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BCW group.... anyone heard of them/ dealt with them?

xoxlauraxox
xoxlauraxox Posts: 3,795 Forumite
in Bankruptcy & living with it
I am getting lots of calls / texts from them... I am guessing they are a debt collection company? I'm too scared to answer to them
Thanks to everyone that posts :T:money:
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Comments

  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Buchannan clark and wells (sp.), they are a DCA, i was paying a bit each month for a Barclaycard debt but stopped last month and get a call a day which I ignore :)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    google the number first

    why are you scared? they cant take what you havent got, indeed after going BR they cant take what you HAVE got!

    be brave, answer them
  • maxmycardagain
    maxmycardagain Posts: 5,853 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    http://www.bcwgroup.com/
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    BCW = Buchanan & Clark Wells

    And yes, they are debt collectors/buyers.

    If you are going BR soon, then ignore then completely.

    No point talking to them since they won't listen, even if you tell them you are going BR.

    Save that pleasure for when you can quote them your BR and OR details. :D
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    I'm doing what Fermi said, i get on average 4 or 5 calls a day from DCA's and until i'm actually BR I don't see any point in talking to them!

    Also if you get a call from Apex credit management I'm pretty sure its the same company as BCW.
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • xoxlauraxox
    xoxlauraxox Posts: 3,795 Forumite
    Thanks everyone.... the situation is kinda complicated. DF is going bankrupt on Wednesday, I can't at the moment because we don't have enough for 2 lots of fees (unless I use DFs credit card, but then he would have to explain about the 2 lots of fees, bad idea??)

    The only debt I have is a loan of approx 9000 from around 3 years ago, I haven't made a payment in years, they don't have my recent address as I have moved around so much in the past few years... all they have is my mobile number. I do need to sort it, theres no way I can afford payments, I have let it get way out of hand and will owe thousands more in interest now.... i am sick of the phone calls though, I should change my phone number but that isn't going to solve anything esp when they catch up with me.... I don't have anything for them to take from me, I can't even save enough for BR fees so I'm just stuck really :(
    Thanks to everyone that posts :T:money:
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    When you say years ago, how long ago? When was the last time you made any payments or acknowledged the debt in writing?
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • xoxlauraxox
    xoxlauraxox Posts: 3,795 Forumite
    I think it was probably around beginning of 2006 eeeek, have been stressed about it ever since then
    Thanks to everyone that posts :T:money:
  • tigerfeet2006
    tigerfeet2006 Posts: 14,030 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Ah! not that long ago then, thats a shame.
    BSCno.87
    The only stupid question is an unasked one
    Loving life as a Kernow Hippy
  • xoxlauraxox
    xoxlauraxox Posts: 3,795 Forumite
    If I were to go bankrupt what would I put on the forms for this.... I got the loan through intelligent finance, but do I put it down as BCW that I owe to.... I also don't know any of my account details and how much I owe so I'm guessing I would need to find all that information out somehow?

    Thanks

    Laura x
    Thanks to everyone that posts :T:money:
This discussion has been closed.
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