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Ryanair
Perhaps if they don't toe-the-line then stop them from using British airports for a while?
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Moving credit?
Evening, I think I know the answer but thought I would ask anyway. Me and OH both have a credit card with balances of £300-£350. My APR is 34.080 and his is 37.95 Would it be better to load it all onto mine and pay it off? We always over pay the minimum by about £20 a month Thanks
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Egg Card - Unused for 4 years
Hello, I had an Egg card some years ago which reached the dizzy heights of £8250 credit limit, which was up to the max, paying back only the minimum every month. My circumstances changed dramatically and suffice to say I was unable to meet the monthly payments. I came to an agreement with Egg to pay back £25 a week, with…
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Balance transfer from spouse
My wife is paying interest on her credit card. Does anyone know if it is possible for me to take out a new card and then transfer her balance to my card? Thanks Henry
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Barclaycard query?
Hello I wonder if anyone can clarify a point of confusion for me? I BT over to Bcard about Nov(ish) of last year (on a 16 month interest free offer), and made payments each month (not clearing the full amount but more than the minimum amount and thereby managing to reduce the amount owed). About 2 months ago, I made a…
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Card Balances
I need some advice from the experts :) I have 6 credit cards and am trying to get rid of as many as them as possible. Some are Life of balance ones and others at variable rates. None of them are offering me BT's offers at the moment, so I was wondering if this was a feasible option. My Virgin card is just about to go from…
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Longest payment period
If you pay off your credit card each month, is their one which gives you longer to settle. My current card gives me only 2 weeks between the bill and paying and sometimes longer would give me more time to set up payment?
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Cash withdrawal (Capital One Classic)
If I withdraw £200 from a ATM using a Capital One Classic from what I can see that will cost £6 (Assuming I pay it back on the first statement). Will this affect any 0% deals I may have on purchases etc? Also if anyone can think of a clever way to shift £200 between the card and my bank account before Sunday please do…
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Cred Card Application - HELP two credit searches?
Hi, this is my first post so I am sorry that it's one that asks for help but i'd really appriciate it if you guys could help me. It seems quite long and and im sorry if this should be somewhere else or if its been covered :idea: On Monday 26th June I applied for a credit card online with Nationwide and was told that I had…
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Where to start??
Hello, I have 4 credit cards which I would like to transfer the balances to 0%, but because of the high limits, I keep getting knocked back when applying for a new card with a 0% balance transfer. How can I get round this problem to start paying off my debt instead of just the interest? Barclaycard £11,200 MBNA £7,800…
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Notice of correction, help? thank you!
I know this may not be the right forum but I know many people on here are knowledgable about things like this. I currently have a notice of correction on Equifax which I have asked to removed following a resolution. It could take a month to be removed and I am considering applying for a barclaycard initial card (have been…
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Vanquis Credit Limit Increase Experiences
Hi, I was wondering what everyone experiences are with Vanquis in relation to having there credit limit increased. What was your starting and when Have you had any increases and if so when How do you pay your bill.....in full or min payment. My account was opened July 2010 with a £300 starting limit, was increased to £500…
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Another victim of EGG - ARC - TREVOR MUNN
Hello, this is my first post here so please be gentle. I have credit card debt with EGG which was passed on to CD-UK and then passed on to ARC (?!). I had agreed a token monthly payment with ARC - which I have honoured but missed June's payment due to an oversight on my part. Today I have received a rather scary letter…
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RBS Rate jacking - Fightback
I have been issued a letter by RBS to state that their APR for the Platinum card is rising from 16.62% to 20%. That is a rate hike of 20%, following a 30-odd% back in 2009 (?). I've contacted my MP to object to a state owned bank doing this in a time of recession, and wondered if anyone else is going to try a fight-back.
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Going to Florida on hols - need a new credit card
Hi I am new to this forum. I am going to the States on holiday in October and am looking to get a new credit card. Can someong advise best deals - looking for one that will charge 0% for 6-12 months
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Next Credit Limit?
Hello, Another credit limits thread....sorry :p I have had a next account for three months at the moment, I have a limit of £150, I have ordered stuff every month and have been making more than the min payments, in fact the current balance is £0. I to be honest do not inten to use now until October (to revamp my wardrobe…
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Cap One limit increase experiences please
Hi, Just out of sheer curiousity I was wondering what everyone experiences are with CP1 in relation to CL. What was your starting and when Have you had any increases and if so when How do you pay your bill.....in full or min payment. My credit limit is £200, pretty pathetic, I shop on is and pay it off right away, I would…
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Is it possible to balance transfer an overdraft?
I have a £2500 overdraft from university that I am getting charged £30 from Halifax each month and it is never going down. Are there any cards where you can balance transfer this at 0% for an amount of time so I dont get this charge and can work to bring this balance down? Thanks for any help... lINCOLNuNI
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Credit Card Direct Debit Dispute - Financial Ombudsman?
Hi All, I am new to this forum so apologise in advance If I have posted in the wrong section. I would be grateful for any advice or help on the situation I am currently in. I applied for a BarclayCard credit card in March and thought at the time that I had set up a Direct Debit as part of the application process (upon…
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credit cards
hi can some please give me some help I have debits on my credit on one which am paying int and the other two have 0% for now would be better off to take p/l to clear the cc or move them around on 0% bal trfs which are on offer but some times the cc not offer you enough credit limit to move all in to one card thus making…
