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When does 0% interest start on a credit card?
Sorry if this is a stupid question, but does the "18 months interest free" on a Tesco credit card (or any other credit card for that matter), start from the day you get accepted for it, or from the moment you first use it? Thank you :o Also, if I was to make a purchase of about £3000, what are my minimum repayments likely…
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if a credit card monthly repayment is £74 how much is balance likely to be
As the title says I know their min monthly repayment is £74 it's a standard Tesco bank cc, card has been destroyed but I know only min' payments being made. I want to clear the balance for them but don't want o have to ask. Please can someone with more brains than I give an indication of what the balance is likely to be,…
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Debit card
Hi I have a debit card and bank account in my bank on my name. The name on the card is mine. What happens if I give my card to friend and he use it with his name ? The debit card is visa and its debit not credit !
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success on full and final settlement
Last year I got behind on several payments. I was given some money by my parents to help me out. I contacted one of my CC's and managed to negotiate a f&F settlement with them. However this yearm, I have been harrassed by them for the rest of the balance. I spoke to them, even paid a couple of payments. To cut a long story…
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transfer trouble !!!!
Hi ! Be gentle as i'm a forum virgin but need some advice/help if possible. I currently have 3 credit cards NatWest,MBNA and RBS of which i'm paying over £400 p/month (mainly interest) Keep putting it off but need to sort things out and get my dept manageable and reduced rather than paying interest only. I have offers from…
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RBS card and direct debit question
My RBS card offered me 6 month interest free on purchases which expires on 31/10/13. I have the money sat offsetting my mortgage to clear it in full on 30th. I have a direct debit set up to meet the minimum payment each month. My question is if I pay it in full on 30/10/2013 will they also take the direct debit on 4/11/13…
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Nationwide credit card- help- newbie
Hi there, I currently have £1,400 which i need to pay off. I was thinking of getting a nationwide credit card to pay this, as i can get a credit limit of upto £1,800. I have roughly £250, disposable income after pay, but i need to swiftly pay the fee of 1,400 off. I am new to credit cards, i would be able to pay off…
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Activ Capital
Hi In 2008 after loosing my income along with so many others at the start of the recession, I defaulted on some of my credit cards. The credit card companies were contacted and updated with my situation and I agreed to pay off the debt at £1 per month which was as per the advice given to me. The credit card companies have…
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Now going to have 2 BC platinum cards
Bit of a strange one but I've had a BC gold MasterCard which got transferred to this when a building society stopped issuing the card some 5 years ago and just had a letter saying this card is now changing to a platinum card. However I've already a BC platinum card which I've had 2 years so my question is do you think BC…
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Paying off large credit card balance - please help :(
Hello, I am absolutely useless when it comes to organising finances etc. I hope someone could give me some useful advice! My partner has a Santander credit card in his name. The balance is sitting at over £2000 and we both have poor credit due to being irresponsible/uneducated financially as teenagers. We are both working…
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Alternative cashback methods
Hi All This is my first post so please excuse any stupidity that follows... I'm getting married in February (hooray!) and it'll soon be time to start paying for everything. I have all the money ready so I don't need to borrow, but I thought it might be good to take advantage of a cashback credit card, putting all expenses…
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MSE guidance page on power of attorney
Hi my mum has used the link in the MSE email to complete forms for power of attorney via the info on MSE website. MSE site suggests completing the forms costs £110 (reduced from £130). There is no suggestion anywhere that this link takes you to another business, which it seems to do, as today she was called by phone from a…
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help me
do anyone know how to remove my vredit card details from facebook advert manager.. ?
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Amex Foursquare Specials - finished?
Hi everyone, Have Amex stopped doing the 'specials' with Foursquare where you would check in to a shop and receive cashback? As users of Foursquare will know, it's never worked very well and is difficult to navigate so I'm not having much success trying to find specials. It was only ever with the help of MSEers that I ever…
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Warranty cover for fridge-freezer. Company in administration
Hi, I need some advice. I have purchased extended warranty for my fridge-freezer with Baumatic warranty and paid for the 'parts insurance' via credit card and 'service/repair' insurance cover with monthly direct debit payments (not sure why they made me pay for it in different ways). Baumatic has gone into administration…
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loan\overdraft payments = credit card ?
Hi all. We need advice please.....I have a £1000 overdraft, which I'm always in.....and I am paying out £120 a month on a loan repayment...this along with 800 on childcare per month..means that when I get paid....it all goes out within the first few days(same as everyone right?).....so then we live off my wife's wage for…
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Cost of paying for online subscription in US dollars with credit card
Hi, I'm wondering if anybody knows what it will cost me to buy an online sports streaming service which is charged in US dollars ($90) using my HSBC credit card? Thanks in advance.
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Capital One
Hi, paid my Capital One as I normally do. Usually clears in a day and a half, but this time it hasn't. Just wondered if anyone else's is slow to and hasn't cleared? Thanks
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does any prepaid card offer reloading from....
multiple bank accounts
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Missed payment - credit rating impact?
Hi I have a 0% credit card with MBNA which I just pay the monthly amount. Only had it a couple of months and have not setup the monthly DD yet. I was due to pay my monthly amount of the 2nd Oct. Due to work I was away for about 2.5 weeks, missed the statement and also forgot to pay the minimum amount. They have charged me…
