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Worrying email
I have just checked my emails and found a message confirming an order which I have not made from a company I have never heard of! The message says payment was by credit card (not named) for £127.31. I have checked my credit cards on line and none have pending transactions. I googled the name of the company but could not…
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Paying with c card or d card
Hi all I'm wanting to purchase an expensive item online and thought I would use the credit card but there's quite a charge so if I pay by debit card (visa) would I get the same insurance that I would if I paid with my credit card? Many thanks
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MBNA/mastercard payment error
Hi there looking for some guidance please Yesterday I went to pay my MBNA mastercard a payment of £270 which came up declined so I tried again and was also declined. Then 2 payments of £270 has since come out of my current account. I spoke with MBNA yesterday who told me that there was an issue with mastercard and the…
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strange Natwest Credit Card closure
In March, I received a letter from Natwest to tell me that they were going to close my saving accounts and credit card account (I don't have current account with them). I called Natwest credit card department to ask what I should do with a 0% BT I toke last December. I was told that Natwest would honour the 0% BT offer,…
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limits
can any one help regarding 0% balance transfer,what happens if the card has a lower limit which doesnt cover the debt?
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Accepted but declined
Hi, I successfully applied for a Tesco 0% credit card, I was told my credit limit etc. and all i had to do was hit accept. Unfortunately I didn't know (Didn't carefully read) the terms that said you cannot apply if you have attempted to apply in the last 6 months. I declined their offer as I wanted to "shop" around for…
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MBNA money transfer
Hi all, I have just been accepted for an mbna money transfer card an I input the details of the money transfer on the application. Can anyone advise how many days it will take for the dosh to reach my account? Thanks Cameron
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Pre paid credit card
Hi, I have applied for a Caxton FX prepaid credit card for use in Thailand. Has anyone used this card in Thailand and can you confirm how easy to use / any issues? Many Thanks, :-)
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When to dump Sub-Prime Credit
Hi, I am looking for some advice. I want to get rid of one or more of my old credit cards, which ones would you recommend i get rid of and how will it affect my credit file. On my credit file i have: 1 default, and 1 case of long term arrears from about 5 years ago I also have a healthy overdraft. Old Cards - There is a…
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Need a bit of help.
Hi, don't know if I'm posting this in the right place, it is about my credit card and also a bit of debt. I fell behind with paying my credit card back a few years ago. In six months time the balance will be clear as I'm paying back via a moorcroft just asking when the balance is zero will the halifax just delete my…
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New Credit Application - Balance Transfer
Hey All, Done a searching this but nothing has come up on this forum. I've recently applied for a new MBNA card got accepted online. How long does it take for the balance transfer to be completed? is it 3-5 days? Thanks :beer:
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Credit Card - Section 75 cover private sales
Hi, I am considering using my credit card to buy a product from an individual (not a company and if I can - I assume it will cost more but I am prepared to pay the extra interest as it's only for a short-term). Anyway does the Section 75 cover this sort of transaction?
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When is a credit card statute barred?
Been threatened with a ccj for a credit card where last payment was 2007. Last acknowledgement was 2007. First default was 2007. The solicitors are saying the credit card account was closed by vanquis in 2009 and therefore it is not statute barred. Help???
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credit card repayments by standing order?
Hi all, I am new here so bare with me getting the lingo, I have a credit card (vanquis) and never seem to be clearing any of the balance by paying the minimum payment. I saw somewhere that if you pay by standing order instead of a direct debit it clears the balance quicker, can anyone here clarify this? at the moment the…
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Tesco Credit Card - Do foreign transactions count as 0%?
Hi, I have a tesco clubcard credit card with 19 month 0% purchases. I was wondering if a foreign transactiom would count towards my purchases. I'll give a little background as to why im asking.I am in spain and have rented a car for a few days. I reserved online with sixt and when i picked up the car I asked if I could pay…
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Using a credit card abroad
Hello, I have 3 cards, a Barclaycard, Tesco and Nationwide which one is best for using abroad for restaurants, museums etc? I will not be drawing cash. Thanks
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Loan vs c. Card for mortgage deposit
Is it a good idea to take out a loan for a mortgage deposit or to take a cash advance from credit cards. Does it affect a mortgage application if you take out a loan first? Does it affect a mortgage application if you have maxed out your credit cards?
