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Budgeting & bank accounts
Archives for February 2016
Discussion List
Lloyds Club saver
Hi all. Myself and the wife both have lloyds accounts. She upgraded to club for free as more than the 1500 minimum goes in each month and got the free cinema tickets. I thought id take a look as i wanted a savings account. With lloyds club you get 4% on the club saver so I upgraded to club and opened the account. When I…
Personal finance software with "sub-accounts"
Hi folks, I'm looking for some recommendations on personal finance software (either downloadable, or online). The ones I've looked at so far cover basic tracking against a budget, i.e. am I overspending on X, Y or Z. I'm looking for a bit more than that, though. Ideally, I'd like to be able to set up "sub-accounts" so…
Bank account upgrade - help needed
Hello everyone, I was wondering if anyone could give me some advice. After being not so great with my money for a number of years, I decided to work at sorting everything out and in early 2013 set up a bank account with TSB which was a basic cash account. I can only use the card at specific ATMs and there are no "bells &…
Paying for holiday?
What is the best way to pay for a holiday? I am going on holiday and need to pay £3500 by 1st July. Which I have in a Santander 123 account earning 3% interest. If I pay by credit card I am charged 2% extra but nothing if I pay by debit card. I am not concerned about credit card protection as I paid the deposit using my…
How do you do it?
Hi Everyone, New here so please be gentle with me. I'm rubbish with money, there I've said it. But I know what my biggest problem is. I just don't know how to manage my money on a day to day basis. How does everyone else actually keep track of their money? Do you use an app, a spreadsheet, a piece of software, a book? With…
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