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Payoneer?? anyone?
Anyone heard of this? this is an option so that I can widraw my funds from paypal, I have applied online for almost a month already and still no feedback. Is this a legitimate card?
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Claim company says i can stop paying my credit company?
Hi A credit company has said that my agreement is unenforceable and that as the debt will be written off i can stop making the minimum monthly payments. However they also say i should take out insurance in case the lender attempts 'future restitution' by them attempting to unlawfully enforce the debt. This all sounds wrong…
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How does it all work?
Hi I've only just discovered this forum and had never heard of the term stoozing :) . I've recently started (ab)using "0% interest on purchase credit cards". I never spend more on my cards than I have in savings. My first card (Sainsbury) had a credit limit of £9,000 which I used straight away to buy a car. The second card…
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Advice with Loan/Credit Card
Hi Im just starting a new job which will give me a car allowance so im looking at buying a new (nearly new) car. The cars im interested in ar around the 18,000 to 20,000 price bracket. Ive read on this site about the best way to get a cheap loan, i like the look of the option to do a super transfer onto a credit card. The…
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Paypal
Apologies if this should go elsewhere or if this info is already in the site, but I did various searches and came up empty handed. Are there various types of Paypal? I thought you could use it to buy and also to sell things (on Ebay, for instance) BUT when I tried to register, there is a very sleek presentation on "how it…
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An old default on a credit card still showing in my Credit File
Hi, I wonder if anyone can answer a question for me. I have a default of a credit card that was opened 10/11/2004, then unfortunately defaulted in December 2006 and was later satisfied a few months after that (in full). How long will this show on my credit record? I am going to be rearranging my mortgage in 18 months time…
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clydesdale bank or scammer bank
after having numerous problems with my clydesdale account plus account, i finally 2 weeks ago closed my account, i had around £400 but a small overdraft of £100 so i got the bank to cancel all direct debits and they gave me £300 and assured me that i wasn't due them anymore money and that it would be closed and a closing…
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Am I being done over by Virgin?!
I had a Virgin credit card with 18 months interest free on balance transfers. Now that the interest free period has come to an end I transferred my balance to another credit card and cancelled my direct debit payments to Virgin through my bank. Now that my balance has been paid off, I didn’t expect Virgin to claim another…
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I need your help
Hello again, I'm in a bit of a fix and I'm hoping one of you can shed some light for me. I have a HSBC card with a zero balance and limit of £5300. I have a Barclay card platinum with £2888 on it and a zero % interest on balance transfer 'feature' that has just come to an end. HSBC, will not let me transfer the Barclay…
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Virgin Money Credit Card Help!
Hi, I got a VirginMoney credit card when they were doing the 0% balance transfers for 18 months a few years ago. They offered my a huge credit limit well beyond my means. I used it to transfer all my other cards to this card to make the debt more manageable. I have been paying the minimum as money is tight and in January…
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New Credit Card Missed 1st Payment
Looking for a bit of advice. I took out a new credit card to take advantage of their 0% offer. I filled out the direct debit form got my card through and activated it. Then phoned up and set up the minimum payment (or so I thought!!!) My first bill cam in looked at it, thought brill my other credit card balance has been…
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missing credit card history
I'm trying to up my credit rating before re-applying for a credit card and although I've had credit cards with Natwest for over 20 years, they haven't provided any info/history to credit reference agencies. They say they weren't required to pass any info/history on pre 1999 and post 1999 I would have to register my request…
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How to cancel a cashplus gold mastercard
Got this pay as you go cashplus gold card, put £100.00 on it, never used it and now with the charges there is only £40.00 left on it. The problem is I have been trying to cancel it but can't find out where to contact, I know there is a cancellation charge of about £15.00 but if I do not cancel it soon I will owe them even…
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can anyone please give me the addresses
of the 3 main credit agency so i can optain my statury credit report i felt disapointment today i applied for sainsbury credit card and was rejected.i asked them before the went ahead if having a halifax credit card would have any affect and the said no as they where the undewriters i have maintained a good record for the…
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Can the bank do this?
I'm guessing the answer is 'yes' but will ask you guys anyway. A few years ago I lost my business and had a some financial problems - common story! APOLOGIES FOR THE LONG POST BUT YOU NEED ALL THE FACTS. A couple of weeks ago I received a flyer through my door from a bank (won't mention which one but it's the internet only…
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Please advice...A CCJ without our knowledge
Hi all. Hoping for your kind advice for i am new on this. So here it goes... Today we have obtained a statutory credit report from equifax. We were surprised to see that my husband's has got 2 CCJ on them. The first one is with CL finance for an asda mastercard on which we have knowledge of and has been settled and…
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Do credit checks harm my credit history?
Hi there! I've been told this is the place to ask the question as I've had a couple of conflicting answers from people... If I was to get a credit check on say, Experian, would that result in any detrimental effect on my record? I've been told that it wont because its encouraged, and it will because it shows I'm unsure…
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Amex Credit Card (Cashback)
Hi All, I am thinking about applying for an Amex. I have no adverse information on my credit file, am on the electoral roll, earn a good salary but have numerous credit searches (11 or so) I have recently opened around 4-5new accounts and was wondering what the recent success rate of peoples applications have been? Advise…
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MBNA Credit Card - Virgin
Evening all, Just wondering if any other money saving experts have had any problems with requests for balance transfer letters sent in error? last night come home to see a letter from Virgin MBNA saying that my recent request to balance transfer encountered some problems and to contact them. All well and good - if I…
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Lloyds TSB CC Advice
Hi everyone, In 1999 / 2000 my bank Lloyds TSB offered me a credit card with a limit of £1000, over time this has increased and is now £4050. Back in 2006' i fell ill and couldn't meet the minimum repayments although i did try for about 5-6 months but as i was only paying the minimum (i believe it to be £100) this was just…
