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Credit cards
Archives for December 2015
Discussion List
Refund of money on currency card - change of bank query
Hi all, I have a currency card which had a small balance on it and it was cancelled. I no longer had the bank account that I used to load funds on to it a long time ago, so I requested the refund of the money on the card to my new bank account. The company want to see proof I own this new account before refunding - do they…
Over my Limit by £3 + min pay increased?
Alright: Was stunned to find this out today.... the credit card was pending payments on various things during the past week (thought they was all paid for by now) Anyway logged into see my limit but 3 pound added to it.... saw my bank statement and it said min payment now 50 pound? it was 28 before... whats up with that?…
New address failing POS "Customer not present" address check
Hi all, I moved house 2 months ago and updated my address with my CC issuer within a few days. I've just come to make a "Customer not present" purchase over the telephone and it has been rejected as the "address does not match" - I don't know what it doesn't match with. I've called the CC issuer who confirms that their…
Free Airport Lounges - Which Card?
Does anyone know the best way for getting free access to Airport Lounges? I know some cards offer them through 'Priority Pass' but I'm having a bit of trouble finding them! Thanks for any assistance you can give...
When will aqua increase my limit?
I got a new aqua card in May with a £300 limit increased end of August to £950 but no increase since. I pay In full every month. Also payments during the month as I use it quite often. Do you think I may be due a increase soon?
Shuffle question
I have always had good success with doing credit card shuffles. At the moment I am a bit stuck. I have 5 cards. 4 of the cards are all near the limits. The other card is a Santander one which has a £5000 limit and that card has £0 balance. Last time I shuffled them around, I cleared that card. My problem is, Santander…
Barclaycard trying to keep me, better to close?
Hi all will try and keep this brief. I have 3 cards: Barclaycard £0 Halifax £1600 21.95% MBNA £2400 0% Rang barclaycard to ask to close the card the other day, they began offering me options to stay - as they do. They gave me £50 into my credit card for free. They did a few checks and today have said they will up my credit…
Halifax Clarity £5 reward overdue
is it just me, or has anyone else found that their £5 credit card reward is overdue this month? Mine usually appears in my transaction list on 29th/30th but still no sign so far. (have met the conditions in respect of current account activity and spending requirements on the card itself).
TSB VISA DEBIT CHARGEBACK SCHEME help please
Hello.... my friend is in a real pickle and needs advise ASAP or pointing in the right direction if you would be so kind.! Months ago we were recommended (via a close friend) a local car dealer who could supply a car to be used as a private Taxi for my closest friend.! This man had been in business since March and had sold…
Payment allocation refunded purchase on 0% card
Last Saturday I made a purchase using a credit card with a 0% balance. This was intentional and I am quite happy about paying the pennies of interest. The item purchased was defective and was returned today for refund. The refund was immediately made using the chip/pin terminal in the shop (it was a major supermarket…
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