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Adjourned - going out of my head here
Hi Please can someone talk some sense into me here. I had my hearing on Monday, the judge through me straight out the door because the IVA co had not issued in Certificvate of Termination. It arrived the next day but now the court will not re-hear my case till the 31st March. Never has the phrase 'the suspense is killing…
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Bankruptcy - Complicated Tax issues, help!
First post here after plenty of reading.. Well, I'm posting on behalf of a friend who has come to me for advice, unfortunately i was unable to provide any so thought I'd try my hand with the knowledgeable people on here! The situation goes, my friend is really worried about her dad (aged 60) who has got into a mess with…
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what now
hi everyone journey so far have spoke to national debt helpline decided to go bankrupt well my mum have filled in forms wot next do i phone up my county court or do i have to ring elsewhere to get date thx
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name in the paper!!!!
Hi All, Myself and hubby were both in last nights paper:eek: It made me cry (but i feel ok now:o ) Hubby not bothered. Does it go in any other papers? (Other than London gazette) The reason i ask is................ Two other people who were listed with us are from totally different areas:rolleyes: so i guess they got…
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High Court or local court?
I have been told that I won't be able to book in to my local county court until the first couple of weeks in April as there is a waiting list. Is it possible to go to the High Court in London any quicker, as I believe you can get in by turning up on the day? C
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Working situation
seahorse101
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Natwest closed my account...what a surprise!
I had opened my co op account the day I went BR. I had my interview with the OR 3 weeks later and he was annoyed I had opened another bank account. He asked me why I had done it and I told him about this website and that lots of people had their accounts close from the bank, and I didnt want to be left in limbo. He then…
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Quick question IPA / discharge
Hi, Just a quick question. If you are given an IPA are you still discharged after 1 year or is it after the 3 years of the IPA? Thanks for your help x x
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off topic but.............
Missing girl Shannon found alive Shannon Matthews has been missing for three weeks Missing West Yorkshire schoolgirl Shannon Matthews has been found alive, three weeks after going missing. West Yorkshire Police confirmed the girl had been found concealed in the base of a divan bed in a house in Lidgate Gardens in Batley…
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DCA - how to handle?
I have just had a letter from Mr Virgin credit card saying that they will pass my debt onto a DCA who will come to my house - great. Should I tell them that I am applying for BR? I haven't got a date set yet but it should be in April, first half. If I tell them will it spur them to visit quicker? Thanks,
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My ex may need to go bankrupt....please help!!!
Hi there, This may get a bit confusing so please bear with me.. My Ex girlfriend has just been told that she is going to be made redundant in 30 days time. She has debts in total of over £25,000 which are made up of a loan, some credit cards and some finance from mfi (she owed me a hell of a lot of money so I let her get…
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advice re: friends bank acc if i'm bankrupt
hello I am seriously considering filing for bankruptcy (ironically as soon as i can scrape together the necessary funds to apply for it). I currently work and have my own bank account, but my wages (only income source) go into my friends bank account which she has lent me the card of. If I go bankrupt will this account be…
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Property in divorce settlement 2004 (I think)
See what happens when BR gets postponed and I've lost my motivation. The one part of the BR forms that has freaked me out and I've tried to just sidle past, has been the question(s) re. divorce and property having been sold in the last 5 years. Partly I simply cannot bear to dredge it all up - I filed the papers away when…
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Bankruptcy and Cars
It looks like my partner is going to have to go bankrupt - it has been discovered he has a birth defect in his back. So he isn't working right now. He has a car worth just under £2000 - he finds travelling on public transport painful and uncomfortable and is dreading the thought of having no car. We live in a very rural…
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voluntary repossession
ive written on here a few times before can anyone tell me what would happen if you do a voluntary repossession and then declare bankcrupt and there is a short fall what happens if the house dosnt sell before discharge would you then be liable to pay for the shortfall because you are a discarged bankcrupt any advice would…
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Bro & Bru 's Advice Please
Hi Has anyone had a BRO or BRU or thought they were going to get one but didnt? Any experiences and the length of time you got are helpful please.
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Question?
I recently told my wife about my debt problems, she suggested that I sign the house over to her so that I have no assets and then go bankrupt. Does anyone know if this is possible or what the legals are on it?
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No Judge!
Morning all This has got to be unusual; anyway, whether it is or not, I guess I just need to have a bit of a rant. BR was scheduled for today - 10:30am. I had everything planned -taking the train 'cos worried about the driving into the city at rush hour and not knowing where to park and having been let down by my CAB…
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BR was Tues, now worried about BRO/BRUs!
I went BR on Tuesday which to my surprise wasn't the horrific experience I was expecting. Everyone at the court was really nice and non-judgemental, I didn't have to see the judge in person and I met two other people going bankrupt at the same time, which was very reassuring (we all went for a coffee afterwards!) Most…
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Urgent advice needed about car.
Posted again. I had my OR interview yesterday and agreed to buy the ORs interestin the car for £20 now today the bloody engine has just gone in it so its needs to be scraped, what am I supposed to do now with the OR??