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Credit file & ratings
Archives for November 2019
Discussion List
0% Credit card + SC clearance
Hi everyone, So I have 2 credit cards. An AMEX platinum cashback card which I pay off in full every month, and then a 2 year 0% card which I put everything that I can't use my AMEX for on. I pay the minimum on the 0% card every month, but I could pay it off in full at any time. At work I will need to get SC clearance, and…
Credit score History
Hi, I am looking to get a report of my credit score history since may 2019. to know if it has dropped, and if so why or since when. The reason being is that i opened a bank account with nationwide. they asked me if i wanted a credit card of 0% apr for a year, and when i said yes the offer me £7k of credit. I mentioned that…
Someone has rented cars using my identity - advice needed on what I should do
Hi all Sorry if this isn't the right sub-forum but I couldn't work out which one would be best. Basically, my mum recieved a few letters addressed to me at her address recently. I lived there three years ago but 200 miles away since. One letter was from a car rental company with a summary of rental showing I rented two…
Invalid Address on Clearscore
Hi I have trying for several years to remove an previous address added to my credit file by Tesco Mobile, which will affect my future credit rating. Myself or any family member have not lived at the UK address, nor have I ever visited the location. I referred the matter to Equifax, who passed it onto Tesco Mobile, who have…
Vote ineligibility note on credit file
Hi, I'm not eligible to vote as I'm not a UK/EU citizen and I want to add a note to my CF to explain that. Is "Not eligible to vote. Non-citizen" enough or should I add more details?. What proof do I need to send credit agencies?. Tried to contact the agencies directly but couldn't get an answer as apparently I need to be…
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