July's Spending Diary

hypno06

So.....June was a reasonable success, with my spending diary making me think about what I was spending, and what could possibly have been avoided with a little effort.

As a result, I was within my grocery challenge budget, and I notched up 10 NSDs :T

So, July's diary needs the same amount of focus, but I am going to refine it just a little and try and split the spends into:

Petrol and bus fares
Groceries
Skiing
Stuff

Out of this I will try and highlight the avoidable spends to see what can be cut back on next time round!

I still have quite a lot going on this month -three ski races, a trip to see Take That on Saturday, and a couple of birthdays, plus I have to pay some money towards DD's trip to China later in the year, so hopefully by splitting it into these subsections, I can see where I need to try and work harder.

As a way of retaining the focus, last Friday I took out £20 from the bank to set myself the challenge of seeing how long it could last. This is for "spends" such as the coffees at the ski club, bars of chocolate at work, lunch from the shop if I don't bring my own etc. I am on day 6 and still have £18.41 left......so am going well!!

tirlittan

Yay, will look forward to reading your spending diary again. Good luck.

*louby_lou*

hello

I've recently being doing a spending diary,
Mines just a little miss naughty note book

Its such a great eye opener,

Well done for making your money last so long!!

beanielou

Glad you have done this for another month
Well impressed with the £20 BTW.

hypno06

I met DD in the city for lunch today, so spent £6.31 out of my £20. I now have £12.10 of that left, so still doing ok It was a nice treat for both of us.

Also £7.20 on a bus ticket for DD to get to work experience for the next week.

And £1.80 on a birthday card for my nephew.

So, spending for July so far is:

Stuff - £8.11
Petrol/Bus - £7.20

hypno06

£141.16 on groceries and fruit yesterday :eek: But that is to feed six of us, and because two of those are "paying guests" I need to have a reasonable amount of food in the house...

So, spend for 2nd July - £141.16

Total spends for July:

Groceries - £141.16
Stuff - £8.11
Petrol/Bus - £7.20 (+ approx £50 that OH filled up yesterday but I haven't seen the right amount yet, so will add it in due course)

Aiming for a NSD today.

babyhead

Oh no! You are taking the plunge with another spending diary in July Hypno! He he!!

It is really interesting!! It would completely horrify me if i did one (having went to maccy d's yesterday) You are *so* brave!