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citi cards
my first post can anybody help me, i contacted citi cards on the 29/06/2009 for a copy of my bank statements, they replyed on the 8/7/2009 saying i needed to forward £10 which i did on the 13/7/09 my cheque was cashed on the 20/7/09 because i hadnt heard anything i rang them on the 5/8/09 to be told i would have sent…
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visa electron refund woes
Hi there, My partner booked 2 flights using her VISA Electron card with sky europe. They today went into administration and asked for all customers to get refunds from their credit card companies. As Visa Electron is not a credit card I dont think is she covered and will she get a refund? Please advise Thanks
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Barclaycard
I got a Barclaycard through with a 2500 credit limit on it. I had spent around 500 on it when in a shop purchasing school jackets etc, my card was declined. I called them to be told my limit had been dropped to 450 within the first week of getting the card. Since then I have been getting the obvious interest on the balance…
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Nat West
Just tried to do a balance transfer my NatWest Platinum to my Nat West Visa and was told "...I sorry, we don't do in house transfers!"
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Egg interest rates HIKE!!!!!
Just got this email from Egg..... To say I am gutted is an understatement as I have just moved to Egg from MBNA as they did a simialar thing and hiked the apr up to near 30%. So I feel like Egg have basically hung me out to dry. I emailed them in June and asked the APR on the balance transfer and the fees. They said I…
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Has Virgin removed your balance transfer option tab online?
I have just settled my account leaving about £25 on there to keep it open and have just registered for online account management. I opened it 18 months ago to tfr a balance. Just looking at my options, it appears the tab where i can request a BT has been removed. has this happened to anyone else?
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Barclay Card Rejection - Legal Rights?
Hi All After being sent a Barclay 'Initial' Card through the post along with pin, I also recieved a letter stating that the account was being closed due to review of my credentials and that I no longer fit the borrowing requirements. I have contacted Barclays and they state that after sending the card (it appears within a…
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Barclays Balance Transfer Con
Hi, my father took out a Barclays CC with interest free until November 2010, which he subsequently transferred a balance to in order to utilise the 0%. Barclays later sent him some cheques through offering further deals on balance transfers until April 2010, so he decided to take them up a second time and transferred the…
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Balance Transfer for Poor Credit History....
I just had to tell you all about this....and sorry if its already on her but did check and couldnt find anything. I started off with a Capital One Card, then got a Vanquis card, which is now at 55%apr or something equally ridiculous. Anyway, was looking for another card for 'poor credit' at a better rate to balance…
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Egg Money Declined Transactions Problem
I do a fair bit of shopping online, but over the last few weeks, I have had three different transactions, with three different companies declined by Egg. Each time it happens, Egg rings me to check that it was me who was trying to make the purchase, and each time they have told me that the reason it was declined is because…
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capital One insurance
Hi Iam asking this question on behalf of a friend. She had a Capital one credit card which she paid off and cancelled back in 2001. However since then they have been chasing her for insurance payments on the card. She has spoken to them and explained that she no longer has the card so does not need insurance. To no avail.…
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buying a money order from uk???
HI i need to pay a bill off from my canadian phone bill. im now living in the UK, and was told the best way to pay it off, was to buy a money order. But im not sure where i can buy one from in the UK. any ideas? or any better ways of paying a bill off from a different country? thanks
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Changing Interest Rates
Hi there all, I have seen it mentioned in a few threads on the DFW board that people have had their CC interest rates upped because, according to the CC company, 'they can afford it'. Are the CC companies allowed to change interest rates for this reason? Seems very naughty to me! :mad: Also does this happen often? I must…
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Balance Transfers Dishonest?
I'm scratching my head a bit about an aspect of Balance Transfers that I feel deserves more public exposure, if not outright banning. I'm so surprised, that I'd like to get some feedback from you Credit Card whizzes about how I'm being so stupid. Let's start with basic credit card usage - One should always avoid paying…
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Advice needed on Credit Card BT...
Hi all, here's my situation, hopefully someone can offer some sound advice. I currently pay off a loan with 13 more payments of £141.54 to go - the total being £1840.02 left to pay - my friend told me that if i could pay off my loan in one go i would pay less and they couldn't charge me the whole interest amount. I also…
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Barclaycard Goldfidh Vouchers
hi, i opened the above account a few months ago when they were doing a deal that if you spent £100 or more every month for three months you would get high st vouchers back.Does anyone know how you go about applying for these
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Capital One charges????
Hi, I have just opened my capital 1 bill, and apparently I went over my limit back in January by £22.83 and as a result I have paid already £120.00 by direct debit each month and I am still £150.00 over my limit. I hadn't noticed as I thought I was due a credit increase so just put bills in drawer so I would not be tempted…
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Travel plastic
Just a little word of warning about Santander Zero card. I applied for one on 5th August and have just been told that they are very busy and it hasn't yet been processed. It will take 10-14 days after it reaches the processing stage before I receive it. Too late for my travels as I go on Sept 12th. It looks a great card…
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Shell Master Card
For all those people who don't know CITI Bank are reducing their rates upon their Shell Master Card as of the 1st October 2009 Shell Petrol will be 1% down form 3% Other Purchases will be now 0.25% down from 1% Guessing the crunch is hitting them too!
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Capital one 'Goodwill Gesture' credit
Capital one seem to have randomly applied a £10 'Goodwill Gesture' credit to my card last week... Haven't had any contact with them recently, never incurred fees (just taking the 1% cashback off them and paying in full each month), never lodged any complaints.... anyone else get one/have any idea what it's for? Otherwise…
