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Best Card for a Transfer from Argos store card?
Hi all! Really need to get rid of my Argos store card balance asap as the interest is more than what we can actually afford to pay on it each month. I have a barclaycard platinum but they wont allow a BT because Argos is one of their partners and there are no options for a money transfer because the Barclaycard is a new…
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Aqua Credit card
Hi, Just want to get some feedback as I've heard many a times people saying some credit building credit card helps you to increase your credit rating? I already have 2 credit card (big names banks), which I use/payback regularly. My Credit rating is high but not highest, In my case, would getting a credit card like Aqua…
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I need to use a Credit Card to pay my portion of a holiday
Hello, As explained in the title, we are booking a holiday in a few months time, it has to be paid all in one payment, but I need to use my credit card to fund my portion of the bill. I have toyed with various ideas such as sending it as a personal payment via PayPal or even withdrawing the cash :eek: but I am sure there…
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Is it possible to pay off a balance on a 0% BT card and then use the facility
again? I have just got 2 new 0% no fee BT cards. I am still within the 90 day limit for 0% balance transfers. I transferred a balance for the maximum allowed(£5k) to card 1 which should have been transferred to card 2. Can I do a BT of £5k from card 1 to card 2 and then do another BT for £5k from another card to card 1…
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section75
hi guys. I've got a question i hope someone knows the answer to. I recently supplied and fitted a staircase to a client. Who then decided that he didn't like the design half way though and wanted his money returned. i refused as we had agreed the design. He then took me to court over this saying that the work was…
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Trying to find a decent credit card for abroad purchases preferably interest free
Not really interested in the Tesco or Sainsbury CC offers as they seem to be more orientated with grocery shopping. I'm looking for and interest free credit card specifically for holiday flights and Accomo. whilst having a back up/big purchases abroad CC. Any recommendations - I was thinking possibly AA (had a bad…
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Santander 123 Card downgrade
Has anyone managed to downgrade their Santander 123 (cashback) credit card to a standard fee-free one? Doing the maths I cannot see how I'll be able to earn enough cashback to cover the monthly fee when my 0% interest period ends. I don't really want to cancel the card because it will impact on my utilisation and average…
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Money Transfer Card
Hi Guys, I'm looking for the best provider to do a quick money transfer of just £1000 - (need it to benefit from the first direct switch, and can't free it up from anywhere else due to my interest plan for the year :rotfl: ) . . Ideally one that will be interest free for around 6-12 months, and doesn't come with a fee/too…
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Should I cancel or not?
I've been on a blitz of my credit card debt past year or so, at one point it was pushing £20k, which is not too far off my annual salary. As it stands : 1. Nationwide : £0, open for about 6 years 2k limit 2. Barclaycard : £200, open for about 5 years 4k limit 3. MBNA : £700, open for about 2 years £5k limit (0% ends July…
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free credit report on MSE
Thanks guys, as a thank you I applied for my next credit card via your link so I assume you get some kind of affiliation bonus. After virgin money card arrives I will cancel my tesco card which only has 6 months left on its 0%.
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Amex
Hi, Never had or used amex, but people talk about lots of air miles etc. Is it worth having? I use my nationwide debit card 99% of the time, though could use amex for purchases if rewards were good....I like European city trips. Just their site and there's a plethora and it's all a bit confusing, what sounds best suited to…
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Closing recently opened accounts
I opened 2 accounts recently and I wish I hadn't. I've got to much avalible credit. If I close them now will this have a negative effect on my credit file or is it just best too leave them open and close at a later point?
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closing\applying?
Hi there, I am interested in applying for a new spending credit card. But before I do so, I would like to close my existing credit card first. Once I close it, how long should I wait before applying for another provider?
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Can I use a bt card to pay a loan
I think this might be stoozing - but not really sure. We received a flier in the post for barclaycard 0% deal with no transfer fee for 20 months. We had just over £2k on a low interest lifetime of balance card and thought we would transfer the balance so not paying any interest and pay it off before the 0%…
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Another Section 75...this time re a used car
Evening all, I bought a used car from a dealership about 5 weeks ago, using my credit card for both the deposit and balance. In the time since, a couple of faults have arisen so I called the dealership last week and arranged to take it back for a look today as when I bought it they said it had a 6 month warranty. This is…
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Get an interest-free card?
I currently have 2 cards, a Nationwide one with a max limit of £13500 and zero balance, and a Virgin one with a limit of £7500 and a balance of just over £700 that will be cleared at the end of the month. The only reason i got the Virgin card last year was because it had a 12month interest free period on purchases and i…
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Travel CC w/o daily ATM limit (monthly or related to credit limit is ok)?
Hi, Could anyone one advise if there is a travel CC (no non-sterling fee) with free ATM withdrawals (no-ATM fee) and no daily ATM limit? It does not matter to me if the interest rate is very high, if there is a (reasonable) monthly withdrawal limit (I don't intend to withdraw tens of thousands, I just sometimes need times…
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Unable to get any credit cards (bad credit)
Hey guys, new to this forum. basically my credit score is bad for example CE score is 640 and Equifax is 232. Im trying to get a credit card such as capital one to help improve my score. I have telephone bills that are always paid on time for the past 3 years yet my score hasn't budged once. The problem is i used MSE…
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Tesco Credit Cards compromised
I received a letter from Tesco informing me that due to a 3rd party retailer data breach my card was blocked (three days after it happened and I had transactions declined as I was unaware in between these times it happened and receiving the letter) and new one issued. They hadn't informed me of where the breach occurred…
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Balance transfer vs credit rating
Hi - I'd appreciate some help with this question, and hope this is the right place. I've got a considerable cc debt spread over 3 cards which I'd like to shift. My mortgage deal is up next May, and at that point I would like to get a better deal on that. Currently, according to MSE credit club, my score is very good and…
