:o! I want pretty things and holidays:o! This is part of the problem with budgeting so hard for so long that I've frittered away loads already (on a very tight month) on stuff like makeup and foodie treats and I've realised I need to calm down…
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Taking on some challenges
Starting diary as its half way thru the year, I'm motoring along ok with current income/outgoings but not a lot happening re overpayments/savings Hoping to move in with my partner and will be moving from a single life to a joint finances point of view. (currently get WTC and some benefits as work part time) We both work…
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Westiedogs 1st diary
Its the 1st of July today and the start of my diary. LBM was December 2008 :idea: and signed up with Payplan in January - first standing order to them was 1st February 2009 - and has been continuing the first of every month. From today I will only be going to the cheaper supermarkets eg Aldi, Lidl and Netto etc - I will be…
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Diary of a Bride to Be: £18,000 in 12 months
Hi guys Thought this would be an excellent place to monitor our progress. DP and I are engaged and have decided to set a date in 2011 to give us time (hopefully)to clear off our £18,000 of debt and save for our wedding. Therefore, we are aiming to clear £18,000 in 12 months :eek:. Sounds absolutely ridiculous money but we…
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July's Spending Diary
So.....June was a reasonable success, with my spending diary making me think about what I was spending, and what could possibly have been avoided with a little effort. As a result, I was within my grocery challenge budget, and I notched up 10 NSDs :T So, July's diary needs the same amount of focus, but I am going to refine…