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Lost Job and Going Deciding to go Bankrupt
Hi, this is my first post on here and even though it will be long i just want to ensure that most, if not all, rellavant information is told first time round to help with informative responses. I started out my debt life 10 years ago. credit cards first then loans. mainly on second hand cars (insurance) and repairing them…
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HELP URGENT, BR in the morning do i take id?
Hi The title says it all, i was in bed then realised surely we have to porve who we are. So back downstairs to ask? I know its late but hope someone can help. Thanks
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feeling depressed :(
well I finally plucked up the courage to tell my line manager I wwas going BR, he seemed fine with it and showed compassion he still however has to submit a inteligience report to the DPS for infomation purpose as I work in the police. I have felt quite down today regarding going bankrupt however not quite sure why as I…
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paying mortgage when banks are frozen
Hi I am probably asking lots of stupid questions but when you go bankrupt and you have to cancel all direct debits and empty accounts how do you make sure your mortage is paid? thanks in advance!
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My New landlord , he doesnt know I'm bankrupt!!!
Hi Anyone know what the situation is as regards moving house whilst still bankrupt? Do I need to tell the new landlord that I am still bankrupt,if I do he might not want to rent to me.
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The Bankruptcy Protection Fund Limited
Came home to day to find a letter and leaflet from these people expressing regret at my BR on Monday 29th but claiming, that as I am a homeowner "the Bankruptcy Protection Fund can help you. The Fund was set up to stop the increasing number of repossessions as a result of bankruptcy...on a no win, no fee basis we can help…
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Bankruptcy and inheritance
Have a 5 year BRO, my mother wants to leave me half her estate. My understanding, though i was discharged after a year my punishment will remain until April 2013. The trustees can make a claim :eek: She is well at the moment, and to be honest have not given this 'problem' much thought. Does she need to set up a trust? Any…
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Ipa
5 month in and my IPOQ surpuls was 0 on the nose i even cut my out goings down so that i wouldn't be seen to be not coping (tho things are tight) but I just got an IPA of £55 i know this is small but I really can't afford it. What is the likelihood of a sucessful appeal? Congrats George CP
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what to i need to do now ??
What forms do i need to print off and where from ?? How do i apply for a court date for the bankruptcy ?? Thanks
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Insolvency Website + Few little questions :)
Hi, i have just printed off the BR form ready to take to court tommorow morning and have a couple of questions. 1. Is it right that there is 35 pages!!... It took me a long time to complete online but didnt realise how many pages would be printed off 2. When i completed printing, the website said i need 3 copies of all the…
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Advice please
I made myself bankrupt in 2005, for about £14k and at the time owed my sister about £2k. The lady who filled my forms for the bankruptcy at citizens advice told me not to put anything about this debt as I had every intention of repaying it. So no mention was made. Due to having nothing over every month since, I have still…
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Face to face OR interview
Lady I work with went BR today and I met her outside the court to take her to the OR office,she had a brief chat with a bloke who told her she had to go back there next Friday at 10 am for an interview with the OR as she was in an IVA. I was in an IVA for longer than her yet I only had a telephone call so why would she…
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BR tomorrow is it £510???
Hi sorry for ANOTHER question.............. We go BR tomorrow just double checking is it £510 each? Thanks
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Job prospect
Hi all... our BR date on the 9th is getting closer, tummy is starting to turn over now when I think about it. Just a quick question, I am unemployed at the moment, but have an interview on the 7th. Now I am sure that there is going to be a few interviews if I am lucky to get that far, so I am not likely to get the job for…
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Iam Self employed and run my own business ??
Iam self employed and work as a sole trader in my business when i go bankrupt will anything happen to my business ?? I do not owe any business debts and do not have any assets only my tools etc for my job. Thanks
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Credit File Question???
How long is it before defaults are noted on your credit file? I have just checked mine, after being granted a DRO on the 19th of May, and so far only one default is showing up. The rest are showing up as satisfactory?????
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Statement of affairs form - house
Hi, sorry for asking what may be an obvious answer - I just want to get this right. I need to declare my house on my bankruptcy form. On the assets & property sections, under value, do I declare the estimated sale value, or the net value minus the outstanding mortgage? Also, the equity is low and I hope to get some family…
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Bankrupt and need a car
Hi - I am bankrupt and seriously need a car as my one is on it's last legs. As I am unable to get finance does anybody know of any company that would rent one to me? I have a job. Thanks
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Section 339 Bankruptcy
I was bankrupt in October 2005 and discharged in 2006 A sum of £85,000 was transferred by me in March 2002 from my Crirical Illness insurance payment (of £100,000) to my wife, so my estate was not affected. I am very ill and disabled with Multiple Sclerosis. I have been asked to prove I was solvent both before and…
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just had my interview with the OR , eeek
she seemed okish (she was an examiner), i did waffle quite a bit :o :o she said i would get a nil tax code etc, but no IPA, i asked if this was certain and she said she puts recommendations forward to the OR for me not to have one, so i dont know if i will or wont:confused: she allowed - holiday £20, and internet £10 ( all…
