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Credit Card Cancelled
Is it normal for a bank to cancel a credit card if you have never used it? Got a letter saying they have cancelled it as I'd never used it after a year.
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Barclaycard credit limit increase
I have a Barclaycard Platinum which I don't use very often (usually just when I travel on business), and it has a £2k limit. Out of the blue today I received a text from them... they have increased my limit to £5k. I don't have a problem with this - £2k is fine for a week or so (hotel, car hire, expenses etc) but for trips…
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Request for new 0% card
Hi all, first post so a little nervous :( here's the story.... Have oustanding debt of about 15000 on my cards and have just moved house, i have never missed a payment on my cards but am only paying the minimum at the moment which is killing me.....since moving house my credit rating has soared to 999, is it too early to…
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Barclaycard payment due today
It's 6:47pm and my Barclaycard bill should've been paid by today (6th Oct). Is there anyway to make the payment now and avoid late payment charges or is it too late? Options seem to be: Faster Payment by my online banking. Debit card payment on the Barclaycard website. Debit card payment over the phone. Will any of these…
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What can I clear with 0% Balance Transfer card?
Hi, Just received a 0% Nationwide card and was wanting to make the most of the 0% balance transfer facility to clear some of my debts. Got a feeling it will only be my credit card, but would any of the other items below also count as a balance transfer? Argos Card Outstanding finance on 12 month finance purchase Overdraft…
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Credit re-build for my wife
After my wife (girl friend at that time) moved in with me two years ago, she canceled her Natwest student credit card (500 limit), and started to use my credit card (to earn cashback:(). Now we realized that this was a stupid decision, and harmed her credit history. Since we are going to apply for a mortgage early next…
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BA Amex - pleased with customer service
New card has just arrived and I've been pleased with the customer service so far. There were problems with the courier company who were supposed to deliver my card so I had to do a bit of chasing by phone to sort it out. The girl I spoke to at Amex was very apologetic about the delay and any inconvenience and credited 1000…
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Amex Platinum Cashback
I applied and got approved for the Amex Platinum Cashback credit card. I was surprised at the rather low credit limit though. It's the lowest I have ever been awarded (highest has been nearly 10k, average around 5k) in the last 6 years of CC applications/usage. Anyway, I appreciate Amex's great 5% cashback during the first…
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Why do businesses turn away custom?
Why is a business, faced with a sale / order, prepared to let that business walk out the door for the sake of a credit card fee? When faced with paying a surcharge for using my credit card as payment, I usualy refuse and go give the business to someone else who doesnt. Yet times are tough and businesses need all the custom…
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Airport transfers in Egypt
Hi, I wonder if anyone can help? My wife and I and our two sons are visiting Dahab in Egypt in May next year and need a transfer from the airport to the hotel. I have looked online and found what I consider a reasonable return fare (just over £100) but wondered if this service can be relied on or if there are other better…
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i need to sort out some credit cards....
need a card to transfer over £9000 from barclays to a balance transfer card. i am reading mbna might be ok. but how much do they lend depending on what people earn? 2) i need a card for purchases ideally for a year too. any recommendations etc. the person is just in the process of moving will this affect their credit…
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Best for Foreign Currency
I spend considerable time in South Africa, and use my UK credit card for many transactions. Can you suggest best buy cards in terms of forex conversion rates?
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New credit card and main accoutn with the same bank- what to do?
I am new to all of this so I hope someone can advise me- I just accepted for a credit card with Natwest 9with whom I have been for 10 years)- I get my salary paid into it and send half of it to A&L for most of my Direct Debits, food budget, etc...Rent and Council tax come out of Natwest, as my OH pays his half of Council…
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First Credit Card to apply for?
Hello I'm 25 I haven't applied for a credit card before and don't know much about them, but I want to apply for one now as I need to buy some big things. I was a student I had a student loan I haven't paid any of it off yet as I don't earn enough, I also have a student overdraft that I am currently paying off, I do have a…
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Credit card freebies
Flybe cards give you free flights if you sign up for a card, and ongoing as you spend on them.....the big downside is they don't cover taxes and other charges, so you could end up paying almost as much as the ticket if you had purchased it online, especially if they have a cheap flight cost, so beware that this may…
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Virgin Credit Card - Setting up Standing Order
Does anybody know the sort code and account number in order to set up a Standing Order to VIRGIN CREDIT CARD? The Direct Debit is set up to only pay the min charge (Which I think is wrong!) Thank you in advance!
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new loan.....wondering whether to swap to a credit card before first payment...help!!
Hi, im after a little bit of advice....... I have just taken out a personal loan from my bank for £1500. The first payment is due on 1st November and the interest rate is 21.9%, so in total over £1800 to be repaid. I am considering getting a credit card and using it to pay off the loan to save money on interest. Can I get…
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Credit report, have no credit
Hi guys, and I'm very very sorry to ask the same question again, but I need to know about my own report. I got my credit report from Experian today, it is clean but my rating is 359 which is very very poor. I have a bank a/c with natwest which I opened 3 months ago, before that I was using my wifes a/c as I travelled a lot…
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First Trust bank
I noticed this one only searches equifax, thats first trust bank. Anyone used them?
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paying sygma card
My husband and I both have sygma cards ( silver mastercard ) We have never been able to pay these cards online using out Vis Debit cards and wondered if anyone else had same problem. I have spoken to the comapny adn they said do not see whay there is a problem, I have also spoken to my bank who said nothing wrong with…
