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part time work and jobseekers allowance
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# 1
wallofbeans
Old 24-02-2008, 12:58 AM
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Default part time work and jobseekers allowance

im getting jobseekers allowance and a part time job has come up which could lead to more work.. but it doesnt pay enough for me to live on... if i can still claim jobseekers allowance while doing this job then ill be okay to do it and hope that it leads to more hours quickly and/or ill still be looking for another part time job...

the job is a lot less than 16 hours a week and pays about £70 per week before tax... which im guessing will work out about the same as my dole money!

will i still be able to claim jsa? if so, will i get a reduction? does anyone know how much ill get?

im trying to work out if its worth taking? and how much i could make between the job and the jsa to keep me going until i can get more hours or another job...

can anyone advise?

thanks

Last edited by wallofbeans; 24-02-2008 at 1:20 AM.
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# 2
wallofbeans
Old 24-02-2008, 1:24 AM
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i think ive found some reliable info saying that the money i earn is deducted pound for pound from my jsa although they let you off the first 5... so it looks like ill end up with a fiver a week from the jobcentre..

unless the hours im working are taken into consideration too..?

its a crazy system coz its pushing me to not take the job! ill be working but making hardly anything more than doing nothing and signing on!
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# 3
Oldernotwiser
Old 24-02-2008, 7:37 AM
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As long as you're not worst off you've nothing to lose. You could get another part time job to go with it and it will also look better on your CV than being unemployed. It must be better to be independent than to live on benefits.
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# 4
Fran
Old 24-02-2008, 9:35 AM
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The important thing is the hours - as soon as you work 16 hours or more your JSA will stop. £5 will be disregarded then the rest taken £ for £ from JSA. If you are below the tax threshold you won't pay tax or can claim it back.

Direct.gov - Tax etc. info.
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# 5
wallofbeans
Old 24-02-2008, 10:18 AM
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Quote:
Originally Posted by Fran View Post
The important thing is the hours - as soon as you work 16 hours or more your JSA will stop. 5 will be disregarded then the rest taken for from JSA. If you are below the tax threshold you won't pay tax or can claim it back.

Direct.gov - Tax etc. info.
I wont be working 16 hours. This job is for 3 or 4 hours a week at the most.

Does that make a difference to how much JSA I can still get though? I thought they take it pound for pound after that first 5 so if im earning more than my JSA pays the 5 is all i get... or is that wrong? i hope so!
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# 6
Oldernotwiser
Old 24-02-2008, 10:24 AM
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Quote:
Originally Posted by wallofbeans View Post
I wont be working 16 hours. This job is for 3 or 4 hours a week at the most.

Does that make a difference to how much JSA I can still get though? I thought they take it pound for pound after that first 5 so if im earning more than my JSA pays the 5 is all i get... or is that wrong? i hope so!
What on earth will you be doing that pays 17 -20 per hour? If you have those sort of skills you should have no need to be unemployed. Why on earth shouldn't you work such a short time rather than claim benefits? I really don't see what you're worried about!
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# 7
Fran
Old 24-02-2008, 10:56 AM
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Quote:
Originally Posted by wallofbeans View Post
I wont be working 16 hours. This job is for 3 or 4 hours a week at the most.

Does that make a difference to how much JSA I can still get though? I thought they take it pound for pound after that first 5 so if im earning more than my JSA pays the 5 is all i get... or is that wrong? i hope so!
As I understand it if you earn under JSA amount then 5 of it would not be counted so you would be 5 better off from JSA, but once you are earning more than JSA amount there is no JSA so the whole lot is taken off and you would be better off by the amount you have earned.
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# 8
wallofbeans
Old 24-02-2008, 11:11 AM
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Quote:
Originally Posted by Oldernotwiser View Post
What on earth will you be doing that pays 17 -20 per hour? If you have those sort of skills you should have no need to be unemployed. Why on earth shouldn't you work such a short time rather than claim benefits? I really don't see what you're worried about!
this is the problem. i can earn good rates of pay but not get regular work or regular work that pays enough per week. i am either doing freelance stuff on and off, and yes that pays well if you can get the work regularly but that is very hard to do and if you only get one job every few months it doesnt work out paying very well!

this is paying well for the hours available (im offically working 4 hours a week but it also involves a lot of out of hours planning and research which doesnt officialy count but is expected as part of the job).. these are still all the hours available so ill need to have something esle to back it up... 70 a week before tax isnt a great wage!
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# 9
wallofbeans
Old 24-02-2008, 11:12 AM
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Quote:
Originally Posted by Fran View Post
As I understand it if you earn under JSA amount then 5 of it would not be counted so you would be 5 better off from JSA, but once you are earning more than JSA amount there is no JSA so the whole lot is taken off and you would be better off by the amount you have earned.
thanks.. that's what i wanted to confirm
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# 10
Savvy_Sue
Old 24-02-2008, 1:34 PM
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BUT you'll be out there, adding to your cv, which DOES make getting the next job easier, in any field of work I would have thought.

Plus £5 is £5, which on a low wage must be worth more than it is if you're on a high wage, IYSWIM.

Have you put some figures into the entitled to website? You might find there are other things you can claim on a low income, although things like Housing Benefit and Council Tax benefit can become a nightmare if your income fluctuates ...
I'm a Board Guide on the Cutting Tax; Charities; Small Biz & Charity Organisers; and Silver Savers boards, which means I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. However, do remember, Board Guides don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts.

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# 11
wallofbeans
Old 24-02-2008, 1:48 PM
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Quote:
Originally Posted by Savvy_Sue View Post
BUT you'll be out there, adding to your cv, which DOES make getting the next job easier, in any field of work I would have thought.

Plus 5 is 5, which on a low wage must be worth more than it is if you're on a high wage, IYSWIM.

Have you put some figures into the entitled to website? You might find there are other things you can claim on a low income, although things like Housing Benefit and Council Tax benefit can become a nightmare if your income fluctuates ...
thanks!

thats a handy website to know about... but there's no other benefit i can get (and yes, claiming housing benefit etc is a nightmare when occassionaly doing freelance short term jobs - the JC isnt set up for it at all as I found out a few years ago when i was briefly claiming)...

im trying to find another part time job to help out... im not qualified for anything outside my field so im looking at low hourly wage stuff which they dont hire me for coz they say im over qualified!
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# 12
winstonsmith
Old 27-11-2008, 12:29 AM
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Just read this thread and it answered my questions too, so thanks! Thanks for the benefits heads-up too, I can see that becoming tiresome very quickly.
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# 13
babycakes1980
Old 27-11-2008, 10:52 PM
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you could try working tax credits or speaker to the job seekers and rthey can say wether as fluctuating hours if they can average them for you as long as keep the amounts up to date you still get ni paid help with housing
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# 14
gracehoper
Old 12-03-2009, 11:56 AM
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Some time ago, in 2003, I was offered the chance to do some part-time teaching whilst unemployed: about 5 hours a week. I didn't follow up on it, because I found full-time work, but the guy who offered the work to me told me that there was a way to keep the lion's share of my money. Basically, he told me that there was a loophole in the law. Actors were able to work for a few hours a week and keep most of their dosh, and other workers could use this provision too (hence, a loophole). Has anyone heard of this, whether what I was told is correct or how it might work? I'm thinking that if you're not paid PAYE, but in some other way, you might be able to swing it... How are actors paid when they work part time?
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# 15
Savvy_Sue
Old 12-03-2009, 2:51 PM
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Even if there was such a loophole in 2003, I wouldn't rely on it still being available now.
I'm a Board Guide on the Cutting Tax; Charities; Small Biz & Charity Organisers; and Silver Savers boards, which means I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. However, do remember, Board Guides don't read every post. If you spot an inappropriate or illegal post then please report it to forumteam@moneysavingexpert.com. It is not part of my role to deal with reportable posts.

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# 16
onlyforboards
Old 12-03-2009, 3:00 PM
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Quote:
Originally Posted by Oldernotwiser View Post
What on earth will you be doing that pays 17 -20 per hour? If you have those sort of skills you should have no need to be unemployed.
Ha! If only the world worked like that!
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# 17
onlyforboards
Old 12-03-2009, 3:02 PM
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Quote:
Originally Posted by Oldernotwiser View Post
What on earth will you be doing that pays 17 -20 per hour? If you have those sort of skills you should have no need to be unemployed.
Ha! If only the world worked like that! Especially at the moment.
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# 18
Oldernotwiser
Old 12-03-2009, 3:22 PM
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It didn't make sense the first time you said it!
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# 19
onlyforboards
Old 12-03-2009, 3:49 PM
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Quote:
Originally Posted by Oldernotwiser View Post
It didn't make sense the first time you said it!
Strange because someone else earlier up in the thread explained it in detail too I see.

Jobs that pay a very high hourly rate are often just that -hourly rate casual jobs, often in the realm of self employment where you have to struggle hard to make up your hours. Many people doing this sort of work sometimes sign on when their hours drop for a certain period and so long as they are willing to take permanent work if it is offered and they declare the income they do get the job centre is happy to deal with these people.

It will be on the increase in the current climate as people look to their hobbies and skills to find casual employment while they look for something permanent.

Hope that expanded explanation helps you understand why people disagree with your assumption that people on high hourly rates should not be unemployed. I will try not to post twice this time.
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# 20
liberatrix
Old 31-05-2009, 9:31 PM
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I think actors have freelance contracts and it is up to them to declare, but I am not completely sure.
I am on JSA and Ibe been offered casual market research work for the next 2 o 3 weeks. In order not to loose the JSA I can only work 15 hours per week and they pay 8 ph, so It adds up to 120 from which JSA will deduct 60 and most probably they'll inform Housing Benefit that will deduct some money from the 95 weekly they give me. So in the end for 15 hours casual work I am going to get almost no money and plenty of hassle. What your view on this? Should I take it or not?
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