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Think I messed up - Tax Credits
Hi, would be grateful for some advice. Think I have inadvertently messed up. I am in receipt of tax credits. I am buying out my ex so I cashed in an AVC and received £4742.68 in October 2020. They said I had to pay tax but I didn’t realise it may be counted as income so I didn’t contact tax credits about it. The buyout has…
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Notify council of annual increase to State Pension for housing benefit / council tax reduction?
Just wondered if you are normally required to inform the local council of your annual increase to state pension / pension credit Does everyone in receipt of HB / CTR here notify their councils every year?
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Tax credits / maternity leave
I’m just doing some calculations now as I’m due to go on maternity leave in May. I’ve got an open claim for tax credits (currently CTC only) from when I last went on maternity leave. I’d planned on updating my forecast income for the next financial year but I’ve remembered that last time, when I took unpaid leave (after 39…
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Free schools meals over Easter
I received a voucher for my son who's at secondary school wasn't expecting it but not heard anything from my sons special school. Do the schools get to decide this Easter if they give the vouchers or not. Any advice Sal
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Universal Credit advice............
Hello everyone this is my 1st post! Ive been on/off universal credit for a couple of years in between short term posts and am wanting some advice if possible. As anybody thats on it will know its a really bad system in that the 30 day "cycle" can very much work against you depending on dates you get paid. If you recieve…
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DEPRIVATION OF INCOME
I HAVE INHERITED ENOUGH MONEY TO BUY MY COUNCIL HOUSE ,THUS NEGATING THE NEED TO CLAIM HOUSING BENEFIT, MY QUESTION IS IF I PURCHASE HOUSE AND THEN FIND THAT I NEED TO CLAIM AGAIN .WOULD THE HOUSE PURCHASE COUNT AS AN INTENTIONAL DEPRIVATION OF CAPITAL
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Child benefit application
Hello all,My wife and I have recently separated, but still living in the same property as we figure out how we can afford to separate fully. She wants to apply for child benefit without my salary being accounted for in the application. There is the option to select "separated" but wanted to ask if there was any proof…
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Carers Allowance question - Effect on other Benefits
Its me again with another question I cant find an answer to! I receive UC with LCWRA, also PIP Standard rate care and mobility every month, also Council Tax Benefit of 87.5% of the total amount. I understand that if someone acts as a carer for me they are entitled to claim Carers Allowance. I have someone that has been…
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PIP cut...advice needed
Recently had my PIP over the phone assessment. I received highest rate and lower rate mobility. I had stroke few years ago, fibro and ME, explained how I can not walk far and certainly not without help or walking sticks. And have received my assessment and they have cut me down to just standard rate and no mobility. Am…
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Massive tax bill (reposted)
Hi I received a very large bill from HMRC yesterday for not completing a self assessment for child benefit from 2013 until the present date. The bill stated i owe £18,000. In previous posts I have spoken about my ongoing financial problems and my unhealthy relationship with money. I am completely at a loss with this as I…
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Wife moving back in
Hi Guys I have been separated from my wife for 5 plus years and she is considering moving in with me, mainly to help me as I am having some considerable trouble living by myself. I get the limited capability for work and work related activity plus a legacy severe disability premium and PIP. Can anyone advise on how I go…
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Tax codes
Hi, I hope someone here can help. I currently have two jobs and I have just one of them with my personal allowance. Tax code is 1281L. The other is a tax code of BR. I understand the tax codes. What I don’t understand is why the BR code is deducting 50% of the wage. I’m not a high earner. Approx 21k per year. I have rang…
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How does self employment affect benefits?
I’m currently mentally impaired with Paranoid Schizophrenia and I want to start up my own social media marketing agency but I’m currently in receipt of Universal Credit and Employment and Support Allowance Contributions based. How would I become a sole trader and make sure that the move to try release myself from state…
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UC and NI credits
Hi all,My turn to ask for advice. Please does anyone know the criteria for getting NI credits when claiming UC? Are there any conditions to being awarded NI credits (earnings limits, having a non-NIL award etc) or does everyone with a UC claim get an NI credit? Also, UC is monthly and NI credits are awarded weekly, so how…
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child benefit tax charge
Owing to a bonus my income was higher than £50K this year and I realized that it might affect entitlement to child benefit for my child. Here's my income, am I right that - because of my pension contribution, I don't have to pay a tax charge (yet)? Income: £52300 Medical insurance benefit: £1,700 Pension contribution:…
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Please help me cancel tax credits
My son is 17, in full time education ~ I am working 22 hours a week,9.50ph My son is wanting to move in with his dad when he’s 18. I claim child and working tax, I’m single and will happily ring them in July (when he moves out) my question is, if I call and cancel in July will they make me pay back money between April and…
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Benefits overpayment and deduction from universal credit
Hi just needed some advice. I've had issues with HMRC regarding an alleged benefit payment of etc from 2011. I've complained previously and received an apology from them admitting they'd made errors and the matter was closed. Today I've received a letter saying they will be deducting the disputed debt from my universal…
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Women's pension backpayment
My mother in law has just received her settlement of arrears on the latest women's pension miscalculation issue, my concern is that this may well affect her capital savings value and push her above the 23k limit and thus result in a change in elibility to free care costs. Surely this lump sum payment cannot be used in the…
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Calculate when UC would restart
A friend of mine has been on universal credit while off work sick for a long term illness for 2 years. He was made redundant in January and received £9,400 redundancy and back dated holiday pay. Since being made redundant, his UC has stopped (which he fully understands) we assume because he had a large 1 off payment from…
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Can you off-set bank and credit card debt with 'savings'
I have recently been made redundant after 10 years earning a reasonable salary. I have receive PILON (10 weeks) and my redundancy lump sum (15 weeks due to my age), added to acrrued holiday pay and almost a full month's salary. It seems to me that everything in any account you own is deemed 'savings' even though the…
