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what time do payments happen?
anyone know what time direct debits are paid? My first accucard payment is due today but checked online and its not left my current account yet and the bill has not been paid. I've just phoned accucard and some unhelpful customer service chap told me it would be paid today. (he did try to tell me that a payment had already…
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Can I apply for a second Egg card?
Morning all, I currently have 10k stoozed with Egg and they will not increase my credit limit any further. Does anybody know if I would maybe apply for a 2nd card? or is it a bad idea as they would be running another credit check against my name? Thanks.
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Credit card waiting time - How long?
I applied for a credit card with 0% on BT and purchases 2 weeks ago and haven't heard anything yet. How long do companies take to get back to people? The card is a Capital One Platinum. I have 2 credit cards that is in my father's name and 1 store card in my name. Will that affect the final decision? I signed up for the…
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How should I appeal?
I applied for a Lloyds TSB Advantage card earlier this week and got rejected unexpectedly. I was going to appeal but I've just realised what the problem is. I changed my surname recently and although I've changed the names of all my cards, I haven't informed Experian etc yet and the monthly credit report I get from them…
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STEP-BY-STEP GUIDE TO STOOZING
To work out exactly how much you'll make during your stoozing activities, the following website is particularly helpful. http://www.whatsthecost.com/stoozing.aspx
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credit
looking to take advantage of my good credit rating,do i run up a debt with my current credit card before i transfer to a zero rated card for 9-12mths
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Citi Platinium Visa card
Hello I just received in the post a 'pre-approved' invitation for a Citi Platinium Visa card which gives 12 months 0% interest on both purchases and balance transfers. This looks like a really good deal, and I just wondered if anyone out there has any experience of this card, or if there is any kind of 'catch' that I am…
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A possible stupid question ...
Dear All, This is my first post here but I have been reading the (excellent) forum for a while now. I have read a fair amount about how people have been making use of 0% credit card deals to pay off existing debts or to even put money into a 'high' interest savings account for the duration of the introductory period. I can…
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Will this work?
Hi all, I'm a bit new to all this stoozing business so I need some advice please ;) I have 10k limit on my new Egg card and that has all ready been SBT into an account. (just this week) Now I have 6k limit with my MBNA card which is 0% until June 1st 2005. - Now can I balance transfer 6k off my Egg debt onto my MBNA card…
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Should I cancel?
I have several Credit cards, some of which I have not used in many months. They have no money owed on them so are just sat in my kitchen drawer. My question...... Should I leave them, or cancel them? How will each option affect my credit score? Oh, and how do I cancel them? Thanks
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Advice Please
Hello I am new to this forum, and I need some advice please. I intend to write a cheque for about £15000 from my MBNA credit card at 0% interest, and pay it into a savings account. (As per Martin's article) I think it is an excellent idea. However, I have moved house about three months ago, and have my mortgage with the…
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missed monthly payments during interest free perio
I am with Lloysdstsb and have a credit card initially i had 6 months interest free credit .I assumed that i could use it for purchases and not pay anything for 6 months "including monthly payments".As it happens i did try to pay off any debts fairly quickly and sometimes before i got the monthly bill,but there were times…
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Permanent Stoozing for Stoozing maniacs
Attention troops ! 8) The strategy to deploy in a pincer movement on two cards with particular attributes of being able to balance transfer to the card and NOT get charged interest from the DATE of the balance transfer so you have say 50 days interest free period, to then transfer the balance to a card with similar…
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increase limit on credit card
I have an egg card and my salary has increased and I would like my credit limit increased. Would egg do a credit search before agreeing or do they ask for employer reference
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Moneybox Live: 25 Oct 3pm: Credit & Borrowing
BBC Link Here
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tesco credit card
??? I am looking for a new credit card as I am a credit card tart. I have a mint, barclays and halifax one card. I have seen the Tesco credit card is advertising 0% on purchases until August 2005 and you get clubcard points for spending too. I shop in Tesco for most of my groceries so does anyone know how this compares to…
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End of Interest Free period....what next?
Hi all, I would like to know what would be one's options when say for example their Egg card's interest free period is coming to an end. If you had 10k stoozed - and balance transfered this to a new 0% card, you'd obviously have to pay the min monthky payments back.. but then say if this new card is not like Egg and…
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Sainsbury credit card cockup WARNING
Hi all Just to let people know what a shambles the sainsburys CC system is. I applied for a standard CC with them a few weeks ago. On their website it says 12 months interest free on purchases. To cut a long story short the card I have received is not the standard CC but wait for it, the ADVANTAGE card which has no…
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Loan - Credit Card Transfer
Sorry if this has been answered elsewhere but this topic is area is vast and a little out of control. I have just under £6K currently with a loan with HSBC at a silly interest rate. Can I transfer this to a credit card at 0% interest for the whole life of that balance? If so which one? I do not intend to use the card at…
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credit card that pays us interest
A friend is after a credit card which pays them interest on a credit balance (i.e. the card co owes them the money), as it may be possible to take advantage of the IFP which is offered on (for example) some Halifax cards. This obviously eradicates the need for a SBT card. I have seen the Liverpool Victoria website and they…
