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mortgages and bonus'
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Credit Card charges via Machine withdrawal New Tax ?
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free £50 !!
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Egg Money - online balance is wrong?
I have a text update from Egg saying that my balance at the end of 5 March is £579.55dr. I just logged in to check whether a transaction had gone through, and it is now showing the balance to be £572.22dr. Since the 5 March however, the transaction summary also shows two other transactions, totalling £22.85, cashback of…
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MBNA points card - did anyone take part in the Sept/Oct/Nov points bonus?
I received a letter saying they'd give me 5000 bonus points for each of the 3 months when I spent over £200 on the card each month. 5000 points is worth £20 cash so I went for it and made sure I had all my postings done each month. However it has come to light that one transaction with a transaction date of September but a…
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Statutory Protection - what is it?
I'm planning on paying £1300 off my holiday this weekend. I have the cash in the bank, so can pay it off straight away, but believe that I'd be better to pay some of it by credit card so that I'd be covered if the holiday was cancelled or the firm went broke. I will of course have holiday insurance, but wondered what…
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Capital One Circle(?) card
I've just scooted quickly through 5 pages of c/card threads and I can't see that anyone else has posted on this subject, so... I have just printed out my latest Cap1 Circle card statement (not yet got the printed version) and I've noticed that they're calling it 'Capital One Classic Card' instead of 'C O Circle Card'. The…
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Credit card to buy car!?
Would this be advisable? Was thinking about applying for a new card with 0% on purchases, then transfer to a 0% on BT...and keep going for however long it takes! Can afford £120-200 month, and would like to keep this monthly payment rather than just the minimum. Looking to purchase £4-5k on card. My head hurts after…
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Credit card and Charge card grades
does anyone know of a site where u can check out which credit cards are worth while applying for in relation to your kind of credit history? capital 1 Vanquis aqua......if u have a bad rating... ?? so on!
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Getting card with no history
sorry this may be wrong forum but couldnt find a general one. basically my brother has just moved back to UK (been abroad since 17) so he has no credit history at all. he is renting a place and has a full time job and also just registered on electrol roll. he is trying to find out how he can get a credit card with no…
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Egg Lowering APR
Just got this email from egg - I haven't contacted them about this, always pay my balance in full each month etc: Jee
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Taking cash out of a M&S &More card
Hi there, I need some cash for a holiday apartment, but the owner will not take a credit card for it! Im a bit uneducated when it comes to taking cash off a credit card - what exactly would the interest charges be? Its 0% for purchases, but I dont know what it is for cash.. The cash would be repayed in full by the way when…
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m&s credit card didnt set up direct debit?
i have phoned today as i was worrying when i would get my statment, she told me what the minimum payment was etc, and i asked when the direct debit goes out, and she says there is no direct debit set up on the account?? i set this up when i did the balance transfer, and she said its not set up and cant do anything until i…
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Credit Card Cheques
Afternoon All, I'm after a credit card provider who will give me some Credit Card Cheques which are not charged at their Cash Rate (e.g. 30%+) and has a reasonably long promotional period - e.g. 12months @ 0% and who offer good credit limits. My best credit limit is with Barclaycard @ £9k I have applied for egg in the past…
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Barclaycard cut my promotional rate
I've had a long-standing balance with Barclaycard at a promotional rate of 6.9% for a little while now, but because the payment arrived 1 day late they've now cut it off, charged me £12 for the privilage and increased my interest rate to the full purchase rate of 17.9%. Customer services say that's because I've broken the…
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free balance transfer help
hi i was wondering if any of you know the best and free credit card i can trnasfer my balance to as im currently with capital one and only got about 400 quid on it yet because of the interest i dont seem to be paying any of it of. i saw one i was going to go with but i had a charge to pay for them to transfer the balance.…
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How many CC's to apply for at once?
Hi, I currently have a Virgin and Halifax credit card and have applied to transfer the balances of these onto a Lloyds TSB card (of which I am still waiting to see if I have been accepted). My 0% offer ends with these at the end of the month and I want to get the balance transfers done before then. However, can I apply for…
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No credit credit card
Hi - did I imagine a credit card that didn't give credit, but where you pay up front then use it? It really needs to be Visa or Mastercard. I don't want a credit card, but a lot of web sites will not take Solo, and I am restricted on which account I can have. Can somebody help me please?:j
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credit card chargebacks
hi just joined the forum and am new to posting questions. however as a small retail outlet we are very angry that the credit card companies can litterally take money from my so called secure bank account. chargebacks occour when despite giving complete card holders security checks and taking every precaution after sending…
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Account in credit.. but already requested closure?
Hi all. I recently paid off my Citi credit card and recieved my statement this morning which says I'm apparently 93p in credit. I'd requested the account closed when I paid it off over the phone but haven't heard anything else about it so does anyone have any idea what will happen and how long it normally takes them to…
