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Top credit cards available at the moment
My friend is popping over to see me later today and while here she wants to use my computer to apply for a credit card. She has a full credit history which is all good, she has never been refused credit. She is looking for low interest and even better 0% for XX amount of months on transactions. It cannot be Mint or Egg as…
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Can I transfer a loan onto a credit card
Hello there I've managed to convert our credit card debt onto low interest cards, and my highest APR debt is now a loan at a whopping 12.7%. Is there anyway I could transfer this onto a credit card to pay off quicker? The loan (just under £4000) is in my partner's name, however I have a better credit rating. The loan is…
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credit card balance transfer
Is it possible to transfer the balance from my sons or daughters credit cards to my own card which has long term favourable low interest. One is no longer resident ay home.
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Best Card For 0% Purchases?
I'm looking to purchase an item and would like to fund it over 12 months interest free, any ideas on which card would be best?
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Repayment Plan
Hi all, looking for a bit of information. I got myself into bit of a mess with credit cards and a loan. I wrote to the credit card company (Barclaycard) and agreed a repayment plan and HSBC put me on a managed loan. When I released how much interest I was going to be paying on the managed loan and how long the repayment…
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Purchase Protection doesn't cover repairs?
I dropped my son's TV on the floor and it stopped working. I purchased it less than three months ago with a Tesco credit card, so I phoned them up asking if it was covered under their purchase protection. They said yes, and that I should send a photo with the completed claim form, and they would refund the cost less an…
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Morgan Stanley - good card to go for ?
Hi, Thinking of applying for a Morgan Stanley Platinum card mainly b/c of the cashback and b/c they look cool :) currently have a standard HSBC card, always pay my credit card in full anyway and reading the article MS seem to be the best ones. So all ok to go ahead and apply ??
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Why was I rejected by MBNA? Never been rejected before!
Hi, just wondering if anyone can help shed any light on this one. My Barclaycard 12 month 0% rate expires soon, and even though I only have £300 left to pay off, I decided to apply for a balance transfer with MBNA and their 12 month 0% rate. Well I got rejected by MBNA, and I've never been rejected for credit before. I…
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MBNA Help
Last month my statement went adrift with MBNA (visa) i contacted them be4 the payment due date and they sent out another one, as it was getting nearer the due date they took the payment via switch over the phone. This months statement came in and i just noticed they have dropped the payment due date from the 5th down to…
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Charge for credit
I've been accepted for a card by M&S for a life of balance transfer. Just one thing in the T&Cs that i don't quite get is the charge for credit bit. Can someone please explain this? unfortunatly i don't have the t&C's to hand so i can quote from it. Thank you
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This is an interesting problem!
Hi Everyone, Could do with a bit of advice here. My GF is an Ebay addict. She bought a pair of trainers from some person on ebay with a rating of 1000+ They were described as new and in the box. She didn't have the funds so I let her use my paypal account that has a virtual Visa from epassporte registered against it. So it…
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MS Fly and Buy Lead times
Hi, I applied for the Morgan Stanley Fly & Buy card over 3 weeks ago and I have not heard anything. If I was unsuccessful should I expect a letter or email informing me of this? Thanks, Dan
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Super Balance Transfer
I have an Egg green card with a £15k limit. My 'anniversary' period commences in January 2007, but because of the 2.5% uncapped charge, I reckon this card is now no use. Does Egg have any other cards which permit a SBT, and if they do, is it possible to transfer the balance I have on my Green card to it ? Thanks in advance.
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Sony Card any issues with the free MP3 Player
Applied for a sonycard to get the free mp3 player and only had 2000 points added instead of the 8300 that was needed. Has this happened to you and what happened when you called them did they sort it without issue.
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Barclaycard joke!!!!
Hi everybody, I just thought I should share this with you all as I find it so funny ... I was lucky enough to find myself in a position to clear my barclaycard balance of just over £1200 on 25th October. Stupidly I paid the wrong amount and left a balance of £23.45, which I paid on 30th October. I emailed customer support…
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Transfer bank overdraft to 0% credit card?
Hello!! This is my first post (even though i have been an avid reader of the site for some time) and was wondering whether anyone knows of a credit card which accepts current account overdraft as a balance transfer? I have definately done it in the past, but I spoke to Capital One the other day and they said that they…
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cardholder credit contract copy?
If a cardholder credit contract copy is misplaced, can I request another one? and is there a charge?
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tell me which card to get
hi again. please can someone tell me which card to get.as im confused by all this. i want to clear my £1500 debt on to a 0% credit card. which is the best one for doing this,as not all cards allow this type of tranfer,im told i need a card that does a super balance tranfer,can u name one i should get? ive dont mind paying…
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Need to raise £1000 off existing card before BT
Basically having some home improvements done which i will be paying cash and need to pay the remaining £1000 with my capital one credit card (the balance will then be transfered to my new M&S card @ 3.9%). However the builders do not take creidit card. What is the best/cheapest way for me to get the £1000 off the capital…
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easymoney.com credit card and lloyds-crafty devils.
would you say thsi is sneaky of easymoney now lloyds tsb platinum.i was going through a bad patch last year but i made arrangements and started to pay at least minimum or bit more. They froze my card but promised i could start using it after paying for 3mths on time which i did. Then they sold to lloyds who i am not on…
