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Are There Any 0% Offers For People Earning Under £10K?
Bumping this with a different title, just in case anyone knows of anything. Are there any 0% credit card offers (balance transfer at least, preferably purchases as well) available to someone on low income. My wife runs her own small business, which brings in around £3K a year at the moment ~ all 0% offers I've seen seem to…
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returned direct debit during switching process
I have switched banks to get a £100 bonus but the marks and spencers direct debit hasnt worked. I saw the direct debit attempted on the 3rd of this month, on the 5th it shows as a returned payment. Luckily I made a debit card payment to cover the minimum payment earlier last month. I rang them on the 4th before it showed…
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Barclaycard reduced your credit limit?? - send complaint
Hi I have found the way to get my credit limit reinstated on Barclaycard following sending a formal complaint. Just to give you some background... Barclaycard kept reducing my credit limit since last year ,regularly -every 3 months...I ended having £180 balance on CC with limit of £260... Bit annoyed as every time I sent…
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i want to freeze the interset they charge
hiya, can anyone advise please, we are in a predicimante. our credit card says its fine to pay off 60 quid per month but they charge us 56.18 interest !!!!!! i'm going mad, can i get them to stop charging me interest? please help
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rule breaking rate tart in punters clothing
I have a Barclay card with an intrest free period that's comming to an end. I still have some debt on it and I'd like to 'tart' it on to another card. Trouble is I never seem to be able transfer the entire balance on because the banks never set the credit limit high enough. I have a cunning plan to get a higher credit…
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AMore credit card fee
I have today received notification I have been accepted for the Amore Credit Card. However does anyone know if they are quite generous with limits and also they are offering 4.9% but do they charge a fee. Thanks.
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Over Limit Charge
Has anyone else experienced the same problem as I just have with my 'Mint' account. Due to late payments, for which I have been billed £12 for each time, they reduced my credit limit to £400. Whilst this is not a problem, my balance at the time was £407, and they have now charged me another £12 for being over my limit.…
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having trouble test post pls ignore
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PPI Interest.....
Hi, what a top site this is, looking for some advice please. I have recently cancelled PPI on a CC & Store Card. I have never made a claim on either PPI. I would like to know can I claim the interest back that has been charged on the PPI that I have been paying. Any advice would be appreciated. Best of luck to everyone.
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prepay credit cards
hello martin? is there anything on here about pre pay/paid credit cards
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Cdw
does anyone know of any c/cards that offer CDW coverage on car rentals as part of the contract ?? It would be really helpful when we have to rent cars abrod. thx in advance
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new card tart
If i continually transfer balances from card to card will it affect my credit score?
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Nationwide declined me!
Hi I applied online for a NW Flexaccount / Visa Debit card. Today they sent me a letter offering me the account with an attached cash card. I plan on using the card overseas so this is no good to me. I want to take advantage of their fee free spending. I've had a current account with NatWest for about 14 years. I've also…
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Hello All You Lovely People!
Blimey, someone really should clean the floor in this board, it's a bit sticky! :p Anyhows, does moneysupermarket list ALL the life of balance credit cards coz there doesn't seem to be too many? :confused: Well at least there are no decent ones I haven't either got or been rejected for! :rotfl: My current cards are listed…
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Can I find out who has cards registered at my address?
No idea which is the best board for this one. I keep getting account statements from Totesport, addressed to a man who doesn't live here. I bought the property in Jan 2006, and the name isn't that of the previous owner. I phoned Totesport for the second time today to complain. I said I didn't want the account associated…
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Lloyds tsb changing fron VISA to Mastercard
I received a letter from LLoyds TSB today regarding my platinum Visa credit card. The letter states that they have a new partnership with Mastercard and that my Visa card will be replaced with a Mastercard when it it's due to expire and they are no longer going to be issuing visa cards. They have offered me a 3 month 0%…
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Cashback cards vs. 0% on purchases
Is there a straightforward formula to work out whether it's better to have a cashback card that's paid off in full each month, or a "slow stooze" on a 0% purchases card on which only the minimum payment is met until the promotional rate expires? I bet this has been posted before but I couldn't find it...
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Can i pay off my car finance with a 0% credit card?
Hey all. Have lived by this site for a while and need some advice on finance. I currently have car finance which is £2600. If I stick with my finance it will cost me over £3600 by September 2009 when it ends. I want to pay it off with a credit card that offers 0% for 12 months. (I recon I could pay it off by then) So I saw…
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Morgan Stanley increased my fixed rate and I didn't notice!
I took out a credit card with Morgan Stanley last March at 5.9% APR fixed for the life of the transfer balance. Today I took a look at my statement and noticed that the amount of interest to be taken from my next transaction was rather high. I rung them to confirm the interest rate that I am paying and they told me that it…
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GE Money card now accessible online
Well, the title says it all, really. And about time, too. http://www.gemoney.co.uk/html/index.shtml
