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help with bank account
ive just been on the phone to the co-oprative bank to open a cashminder account and its not been accepted i dont no where else to go as i owe barclays bank money so surely they wont let me open an account, help
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Travel Insurance when BR
Hiya, Has anyone had any luck in getting travel insurance when BR? If so, with which companies? I have a work trip coming up next month and need to find a company who will accept me! Thanks :)
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If you die, do your BR debts go with you?
No, I'm not thinking of topping myself!!!* The wife and I are in the process of writing a will and just wondered this - if both my wife and I died whilst I am an un-discharged bankrupt (wife isn't BR), are bankruptcy debts are written off on death, or would the OR come onto the estate for money to pay creditors? Just…
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As of this morning, I am BR
9.57 this morning, that is me, after many years of problems with debt I finally did it. Just wanted to say a big thankyou out to the people that have helped me in the past few weeks with answers to questions and giving extra advice. For all them due to do it, I know everyone says it, but the court side of things really is…
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About Tax....
Does anyone know how long it takes the Revenue to investigate an alligation of tax fraud? I have a feeling my ex is going to be investigated (or is in the process of being) and I am worried as obv he has a share in the house (even tho he paid !!!!!! all for the past 18 months) Just trying to sort out in my head what my…
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SOA - Please check... Petitioning Monday
Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................ 1015 Partners monthly income after tax....... 700…
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court date repossession - advice
hi, i was wondering i have a court date for repossession through my secured loan - ge money. can you advise will i be put out the property on the date of the court. i hopefully will have a rental to go to but that is not until 29th october and my court date is 16th october?
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Made bankrupt without any notice
I was made bankrupt last week, the Order was sent to my x husbands address, where I have never lived. I have applied for thi sorder to be annualed. the hearing is for the 1 oct. Please could you advise what evidence I need to take to court to prove that I have never lived with my x at his address and have never been served…
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Question about BR is it for me?
HI everyone I've been lurking on this thread for a few months now and have finally decided to take the plunge and ask a few questions which in itself will be me admitting to myself that things are bad and to be honest im not sure what to do. I have no idea what is involved in BR i.e what it costs?, how long it can take?…
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BR Court Question
Is there anyway of getting around the duristriction of which court i need to use, warrington court can only fit me in 25th nov but chester have an appointment next thursday but they say because of where i live it not allowed, any help?
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Bankrupt and Claiming bank charges
I was made B/R on 9th Sept, but I've got a couple of questions. I am about to send (was going to be today but not now!) my letter to claim back bank charges for an account that was included in my B/R. I received a statement from the bank today telling me how much I'm still overdrawn, like I'm gonna forget!! Question 1: Can…
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IPOQ form. A quick question...
I am filling the IPOQ in today and the form is rather short of space. Can I attach additional pages or should i try and squeeze everything onto the official form. Also, is it necessary to justify the figures in any way ie essential transport = £60 made up of 20 x £3 bus fares to work per month. Or should i just provide the…
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Lapsed IVA
Our son's relationship with his wife broke down last year, and he is now living with us, on JobSeekers Allowance, waiting for his divorce, trying to get a job. They had a joint IVA, with only 2 years to finalise. Our son made numerous contacts with the IVA firm to try to get some resolution to the remaining debt, he is…
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When will this end...
Ok abit of an update from us, haven't been around for a few days, been lying low really, and drinking far to much too :confused: We've got a Charity Debt Counsellor coming out to see us on the 5th Oct, so just over a week away, and believe me, that time can't come quick enough!! We've just had two letters through this…
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Accountant- can i be one if I am a BR Person?
Quick question.. If I am training to be an accountant and i go BR can i still do this as a job? Sorry for being a bit dim but I have to ring the collage back to say weather im going to take the course and havent got much time to look through the board. Thanks x
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Ex Lurker
Firstly, thanks to everyone who has posted a question re going bust- all the answers you got answered my questions! (the fact that I'm not very good with technology may also account for the fact that when I did try to spout my opinion on IVA it probably ended upin the knitting forum! :) ) Secondly, I am now officaially BR,…
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Feeling happy today
I have had many sad days where the road of br was sometimes impossible to live with, this week I have found out that I have got the new job I wanted and last night I told my boss I was leaving and she took it a lot better than I thought, I tried to leave a year ago and she got upset and persuaded me to stay, but I have…
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Possession Hearing....Need advice please
Hi guys Just received a letter from court to say that there will be a repossession hearing next month with regards to our old house. My wife and I left the house and moved to rented in june, and went bankrupt in july this year, so the old house is empty. There is a defense form in with the letter that we received which…
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Car not registered to me
hi wonder if someone can help - i'm in the process of starting to get BR arranged and everything worrying me. I had a car until very recently that broke. Unable to afford a new one or it to be fix, i now use my fathers car as he doesn't use it. The car is registered to him. I pay the insurance myself, with my dad as a…
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SOA Needs a look
Hi I have put up 2 SOA's The first is with us both having a income and the second with out me as I am on about going part time. Could someone please look at them and make any recommendations. Thanks you are all top people very glad I was recommended here....:beer: PS SORRY BUT NO FACILITY TO PUT THE WIFE'S MONTHLY PENSION…
