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Should i tell Capital One i am going abroad? How do i tell them?
I am going abroad but in Europe and am going to take my credit card incase something majorly goes wrong. So should i tell Capital One i am using it abroad? And how would i tell them?
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Balance transfer question
This is quite a complicated one for my first ever post. I have an opportunity to transfer my balance from Card A to Card B for 7.92% for the life of the balance. I currently have an outstanding balance on Card B, but will clear it, but not in time for this months payment due date. So, if I clear it after the payment due…
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0% On Purchases - Easy Acceptance Card About??
Hi guys 'n Gals! I'm just wondering if there is such a card about or im i dreaming in the current climate? My 0% Capital One card will shortly be at an end which i've nearly cleared :j I was looking at a Tesco Credit Clubcard or a Natwest card (who i bank with) i do have 4 other Credit cards aswell! but i don't use 3 of…
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Got accepted for a Sygma card....now what?
I applied for The Accessory Card and have just been told I'm approved with a credit limit of £750. Is this "typical" limit for The Accessory? I am also interested in another of their cards, the Flybe card. Would now be a good time to apply for the Flybe card, or wait and run the Accessory for a while first? Please do share…
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Santander Credit Cards - Why the Delay!
Okay, I am new to these boards so don't rip my head off just yet. I applied for a Santander/Abbey Zero Card a few weeks ago. My credit report shows they credit checked me on 2nd September. As I haven't heard anything just yet I called the Application Tracking service they advertise online, only to be told my application…
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MBNA 1.9% A bit confused.
I have 6K to transfer, according to Martins article I will only get charged 1%. So what happened to the .9%? Haven't applied yet waiting for this confirmation before doing so. Assuming I get a large enough Credit limit and transfer to the Bank Account is that another 1%? So assume I got 12k, transferred 6k to payoff…
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HSBC what to do next? ( HSBC cant produce CCA)!
Hi, I have sent a CCa request to HSBC and they eventually replied with a copy of some terms and conditions from Midland bank (yes i have had the account that long!) Anwyays i sent em back the 2nd letter saying oop thats not what i asked for and sent the 12+30 letter and this is the response.…
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Pre Paid C/C USA
Hi, Sorry if this question has been posted previously but I was unable to find anything when I checked. Has anybody used a pre paid credit card to book car rental, pay for petrol, hotels in the USA, etc? If so, which ones would you recommend? Thanks, in advance.
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Hard Sell When Activating Cards
In the last week I've activated cards with MBNA and Santander and had to endure the hard sell of identity protection, it was relentless. It seems this has replaced the PPI scam.
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payment in full
hi, made a transaction on 30/8 for £106 I have received my statement on the 01/09 showing my outstanding balance of £106 if i now make a payment to my CC for the full amount will i still receive the 56 days interest free even if lets say i spend on the card in the next week or two??? hope that makes sense
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Hike in Interest Rate
Hi, I've an MBNA credit card which I made minimum payments on and the interest rate was increased which pretty well meant nothing was actually paid off each month. To get round this I set up a standing order to pay extra but pretty well straight away they have hiked the interest rate up so that half of the extra I pay is…
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Closed credit card account, but still paying interest
Hi all I was pondering this last night and wondering if there is a loop hole or if this is even legal in the "My way or the highway" approach that banks and financial institutes have. Unfortunately, last year I received letters from 2 of my credit card providers who informed me that I no longer could use my credit cards,…
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Reclaim payment made on card
Hi all, I've scoured this site but can't find anything that helps my situation.. On Saturday i stayed over at a hotel in Manchester, and on getting there booked out 2 rooms @ £45 each. After he took the payment of £90, i got a phone call stating the others (who were due to stay in the other room) weren't coming. I spoke to…
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Identity Fraud?!?
Hi, Just after a little advice, I received today in the post a new bank card for a complete stranger but at my address??! Neither me or my hubby bank with Abbey and we have lived there for nearly 6yrs!! I am going to take it into our local branch to find out what's happening but am a little concerned it could be alot…
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How much credit do new people to high APR cards get?
When my finances are all sorted (hopefully shouldn't be long!) I would like to get a credit card. They have always made me think of people with thousands of debt but I wouldn't be going on a spending spree, only want to try and up my credit rating (was thinking of using for small purchases so it's easier to pay off) and…
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UK credit cards that handle overseas balance transfers?
Hello all -- I moved to the UK from Canada in 2007. I have a good job here and earn a decent salary, but despite that, I'm finding it difficult to put much of a dent into my existing Canadian credit cards debt. As it stands now I probably owe about $20k across three cards, and am only really managing to pay off about $1k a…
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Credit Card Help!!
I've applied for a virgin credit card earlier tonight and been declined - I checked my Experian credit report earlier to check everything was ok (I'm now on the electoral roll on my report) I was confirmed with my local borough as being on it from 01/09/09 so I thought there were no problems.. But yes I was declined, I…
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Leeds have reduced my credit limit after 2 months !
:mad::mad:.. I had a new Leeds /Barclay card with a limit of £3110. Its the low 6 . summit % term of balance one, recommended on this site. I transfered £2700 and have paid 2 minimium payments Plus £10 .00 !! ha ha well now an email says my new limit is £2800 and no cash may be drawn.. my plan was to do nothing else at…
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BOS Credit Card
Hi I have a Bank of scotland credit card and when using online banking there is a section within the credit card area of my accounts CARDHOLDER NEWS AND OFFERS. I have checked a few times and always get the following page. Anyone else have similar experience. My partner also has the same card and the same appers on her…
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Help required with M&S credit card stupidity
Hi, tried to post this already so apologies if it appears twice but I think something went wrong during posting! M&S Finance (credit card) is demanding money from me dating back to June 2008. I have paid but they do not seem to be interested in this, only that they say I haven't paid. I have received a confused letter…
