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Lenders sharing account details
I remember a while ago, it was announced that a few lenders were going to be sharing account behaviour information amongst each other. My question is does anybody know which companies they were? I'm sure Barclaycard were one of them.
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natwst credit card
i normally pay my natwest credit card from my online banking also at natwest..... i did this the other day and the paymennt did not leave the a/c, normally when i do it the payment leaves the same second. It shows up on my recent payment list but has not left my a/c....if payment is late i get a fee of £12. Just wanting to…
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Do Capital One cherry pick there customers?
Just been refused despite earning £24,500. I was late paying off the minimum interest on my current card for one month, that is expiring the interest free period next month. What are the chances of me getting accepted on another interest free card now I have been knocked back by capital one?
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when you apply for LOB do they look at your credit score?
Just been refused for Capital one's 18 month interest free card. I am now in a pickle as i have £4,000 worth of debt which I will start paying interest on in October as my Lloyds cards interest free period will run out. Thinking of getting a Life of Balance account as I am fearfull of being rejected AGAIN and damaging my…
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egg balance transfer fee
I have had an egg card for several years and last year on my annual 0% transfer I am sure I was not charged a fee but they insist I have to pay one this year.Any advise from other egg card holders?
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Strange anomaly on Tesco cc site
Just tried to log onto Tesco site to check the balance of my cc. I missed out my middle initial by mistake although the rest of the log-in name was correct. I was then taken to a Mint screen to input the rest of my details, password etc. I thought it was a one off quirk, but I used ccleaner then tried to replicate the…
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Electoral Roll Marketing Box
I Just received my Electoral Roll form and ticked to be removed from the the Marketing List, but I'm not exactly sure what it means. I assume I'm still on the full list which is only held at the Town Hall and that for credit searches I'm ok.
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freeing up card money with no charges
Here is a way of freeing up cash from a card without having to pay charges (I found that most lenders now charge you a big fee if trasfering money from your credit card into a bank account or just plain won't do it) Get a credit card with a small amount of money on it (say £200) then do a larger ballance transfer of say…
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Things to double check!
After getting a new 0% for 9 months card I put my ballance trasfer details on the applications forms and sent them off - I got my cards and pin through and thought nothing of it - then the following month I get my statement from my old card which should have been cleared by the ballance transfer - it was not clear and I…
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Credit Card for borrowing
Hi All, I need to put my hands on about £1000 credit sharpish! I already have two maxed credit cards (1500 and 400) and a £5000 loan. Help! I'm looking for the Holy Grail of the best 0% credit rates and low interest rates but those who don't turn their nose up too easily! I've read the articles but was wondering if anyone…
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Cards - automatic monthly payment
About to get a new card to BT away from Egg - looking at the &More card for life of balance offer. Does anyone know if &More is one where you can set up an automatic payment of a certain amount (minimum/set figure/full amount)? I find this so useful with Egg as it's one less thing to worry about - find other cards where…
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Just got Mint card offer 0% until July 07
Hi, I have got a letter from MINT this morning offering a Credit Card with :- No annual Fee Up to 7,500 limit 0% on purchases and balance transfer until July 2007 Bonus offer - 0% until 1 March 2008 on all balances transferred in Sept 2007 Typical 15.9 Apr "All we ask is a 2.5% handling fee for each balance transferred to…
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credit card cheques
Have just received some credit card cheques from the Halifax Their 4.94%pa for 6 months then 21.95% pa after. I'm thinking of buying a camera on my C Card do you think I should use the cheque instead? there is a 3% (min #3) handeling charge. Is there a catch ??
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Best Pre Paid Credit Card?
Just wondering which one is the best one to get and also how do you load money on to them? We decide to join this IVA we wont have a debit card so how else can you load money on to them?? Thanks in advance xx
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How should I deal with this?
I have had an egg card for about six years. In that time it has sometimes had quite a high balance, sometimes no balance at all. Sometimes it has been used regularly, sometimes it hasn't been used for months. But all payments have always been made on time. I have just discovered that I am paying Credit Card Repayment…
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To cancel or not to cancel?
I intend to apply for a new credit card at the end of the month to take advantage of their opening 0% interest, introductory offer.. I am also considering cancelling an existing redundant credit card and idle bank account. My question is should I hold of with these closures untll after i apply for this credit card? Will…
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How do I get rid of a £3000 debt ??
Hello I am in a bit of a pickle here and I don't really know what to do I would like to get rid of my £3000 debt Halifax Building Society overdraft £ 1000 Natwest overdraft £ 1000 HSBC Credit card £ 800 0% intro offer end in 2 months I would like to amalgamate this debt so I can concentrate on paying it off. Whats the best…
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Virgin One Credit Card
I tried to search to see if this has been asked before but couln't find anything, so apologies if this is a repeat request. 2 Questions:- 1) Firstly my Virgin One Card has a limit of £3.5K but is obviously not a real credit level as it is linked to my Mortgage account. All Transactions are placed against my mortgage on a…
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Capital one being a pain!
I paid off my balance with Capital One about a month ago, much to my relief! I requested over the phone that my account be closed, but soon after recieved another card. I then had to waste my time on the phone again speaking to India and having to speak very slowly to make myself understood. I thought it was sorted, no…
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pre-paid credit card
wanting to give my friend a pre-paid credit card as a present. Where is the best place to purchase
