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Egg 0% Balance Transfer
Good evening. I'm after confirmation that Citibank (Egg) do only search Equifax when customers apply. Has anyone applied recently that can confirm only Equifax was searched? This thread http://forums.moneysavingexpert.com/showthread.html?t=2419785 states that only Equifax is searched but it would be helpful if I could find…
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balance transfer - no current card
Does anyone know what I can do... I have a credit card which is charging 29.9% APR. I have been offered a 6.9% life of balance transfer which I want to do, but the extortionate credit card have refused to give me a new credit card which I need so that I can complete the balance transfer. I have the 16 digit card number,…
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How do I distribute this debt most effectively?
I wonder if anyone might be able to help me, I'm a first time poster. I've got hideous amounts of credit card debt hanging over me and I don't know how best to distribute it in order to pay as little interest as possible and actually decrease the debt. Up until now, I've just being paying interest - literally for years and…
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Best Credit card for purchases - £15k?
Hiya All Does anyone know what is the highest limit that credit cards will lend - obviously it depends on how much you earn/other loans etc and how good your rating is. I ask because I would like to get £15 - 17 k on a card - I have enough to pay back about £450 a month if need be, but I am not sure that any lender would…
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Nationwide Credit Card - Can I pay my bill from another account?
Hi, I have a Nationwide Credit Card which I would like to pay off each month using a different bank account, is there a way I can do this? At the moment I transfer money to my Flexaccount and then pay it off that way. Thanks in advance.
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Mbna credit card
I have just been accepted for a 0% credit card from mbna. I am transferring my other card onto it. It's says it's a paperless bill and I need to set up online banking. Does that meen with my bank which is Halifax or online banking with mbna to view the bill?
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Money transferred into wrong account
Dear All, Any help would be gratefully received. My mum has just cashed an endowment policy from the company it was with (£7,500) to what she thought was her account. She got the last two digits wrong and it has ended up in someone elses account within the same bank. Does anyone know what will happen with this? The bank is…
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Incorrect details on Credit Checks
Hi, I have had problems with an Experian Credit Report. I have recently applied for the AA Cashback Credit Card only to be asked for proof of my address as they had no credit history at my current address (they searched via Experian and another credit check company). When I informed them that my Egg Card was registered at…
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First Direct credit card 0% for 15 months
I've just been offered a FD credit card - 15 months 0% on balance transfers with a 2.9% fee. Thats not bad at all for a 15 month loan. Not really any use to me as I don't need to borrow any money but might be of use to some. Or is it only for FD customers (I got it offered in an email as a customer) - I'm not sure on that…
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kwik fit
Does anyone whether Kwik Fit the exhaust, tyre centre accept American Express. With thanks,
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Turnbull rutherfod solicitors
Can any advise me on my next move with these people. I had a barclaycard which i got in trouble with and couldnt pay back in 2004. In 2005 i recieved a letter from HFO offering a chance to pay back £850 approx and the debt was for £1400, i called HFO and arranged to make monthly payments of £25 untill the £850 was paid…
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Balance transfer question - is this right
Hi all, Right there is two cards, one has £1000 on it and want to do a 0% balance transfer to the other. All simple. When we transfered it to the other card we put something on the same card, a small purchase. The bill has landed and we are being charged interest, we never pay interest as we pay the full balance off every…
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Reccuring Payments
Hello. Not sure if this is the right part of the forum to post this but here goes. Is it true that you cancel your Debit card to stop reccuring payments, I have read the main site that said it's very difficult to stop these but elsewhere people have said cancelling card and getting a new long card number is the way to go.…
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I.D theft for Cr Card-anything else I should do pls?
I received a PIN advice letter from Tesco's Personal Finance. As I have not applied for a credit card I rang them immediately and having satisfied their questions, Tesco's confirmed they'd treat it as fraud. Tesco have said: -They'll cancel the card -take the check off my credit file -add a note to my credit file so other…
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Next £10 off offer is a storecard?
I'd appreciate not being called an idiot, so if you think I am one please don't reply... Basically I seem to have got signed up for a storecard with Next without realising it. They had reps in the store offering "£10 off first online offer" and although I avoided them at first assuming (quite rightly it turned out) they…
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What happens at the end of BT period
Hi Sorry I am a little clueless when it comes to BT's. I have recently transferred 2 CC's to a Barclaycard with 17 months 0%. I think I will be getting close to paying the balance off at this point but there still may be around £500 or so left. If I have not managed to pay the whole balance by this time am a going to be…
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fairfx Mastercard
Hi there, Recently got this card to buy some Ryanair flights so we didn't have to pay the fees they charge. However, I've looked through the T and C's and cant see anything about credit card protection i.e the same level you get on a normal credit card. Can anyone advise me if we have same protection or is it same as using…
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Keep getting turned down for balance transfer card
I have 2 credit cards with the same company and I'm desperately trying to clear my credit card debt. My bank have recently increased the interest rate on both cards so I'm getting hammered, I'm paying more than the minimum on both but am getting nowhere fast. Have applied for 2 cards in the last 12 months to try to get a…
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Santander ATM - no cash dispensed but account debited
I recently attempted to make 2 consecutive cash withdrawals from a Santander ATM in Devon using a MasterCard debit card issued by my American Bank and denominated in US dollars. In both cased, an error message appeared on the screen and I received no cash. However, my US bank account has been debited for both of these…
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Is there a limit on a credit card transaction imposed set by the merchant?
Hi all I'm wondering if there is a transaction limit on a credit card transaction imposed by the merchant? I went engagement ring shopping on Saturday and tried paying on my HSBC credit card. The transaction didn't go through so I called HSBC. They advised that the transaction amount was greater than the merchant's limit…
