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Credit cards
Archives for September 2019
Discussion List
Unable to clear Clarity Card overseas ATM transaction before it shows on statement
I withdraw cash from ATMs when holidaying in Spain and this usually shows as a pending transaction within minutes but doesn’t show on the statement for a couple of days. I withdrew cash yesterday and went online today to pay the bill but I was unable to pay and got the following message: “Sorry, you can’t make a payment to…
Credit card payment error
Hi, I have been really silly and miskeyed a payment to my aqua account. I rang my bank who couldn’t care less. I rang aqua and explained that I had Mis Keyed in a reference number. The account number and sort are correct - It was within the first 8 digits. They told me it might bounce back as the number doesn’t sound like…
0% BT to Halifax Clarity -> ATM
Hi all, My 0% card has a low fee for normal BT, however the fee for Money Transfers is quite high. I have a halifax clarity card which does not charge for ATM transactions so was wondering if anyone has tried balance transfering to this card and then taking it out of the ATM? I was thinking if I waited till the BT had…
Missed payment?
My scenario : Tesco credit card balance £300 Payment due 31st of each month Saturday 31st August, payment due = £75 (minimum payment £25) Sunday 1st September, I balance transferred £300 from Tesco to new Halifax credit card, then (perhaps a mistake) cancelled Direct Debit to Tesco from my Barclays current account This…
Is paying Next classes as a balance transfer?
Not sure if I’ve been a bit hasty here. I applied for a new card with a 0% balance transfer. They’ve only given me a £1500 limit which won’t clear the card I wanted to clear so thought ‘I’ll clear my Next instead ’ So I went into my Next account and paid it. Now I’m worried that it won’t be classed as a balance transfer…
0% balance transfer Tesco to Natwest
I have about £5000 on a Tesco card which is near my credit limit. I cannot extend my credit limit for another 7 months however I have been accepted for a natwest 0% balance transfer card. Could I transfer the £5000 at no fee and then continue to spend on the tesco card until the 0% offer ends on that card without paying…
2.164 Monthly apr -purchases what's Annual apr
Not sure how this works or if multiplying by 12 months could provide an estimate of Chrome card Annual apr. Form recent statement 2.164 purchase apr-monthly Whats' thew correct Annual apr please. After emergency hotel room for 2 nights, I seriously need to purchase a new Mattress for home -it's only a few days until 10th…
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