-
Is it possible for a C/C company to take too much money from you?
I had a Tesco card which i recently paid off. Let's say my credit allowance was £2500 for this example. Let's say that i had spent £2300 on the card. I looked to see if there were any pending transactions - there wasn't (there shouldn't have been either as i hadn't used the card in a while). So i send a payment of £2300 to…
-
Covered by Section 75 ??
Hi, I recently joined a gym and under a special offer paid my subscription in total rather than by monthly installments. I used my credit card and as the gym is now in receivership I was wondering if this is covered by Section 75 on the Credit Card.
-
Credit card money back help
Hi All Can anyone tell me if they have taken on their credit card company to get back the over rated charges, I am in this process, I have been looking through this site to see if you can claim the phone and letter charges back which i occured from this company. Cheers bigprof2010
-
CCJ beacause of credit card fraud
Just looking for some adive So, a few years ago (5 to be precise) my brother tried to get a credit card out under my name using my details. Thankfully i found out before he'd had time to sign any credit agreements or paperwork. I rang the credit card company (Edge/GE) up to explain the situation and they were fine about…
-
Paying off a US credit card from the UK
Hi everyone, My wife is American and has recently moved here from the US. She has a credit card balance which can't be paid off by the funds in her US current account. What's the best way for us to pay it off (it's ~$3500/£2200) Ideally we want to pay off the entire balance in one go, and I'll take on the debt (she has no…
-
CapitalOne increased credit limit from £200 to £800
I got about 2 weeks ago in the post a letter from CapitalOne that they will increase my credit limit on the card from £200 to £800. Is that good or bad? (I've never asked for them to do so, it came automatically) I'm planning to leave the UK in January back to my home country, so is it relevant to me anyhow?
-
Making additional payments; More confusion?
Although I have a outstanding balance, a minimum payment direct debit has been in place, prior to ever actually spending on my credit cards. In reference to Barclaycard: In the past and within the 56 day interest free period, I made an additional cash payment at Barclays bank, paying an amount to cover the additional…
-
Credit/debit card fees in the Channel Islands?
Hi I'm from the British mainland and am going on holiday to Jersey this summer. I know it's part of the UK but it has a special status so...... If I use my Natwest credit and debit cards in the Channel Islands at POS or to withdraw cash, will the bank consider this a 'foreign transaction' and charge me a fee? Many thanks…
-
Are 0% transfers available for those with bad credit?
As per title, are any companies giving out the 0% balance transfers? I have 3 credit cards : 1 @ 17.9% 1 @ 18.9% 1 @ 0% I am paying the highest first and managed to reduce by £3500 in last 5months, however i have applied for 3nr 0% balance transfer cards and all either been refused or the companies have sent out paperwork…
-
Virgin Credit Card - Balance Transfer Rates
I have a Virgin credit card with a balance transfer at 0% on there. If I make a purchase on this card will I lose the 0% balance transfer rate or just be charged interest on this transaction separately.
-
Which credit cards will BT into a bank account?
HI there I have several credit cards and would like to balance transfer my NatWest overdraft onto a card. Does anyone know which of these cards will transfer money into a current account? Barclaycard Amazon Mastercard Egg Visa card Virgin money Nationwide CC Thanks!
-
Section 75 - help!
I will try to keep this brief. In 20089 my husband purchased an engine with his personal credit card. Item was wrong and would not fit what it was supposed to. Sent back, but no refund forthcoming. Tried Barclaycard. They said (1) the engine was right (it would not fit vehicle) and secondly we had to go to court first (we…
-
Electoral Roll
What difference does it really make whether you are on it, or off it?
-
So what's happening with Egg --> Barclaycard?
It seems to have all gone cold on Egg customers being sent out Barclaycards. Haven't used my Egg Money card for a couple of months. Thinking I might as well cancel it.
-
Vanquis Interest Rate
Hi, I spotted on my statement today that my APR has gone down from 59.9% to 49.9% for purchases. (or from 3.991%/month to 3.4331%/month) Now, not complaining or anything, but is it normal for an APR to go down without me being told? Or have they possibly just made an error and will put it back up if I mention it to them?…
-
What credit can I get with a guarantor?
Hi I am looking for a little bit of advice, my credit rating is terrible, not due to CCJ's, bankrupt or missing payments. I have moved house a lot, due to relocation & circumstance & want to be able to get credit to improve my credit scoring & history. I want to be able to get a mortgage in the next 2-3 years & even though…
-
MBNA Online Services
Hi there does anyone know why it take MBNA ages to update their online transaction history? My boyfriend has approx £900 balance on an MBNA...I'm a big believer in direct debits but unfortunately he is not...this I could understand if he was good with his payments....but he has missed a few times. Anyway last month I…
-
Quick credit card?
I going on holiday in France on the 20th, and I have booked a hire car there. Unfortunately, I have just noticed in the small print that they do not accept debit cards: "Credit Card - This is needed to leave a deposit with the dealer upon collection. Debit cards are not accepted" (car 3000 website) Is there a way to get a…
-
Overspending due to online purchasing balls up. Advice please?
Just doing the monthly figures & i got to the gf's credit card with AA & it has her down as having overspent by £7.01. Real unusual, especially as i note down all figures so she knows exactly how much is remaining on the card at all times. Anyway, the transaction is pending & we've worked out that it's a Debenham's…
-
How long do I have to wait before I can signup to Tesco credit Card as a new customer
Hi all. I will soon be cancelling my Tesco credit card as my 0% deal ends. Will I ever be able to sign up as a "new customer" to get the latest deals and if so how long will I have to wait until I am classed as a new customer? Thanks Paul
