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Credit file & ratings
Archives for April 2014
Discussion List
Check my file
I just used a free 30 day trial with Checkymyfile to have a look at my credit score. Came out at 850! Happy Days :-) Are able to cancel the trial via the website too so don't even have the hassle of trying to speak to them to get it cancelled.
Account showing 'under Query' on credit report
Hi All, I am hoping someone can give me some advice... I had an issue with O2 whilst renewing my contract, this has all been resolved (and was when the first payment was made Dec 2013). However on my credit report (Noddle) the account is showing as 'under query' and I just wondered how much of an issue this is if I want to…
Gambling companies searching credit files
Have just been checking my Noddle credit rating in preperation for a mortgage application. Just 2 late payments dating back to 2009 so relatively happy with that, however:- I like to have a little bet on the footy every so often. Not huge amounts, just £5 here and there to keep me interested. I recently opened accounts…
How long should i wait before reapplying for a credit card?
Hi, I've recently been declined for a couple of Credit Cards a Luma nad an Aqua, i used the pre eligibility checker and it said 50% so took a chance and failed. I have now got a sim only contract from O2, so i'll make every payment on time with the contract how long should i wait before trying to get a credit card again?…
Default not registered, looking for advice
Hi all, I'm after a bit of advice. I went through a rough patch financially over several years, and have been cleaning up my act - and debts - for the past year. I've cleared off two CCJs, several debts, and am now down to the last few to sort. One of them I've left alone until towards the end because it's with Virgin…
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