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eggmoney +ve balance - how to get money out without charges
Hi, i have a positive balance on my eggmoney card and i w\ant to transfer some of this money into another account. Anybody know how I go about doing this without incurring any charges?
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Final One off Offer of Payment
Hi, I am in a position to pay off all my credit cards - owe approx £25,000. However, I am am trying also to save. My question is should I offer a one off final payment lower than what I owe to see if I can save some cash to the various credit card companies? has anyone done this?
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Advice on credit card BOS
Hi there I have had a Bank of Scotland mastercard for about 12 years and cleared it completely a few years ago. Since then I started a business and used the card quite alot in the first year for tiding me over. I have a limit of £9000 and am up to about £7000 and have not used it for a year or more. The rate has crept up…
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Capital One - life of balance deal not honored??
I've had a small balance on a Capital One creditcard for some time now, I got it a few years ago at a promotional rate of 3.9% for the life of the balance.. being a low rate I've just been paying the minimum monthly payment. Gets my statement through today and noticed the interest amount has gone up almost 10x from last…
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Halifax reduces Life of Balance to 2.95%
Similar to Elmers post in Feb ( l.o.b 3.94%), the card companys seem to be pushing better offers for your custom. Halifax have knocked a whole % (0.99% actually) since Feb for existing customers ( only?) great for large purchase like flatscreen tv or even a car if your limit allows. Great for debt consolidation. Letter has…
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Prepaid Mastercard
Hi I have a cashplus prepaid mastercard and in their terms and conditions it says it cannot be used for car hire. I travel to Florida a lot and the driver needs to have a payment card to put an imprint, this has to be a VISA, Mastercard or Visa Debit but normally have to pay a cash deposit. I am just wondering if anyone…
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Which credit card providers search only equifax?
I have a good rating of 411 with equifax I know I checked last night!. However my experian one is very bad its 246 the reason on their system is too many searches! 63 so far this year!, also several credit agreements where the balance is high. Now everything is up to date nothing late. A summary of the calculations based…
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Nationwide wont help with claim
Hi all, need some advice. I returned 2 items to play.com last month (they collected and I was left proof) and they only refunded me for one item. Play.com wont answer emails and the phone number is down, so I filed a claim with Nationwide but they say they can't help. It is a Visa debit card, but thought I was covered in a…
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AMEX cashback limits
Hi all. I got my Amex cashback card last September and spent more than £4000 on it in the first 3 months. So I should get £200 cashback for that which is fine. However, I have a question about the limits for the remaining cashback. Am I right in thinking that I should get 1% on all spending for the rest of the year (I…
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New AMEX Cashback Statements
whilst they now have more detail which is useful it does seem to show up a concern I had about me getting all of the introductory bonus cashback. I believed I was on 5% for first 2 months when I took it out last June up to a maximum of a 4k spend in the first 2 months. I spent over 4k which by my calculation should result…
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Getting credit cards
Hi, I have a question for you; me and my wife moved to the UK some years ago, while keeping my job abroad (so I have a foreign employer and get paid in my foreign bank account in Euro's). My wife is a staying at home mum, so doesn't work. I've had a foreign credit card for 10 years or so and have used it regularly over the…
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M&S More Balance Transfer
Probably already know the answer to this one as they are handled by HSBC. I've cleared my M&S card thanks to Citibank so all that cards debt is now on the new card at 6.9% for LOB. I'm waiting to see if M&S offer me any transfer offers before I do anything with it. Should they give me anything would I be able to transfer…
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Credit Card Abroad
Anyone recommend a cc to use abroad for spending and does anyone know if the post office card is any good abroad.
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Refering complaint to FOS
Hey all I have a complaint against a storecard provider as they repeatedly (sp)sent letters stating that I was in arrears on my account, when in fact I have had a nil balance since Sept 2008. I have followed their complaints procedure and received letter back acknowlegdging their errors and £10 goodwill credit to my…
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Applying for the same card twice
i applied online for a RBS credit card and in my first application something went wrong towards the end and it terminated theapplication so i applied again and that all went through and said i should have my card in the next 7 days (its been 5 working days). i noted down the application number and then on wednesday i…
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Best Credit Card for a Pensioner ?
My Mum is 74 he has up until this year had a Visa credit card with Saga. She is not going with them this year as the Bank of Ireland have taken over from the liverpool and victoria in running Saga's Credit cards and she has not enough income to satisfy the requirements even though she has sufficent savings to see her out…
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New Argos cashback mastercard
I couldn't find any mention of Argos's new cashback credit card either on the website or in the forums. I popped into an Argos today and was offered an Argos Mastercard offering 2% cashback on Argos shopping and 1% everywhere else. The only slight drawback I could see is that the cashback is paid in the form of 'Argos gift…
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Vanquis Increases / Statements
Hello All, I recently got accepted for a Vanquis Card and was wondering if people could inform me of there start limits and their increases. Also if you pay in full? I know I have bugged most of the Vanquis holders on here, and thank them for there advice. Also when was the last time you recieved a statment? Haven't…
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Best card to use abroad
I'm going to be spending a few weeks in Italy soon and was wondering if there is a credit card that is better than others, with regards to charges, or exchange rates, when used abroad. I'll mainly be using the card to pay for work expenses like Hotel's, meals, travel etc. I will not use it to withdraw cash. I currently…
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Egg Money cash withdrawl
Hi all, If I have a positive balance on my Egg Money card, am I able to withdraw cash from a cash machine without incurring a cash advance fee? Or does that fee still stand regardless? Thanks! Michael.
