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  • FIRST POST
    DerryBoy
    New cars with free insurance
    • #1
    • 2nd Apr 08, 7:49 PM
    New cars with free insurance 2nd Apr 08 at 7:49 PM
    Hi,

    I have just passed my test and I'm now looking to buy my first car. I have been advised that I should buy an old car as I will probably get a few bumps and dents. However, I am interested by the possibility of buying a new car, something small, that has free insurance for at least a year. I am 26.

    Please can anyone advise if they know of any deals that are currently available with free insurance? Any advice would be greatly appreciated!

    Cheers!
Page 1
    • nickmack
    • By nickmack 3rd Apr 08, 9:21 AM
    • 4,399 Posts
    • 1,721 Thanks
    nickmack
    • #2
    • 3rd Apr 08, 9:21 AM
    • #2
    • 3rd Apr 08, 9:21 AM
    I have just passed my test and I'm now looking to buy my first car. I have been advised that I should buy an old car as I will probably get a few bumps and dents. However, I am interested by the possibility of buying a new car, something small, that has free insurance for at least a year. I am 26.

    Please can anyone advise if they know of any deals that are currently available with free insurance? Any advice would be greatly appreciated!
    Originally posted by DerryBoy
    As you're over 21, getting free insurance with a new vehicle shouldn't be a problem. Just check the costs carefully, as after the first year, you will be paying the insurance premium. If you're stuck in some kind of finance agreement, that you can't exit without penalty and you find insurance is high, it may be a false economy.

    Apart from Volvo which ended March, I haven't seen any deals for free insurance. What car/kind of vehicle were you looking at?
  • maclean2
    • #3
    • 3rd Apr 08, 3:28 PM
    • #3
    • 3rd Apr 08, 3:28 PM
    Hi - try www.youngmarmalade.co.uk.The insurance is free at your age and you have a choice of new or nearly new cars.

    I have no personal experience of the company but it has been favourably reviewed in the press several times.
    Last edited by maclean2; 03-04-2008 at 4:09 PM.
  • homer_j
    • #4
    • 3rd Apr 08, 4:10 PM
    • #4
    • 3rd Apr 08, 4:10 PM
    also ensure that you can get proof of your no claims after the year is up transferred to another policy.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
    • poppy_f1
    • By poppy_f1 3rd Apr 08, 7:20 PM
    • 2,596 Posts
    • 3,239 Thanks
    poppy_f1
    • #5
    • 3rd Apr 08, 7:20 PM
    • #5
    • 3rd Apr 08, 7:20 PM
    you need to balance it up really the cost of an older car + paying for your insurance or buying a new car (prolly with the price slightly inflated) and getting free insurance
  • DerryBoy
    • #6
    • 3rd Apr 08, 8:12 PM
    • #6
    • 3rd Apr 08, 8:12 PM
    I am ideally looking for a Renault Clio, Peugeot 206 or Ford Fiesta
    • gsmmad
    • By gsmmad 3rd Apr 08, 10:01 PM
    • 414 Posts
    • 80 Thanks
    gsmmad
    • #7
    • 3rd Apr 08, 10:01 PM
    • #7
    • 3rd Apr 08, 10:01 PM
    ur better off getting a golf mk5 1.4 S ...cheap on insurance and is a decent car and also the price goes down slowly
  • princess_vee
    • #8
    • 9th Apr 09, 3:32 PM
    • #8
    • 9th Apr 09, 3:32 PM
    I know that Vauxhall are currently running an offer on selected models, hope this helps..x

    Search on google cars with free insurance, it won't let me post the link as I'm a new user.
  • maxjlone
    • #9
    • 18th Apr 09, 2:23 PM
    • #9
    • 18th Apr 09, 2:23 PM
    Many insurers don't offer specific student or young driver car insurance, but may take into consideration your age and current occupation to gauge the correct student car insurance premiums for your situation. This is why as a young driver car insurance policies should be compared and shopped around for, to ensure you get the most suitable policy for you! Cheap car insrance does not always mean the right car insurance.
    Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MSE Forum Team
    • dacouch
    • By dacouch 18th Apr 09, 3:36 PM
    • 19,340 Posts
    • 11,879 Thanks
    dacouch
    Spam reported
  • byb3
    Just a warning, the Vauxhall free insurance deal requires you to have held a licence for at least a year.

    That'll exclude people passing their test then going straight out to buy a new car!
    • dacouch
    • By dacouch 19th Jan 10, 4:41 PM
    • 19,340 Posts
    • 11,879 Thanks
    dacouch
    Kal2k there are a number of problems with your post

    First you are spamming the forum which is against the rules

    Second are you aware that it is against the law to pretend to be a satisfied customer on a web forum when you are employed or associated to the company unless you make your position very clear. If your not aware of the law look up the Unfair Business Practices.

    Thirdly if you have comprhensive cover all drivers have the same cover

    Fourthly you are covered for third party only when driving other cars (and there are limits on what cars you can drive) not third party fire and theft so for someone who is spamming for this company you know very little about insurance which should serve as a warning.

    Five you are breaching the FSA rules, I will be sending an email to the FSA informing them of your actions. Could you do yourself a favour and shout over the office to your compliance officer that he will shortly be hearing from the FSA

    Email sent to whistle@fsa.gov.uk and a copy of the email sent to the offending website along with a screen print of the pot prior to MSE deleting it

    Edit I did email a cc to the email address on their website but got a delivery failure notice, very professional.

    So my personal opinion (Nothing to do with MSE) is DO NOT USE isavedmoney.co.uk they spam and their spammers do not even understand how insurance works which is not a great combination...
    Last edited by dacouch; 19-01-2010 at 5:11 PM.
    • payless
    • By payless 25th Sep 10, 8:03 PM
    • 6,574 Posts
    • 2,336 Thanks
    payless
    some come across this post when searching for something else: the website dacouch rightly exposes is owned by firm that has been discussed a fair few times before over the years here for spamming.
    Last edited by payless; 25-09-2010 at 8:16 PM.
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
  • adamc260
    Hi,

    I have just passed my test and I'm now looking to buy my first car. I have been advised that I should buy an old car as I will probably get a few bumps and dents. However, I am interested by the possibility of buying a new car, something small, that has free insurance for at least a year. I am 26.

    Please can anyone advise if they know of any deals that are currently available with free insurance? Any advice would be greatly appreciated!

    Cheers!
    Originally posted by DerryBoy
    You could also try the Peugeot 'Just Add Fuel' scheme

    For example on the Peugeot 207 it says you get

    "From around £207^ per month for a 207 Millesim you’ll get everything you need to get on the road, with complete peace of mind, for three years:

    Free Comprehensive Motor Insurance†
    Servicing
    Breakdown Cover
    Road Tax*
    Warranty"

    Go to Peugeots website - click 'Showroom' at the top, then latest offers and it'll tell you more
    • Ian W
    • By Ian W 25th Sep 10, 11:38 PM
    • 3,715 Posts
    • 2,074 Thanks
    Ian W
    Go to Peugeots website - click 'Showroom' at the top, then latest offers and it'll tell you more
    Originally posted by adamc260
    Erm, I think the OP might be sorted by now - given his post was in April 2008!

    Payless, old chap, long time no see. What you doing thread resurrecting?

  • adamc260
    Erm, I think the OP might be sorted by now - given his post was in April 2008!

    Payless, old chap, long time no see. What you doing thread resurrecting?

    Originally posted by Ian W
    Well if hes interested in a new free insurance deal :P
    • payless
    • By payless 26th Sep 10, 11:49 AM
    • 6,574 Posts
    • 2,336 Thanks
    payless
    Erm, I think the OP might be sorted by now - given his post was in April 2008!

    Payless, old chap, long time no see. What you doing thread resurrecting?

    Originally posted by Ian W
    Ian, yep been a bit of a stranger here for the last 12m, as decided to do some studies, plus have to admit its (MSE) not really the same these days .
    ( didn't know you were a Lanzarote fan - one of my preferred holiday locations)

    As mentioned this thread came up when I was searching for something else.... thought I'll comment as the sister site of the one Dacouch mentioned had been very naughty in the past in spamming... amazingly even with this history - they are actually mentioned as a potential good route in one of Martin's insurance articles .
    Any posts on here are for information and discussion purposes only and shouldn't be seen as (financial) advice.
    • whitelightning
    • By whitelightning 7th Jan 12, 5:47 PM
    • 49 Posts
    • 8 Thanks
    whitelightning
    Hi,

    Does anyone know which car manufacturers still do schemes with free car insurance? My wife currently has zero NCB so I'm looking at the option of buying a new car which has free insurance. So far I can only find Peugeot doing this with their "just add fuel" deals.

    Thanks.
  • rocky.raccoon
    Very interested in this subject! Does anyone know more about such schemes?
    • CKhalvashi
    • By CKhalvashi 7th Jan 12, 6:27 PM
    • 7,658 Posts
    • 21,490 Thanks
    CKhalvashi
    We get a years’ free insurance through FordFleet

    Apart from that, it maybe worth asking them to chuck this in as part of the package?

    Mini were doing £99 insurance when I ordered my niece’s car, Mini Cooper D. Added myself as a named driver to get this!
    "We thought that everything the Soviet government told us about capitalism was a lie. Imagine the shock when we discovered that all of it was absolutely true."

    "I kada sanjamo san, nek bude hiljadu raznih boja" (L. Stamenkovic)

    Next stop: Valetta, Vienna, Sofia
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