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Credit card for abroad?
Whats the best card going to use abroad? I'm going to crete. I will pay it off fully when the bill comes. I applied for santander zero but got declined weirdly even though I already own a credit card for 3 years and pay it off fully each month, never had a loan, finance or mortgage. Since then i just got a mortgage so will…
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Possible CC Fraud - advice needed.
My husband was recently on business in Tokyo, had a few drinks after work in an area we know know a notorious for this kind of act. To cut a long story short, he suspects he was drugged becasue he cannot remember anything. His accounts - both CC and current have had large withdrawals. AS his current accounts are PIN…
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refunds to debit cards
if you get a refund onto a debit card, how long should it take for it to go through?
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Credit card in credit, refund?
I'll ring my credit card company in the morning but wanted to come on here to see if anyone could suggest the best way to sort out my mistake. And set my mind at rest, please. I did a bank transfer to pay off part of a balance I have with Tescos credit card. Unfortunately I stupidly clicked on the wrong credit card details…
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Applying for a credit card help
I need to apply for a credit card and wondered what is taken into account by the banks when deciding on applications. I have recently moved house, have been in current house since end of Jan. Will this affect my application? Thank you
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New or old credit card for purchase
I am about to make a purchase for about £1k - I usually get credit card cheques from my only credit card that offers 6.95 for 18 months and 0% for 6. As now that I am ready to make my purchase I have not recieved any of these offers. I spoke to my card issuer and they can only offer me 0% for 9 months on a Balance…
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Halifax CC interest
Hi, I have just been looking at my online statements for an nspcc/halifax credit card I have had for quite a while and I cannot see any interest being added. Can anyone tell me where it shows up on the online banking - as a transaction? I am sure I must be paying some interest as I dont pay off the whole card each month!
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Credit Card Declined
Wondered if someone could help me. I applied for a santander credit card online a month ago. I got a reference number and that was it. Anyway i waited 10 days and nothing so i rang up and they said they still processing. So i was like fine i'll wait a bit longer. I wait another 8 days or so and still nothing. So i ring up…
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0% balance transfers
Hi guys Can anyone tell me what credit cards are also linked with Virgin and Tesco visa? Would like to apply for a new one so dont want to choose same group? :o
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credit card scam
well I assume it's a scam attempt...text from e mail Attn: Beneficiary, This is to Officially inform you that it has come to our notice and we have thoroughly Investigated with the help of our Intelligence Monitoring Network System that you are having an illegal Transaction with Impostors claiming to be Prof. Charles C.…
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Credit cards to use in Orlando
What is the best Credit Card to use in Orlando florida that does not charge you for using it, also the same again on a debit card or is there a card that you can load up with cash that again you can sue in Orlando?? Comments please Trucker D
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MINT not accepting new business?
I've just logged onto my MINT CC Account and notice they are not accepting any new business for CCs. I went through the site and noticed they are not accepting new business on anything, loans, Insurance etc., does anyone know what is going on?
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Lloyds Airmiles Duo Vs BA Amex Credit Card
Hi i'm new to MSE forum and have a question. I want to choose a credit card that offers the most airmiles per £ spent. Lloyds airmiles duo credit card have an offer where if you spend 1500 within the first 3 months of opening the card you get 1500 miles. After that, it's about £10 spend for 1 mile. With the BA Amex credit…
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Credit Card - not good credit rating
Hi, I've got a credit card with about £1500 on it, I don't use it anymore, but the interest is quite high and I can only afford the monthly minimum payments ....this usually around £28 and I'm paying £30 off but by the time I get my next bill I'm lucky if I've paid off £5 by the time the interest is added onto the next…
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Credit Card debts when someone dies
Hi there, My mother recently passed and i was looking for some advise on the debts she had. the house she owed was in her name. The property is now owned by my father. My mum also had a credit card in her name (not joint) but had no payment protection or insurance in place. Is my father now responsible for this debt or is…
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Big payment
I wondered if there was a way to pay for a product by credit card that is over the usual limit? My limit is £2500 and I want to buy something that is more than this. I have to pay before the item is delivered; and I wanted to safeguard against the - small - risk of the seller getting into difficulties. I thought maybe I…
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Complex snowballing on the credit cards
I've checked the snowball sites and got the plan for Credit Card freedom to 43 months. Which I'm pretty impressed with if I must say. However, I know that some of the credit cards do deals to existing customers and I'm trying to work out how to calculate a more complex snowballl. Here's my delimer. Two highest interest…
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BT to Capital One Good idea?
Not sure if I've done the right thing, but maybe some-one can help. I have 2 CC £3600 o/s on Teso card just out of 0% deal so now paying interest this month. Also have £1500 o/s (0% BT) on PO card due to end in July. Thought that a long term LOB might be a better idea as I prob wont clear them in 3 years ( gotta be…
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'How credit cards work'
Here's a nice educational youtube video from Khan Academy in the 'Finace' section - entitled Institutional Roles in Issuing and Processing Credit Cards which lays out how Visa/Mastercard et al get the credit from your bank to the 'chalk face' of the accepting retailer. From this we see roughly who gets what cut and 'where'…
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BOS Preference a/c-Anyone Successful in Reclaiming Charges
Hi There, Has anyone had any success claiming back excessive BOS Preference Account charges? If so. how did you go about it? Thank You
