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Thank you :D
Well, it's a little after midnight and I just checked the insolvency register as I'm marked as "discharged" :D As I was promised at the time, the year has gone by surprisingly quickly. The hardest part by far was the emotional part: the uncertainty, the worrying, the waiting, the feeling of being trapped, punished, not in…
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Debt advice USA
Does anyone know were you can get help or advice with debt if you live in the States?
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liquidating a limited company based at home...
I wondered if anyone can help? I have run a limited company out of my study at home (registered address is my home address) and I am about to go into voluntary liquidation. I only have one debtor (HMRC!) and a very few assets (laptop, pc tv etc). Question is, if I liquidate, then will they come and scour my home, and what…
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Has anyone seen script?
Just wondered if anyone has seen anything of Script? just seemed to drop off the BR forum without a trace. Just curious as to how they are getting on.
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Company Bankruptcy Policy
Hi, I am in an IVA but fear if the mortgage rates rise to hi in the future i may need to go BR. How ever i can't find out what my company policy is on BR. The company manual is not on the intranet and HR have not replied to me when i asked for copy. Not wanting to raise to much attention to myself i didnt want to ask…
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Final charging order never registered ?????
HI can anyone tell me if A DCA / firm can get a bankruptcy order if the final charging order was never registered against property only interim order regd, and despite numerous requests in writing and during intimidating phone calls we have not had any signed documented proof of the ownership of debt and signed documented…
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SOA Will this be ok??
Hi all, My SOA can you have a look and see if anything jumps out and let me know please? BR next week and trying to make sure all is ok!:eek: Household Information Number of adults in household........... 2Number of children in household......... 1 Number of cars owned.................... 2 Monthly Income Details Monthly…
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iva to bankrupcy help
hi i am at present in an iva with my husband but money is getting tight and wages are not getting any better , so i would like to know if any one knows of good people to talk to about changing from iva to bankruptcy before the iva starts to fault and they force me to go bankrupt anyway
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Boyfriends imminent Bankruptcy
My B F lives with me, its my house and I pay all the bills out of my account, all in my name, he has business debts of rates and VAT, he thinks Bankruptcy is the only way to go now and I am worried about my house, I realise that its not going to affect me personaly but will the B R go against the address? Any advice…
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My bank wont give me another account as Bankruptcy showing on my credit file?
Hi All, After a little advise if possible. I posted this in the budgets & bank accounts section, but thinking it may be better in here! I bank with NatWest, i have a current plus account, I also have a step account which i use for direct debits. as well as an ISA. all of which were opened around the same time in 2006. I am…
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Thinking about bankruptcy...help & advice needed please.....
Hi everyone......I am new to this but any help given will be greatly appreciated....basically I was made redundant and now I cannot meet the mortgage re-payments on my house, I have been to see CAB and also to a solicitor, and have been in contact with my mortgage lender who say they cannot do anything till I have missed…
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Basic online savings account for discharged bankrupt
I need to open a very basic online savings account, I was discharged in October 2010. What is the best and easiest one to apply for on line? Can somebody advise please. Thanks
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How can I get cash into my Cashplus card? I need it in NOW
I want to book flights with Ryanair and see that I can use my prepaid and avoid those darned fees. I had this already to build my credit...sooooooo...how can I get money in there instantly? I tried the post office but that takes like a day :( (
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Addresses on Credit Reports - Discrepancies - Does it matter, Should I sort out?
I am a discharged bankrupt currently cleaning up my credit reports. All fine in terms of the default records correct dates and settled, but I think I might have a problem with the different addresses on my credit reports. My address is a bit confusing. I live in a flat in a house, and the landlord named my flat "A",…
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Data controller for Lloyds TSB
Okay, I'm trying to clean up my credit file post BR and I need some help with the address for the data controller for Lloyds TSB. The account is related to a personal loan NOT a bank account. When I search http://www.ico.gov.uk/ESDWebPages/search.asp for Lloyds TSB it comes up with 27 different possible ones, most are…
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Saga Home Insurance - declined because family member was bankrupt, now discharged
Hi I'm currently living with my elderly mother. Her household insurance has come up for renewal and Saga was the cheapest. When she told them that I had been declared bankrupt (March 2009) and discharged (March 2010) they refused to cover, despite the fact that she, not I, is the Policyholder. Has anyone else had this…
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question about halifax easycash account
I have read on a few posts that halifax do not report to experian/equifax with their basic easycash account... Can anybody please confirm if true... I will not apply if true as will not help build up my credit history again... Thanks alot
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Discharged today!!
The sun is shining and today is discharge day!! Just checked the insolvency register and there it is... discharged 14th june 2011.. wooo!! Wow.. that year seems to have flown by. I have a question about Moon Beever if anyone can help though. was given like lots of people 3 years of payments to moon beever, but as i've been…
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BI - Rules changed???????
Hi, Whilst both my and the OH were BR, he was unemployed so we could never find the £214 fee to buy back the BI. We were discharged in March and soon after TLT wrote again asking for the money. I contacted them to say that he had just got back into work and although finances wouldn't allow at that moment - that at some…
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Debating taking the journey
Thanks for any help
