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  • FIRST POST
    • NKS
    • By NKS 23rd Feb 08, 7:54 PM
    • 37Posts
    • 2Thanks
    NKS
    Transferring No Claims from motorbike to car insurance - what insurers let you?
    • #1
    • 23rd Feb 08, 7:54 PM
    Transferring No Claims from motorbike to car insurance - what insurers let you? 23rd Feb 08 at 7:54 PM
    Official MoneySavingExpert.com insert

    For full information on how to find the cheapest motorbike policy, see the main website's Cheap Motorbike Insurance guide.

    Back to the original post...

    -------------------


    I've got 2 years NCD from a motorbike I got rid of recently. I'm now about to buy a car and know there are some insurers who will let you transfer NCD from bike to car policies. But I don't know which ones! Brokers generally won't accept it as they compare lots of insurers. Companies who I've called who DO accept transfer are Tesco, Directline, churchill but they're all more expensive with NCD than others from comparison sites without NCD (tho Churchill is close), so that's no good for money saving. Has anyone else gone through this process who knows other companies to try?
    Last edited by MSE Tony; 28-03-2013 at 1:23 PM.
Page 1
    • Wig
    • By Wig 23rd Feb 08, 9:08 PM
    • 13,307 Posts
    • 7,029 Thanks
    Wig
    • #2
    • 23rd Feb 08, 9:08 PM
    • #2
    • 23rd Feb 08, 9:08 PM
    Who was your bike insured with? Ask them.
    Also try Hastings Direct.
    • NKS
    • By NKS 23rd Feb 08, 9:17 PM
    • 37 Posts
    • 2 Thanks
    NKS
    • #3
    • 23rd Feb 08, 9:17 PM
    • #3
    • 23rd Feb 08, 9:17 PM
    Ta. Will try Hastings. Existing broker (bennetts) say nope, not interested
    • Keith
    • By Keith 24th Feb 08, 12:48 AM
    • 2,800 Posts
    • 1,796 Thanks
    Keith
    • #4
    • 24th Feb 08, 12:48 AM
    • #4
    • 24th Feb 08, 12:48 AM
    ecar will accept it, I transfered my spare motorcycle NCB to a car policy with them.
  • scbk
    • #5
    • 24th Feb 08, 1:08 AM
    • #5
    • 24th Feb 08, 1:08 AM
    When I was trying quotes with the egroup (albeit a year+ ago) motorbike NCD didn't seem to make a difference to the price
    • Keith
    • By Keith 24th Feb 08, 10:15 AM
    • 2,800 Posts
    • 1,796 Thanks
    Keith
    • #6
    • 24th Feb 08, 10:15 AM
    • #6
    • 24th Feb 08, 10:15 AM
    When I was trying quotes with the egroup (albeit a year+ ago) motorbike NCD didn't seem to make a difference to the price
    Originally posted by scbk
    :confused:

    They accept how ever many years motorcycle ncb you have as the equivilent number of years of NCB to your car policy, but the NCB can't be currently in us.

    So if you had an expired motorcycle policy which gave 2 years NCB, ecar would accept this and give you 2 years NCB on your car policy.
    • NKS
    • By NKS 24th Feb 08, 2:32 PM
    • 37 Posts
    • 2 Thanks
    NKS
    • #7
    • 24th Feb 08, 2:32 PM
    • #7
    • 24th Feb 08, 2:32 PM
    Excellent - thanks! Works out over £100 cheaper than others for Third Party Fire and theft, and is very good value even on fully comp cos it includes breakdown cover. Has anyone had to use their breakdown service included with the policy, and are they any good? I've always had insurance add-on breakdown run by the RAC before, but this one doesn't specify any company
    • Keith
    • By Keith 24th Feb 08, 6:03 PM
    • 2,800 Posts
    • 1,796 Thanks
    Keith
    • #8
    • 24th Feb 08, 6:03 PM
    • #8
    • 24th Feb 08, 6:03 PM
    They send the RAC but the vehicle has to be under 10 years old.

    I'm using the pay monthly policy they do which has converted 1 years motorcycle NCB to 2 years car NCB in 8 months (which is transferable to others as a full 2 years NCB) and I'll gain 3 years NCB in August, only 16 months after I joined them with 1 year NCB!
  • froggy_girl128
    • #9
    • 28th Feb 08, 1:48 AM
    • #9
    • 28th Feb 08, 1:48 AM
    Virgin insurance do - it knocked £1000 of my policy leaving it at £400 when i took at the policy at 18.
    I have enough money to last me the rest of my life, unless I buy something
  • wm123
    Sorry to bump a old thread but i have been looking to do this myself.
    But when i fill in quotes online i put in my no claims it says it cant be posible because i havent held my driving licence for over a year.

    Id appreciate any knowlege on this subject as being able to use 2 years no claims as a 18 year old male would save me atleast £1k

    Cheers
    • dacouch
    • By dacouch 25th Nov 09, 5:40 PM
    • 19,477 Posts
    • 11,953 Thanks
    dacouch
    Try ringing the companies listed above although do not bank on them being cheaper or your no claims bonus making a saving of £1000

    Avoid Quinn
  • drew2k9
    im an insurance underwriter for a company who specialise in commercial vehicles (taxid vans and fleets and haulage) and also motorbike insurance. our company seem to be very particular that if you have motorbike ncb it cant be transferred to a car policy unless you have relevant experience driving a car, although some do let you transferr, but beware they may endorse your policy so that they are covered if you have an at fault accident so that they dont have to pay you due to your lack of car experience, but if you have been a named driver for at least 2 years on a car with no claims then ity shouldnt be a problem!!
    • pompeyrich
    • By pompeyrich 25th Nov 09, 6:55 PM
    • 2,883 Posts
    • 2,927 Thanks
    pompeyrich
    Churchill done it for my lad recently, 1 year scooter for 1 year car but as said it cant be used on both at the same time so 1 year on a moped= £40 saving, use the year on the car £450 saving !! Direct Line do too but state you must give up the bike. You may have to call them as some/most on-line quotes wont accept 2 years NCB at 18 as most people can't drive a car at 16.
    • bikebarbie
    • By bikebarbie 25th Nov 09, 10:14 PM
    • 585 Posts
    • 157 Thanks
    bikebarbie
    I wouldn't personally go for Ecar as they don't have a telephone number which for me is big NO-NO. If I need to talk to them or something goes wrong last thing I want is to be stuck waiting for emails. This does not reassure me at all!
    Having Googled them I also read some negative stories.
  • wm123
    Churchill done it for my lad recently, 1 year scooter for 1 year car but as said it cant be used on both at the same time so 1 year on a moped= £40 saving, use the year on the car £450 saving !! Direct Line do too but state you must give up the bike. You may have to call them as some/most on-line quotes wont accept 2 years NCB at 18 as most people can't drive a car at 16.
    Originally posted by pompeyrich
    I have no problem giving up the moped lol. I renewed a couple of months ago and couldent get a deal anyware cheaper than my first year without any NC's.

    Has your son held his drivers licence for more than a year?

    I wouldn't personally go for Ecar as they don't have a telephone number which for me is big NO-NO. If I need to talk to them or something goes wrong last thing I want is to be stuck waiting for emails. This does not reassure me at all!
    Having Googled them I also read some negative stories.
    Yes i heard this aswell. Asda's quotes are around £50 more which id be willing to pay for a more reputable insurer.
  • petemoran53
    Just a update to this thread, I was in the same boat... I found Admiral did NOT accept motorbike NCD (although they wasted my time telling me they could find someone who did and they didn't so don't fall for that trap), nor do Aviva. However for me direct line came through... My bike insurance was £80 with 4 years no claims but new car came in at £850 with no no claims... so switching the NCD to the car i got 550 from Direct line, then re-insured the bike for 115 with no NCD so ended up coming to 665 for both the car and bike! a good saving!
  • bikersaver
    I'm going through this at the minute and it isn't straight forward.

    i'm getting a No from just about everyone I ring including Direct Line, the AA and Direct Choice (sister of AA and even though the AA said they did).

    Just phoned AXA direct, who are the holders of my current motorcycle policy, and got a 'YES' as long as i'm over 22 (I am).
  • adartois
    Hiya, I'm going through all this at the moment - i am finding it SO unbelievabyl frustrating.. i have 4yrs (nrly 5) on bike NCD, if i enter 4 online i get great quotes, but for various reasons when i call up they wont accept it. the companies listed above are just terrible! churchill requoted me £900 (online quote at £500) and they would rewstart my NCD after using the initial discount!! tesco were awful, direct line were poor, the COOP only accepted 1 year of my 4 years NCD! its my first car, i am looking to buy anything from bravo, punto to corsa, all between 1.2 - 1.4. any ideas from anybody who has successfully done this?
  • Buddahbelly
    Carole Nash
    I'm in the same situation but after many ridiculous quotes I found that Carole Nash will allow you to either transfer mtorcycle NCD to a car or will even let you have a policy where the bike NCD can be applied to the bike and car at the same time. All the other insurers I tried said the NCD could be used on either the bike or car so give Carole Nash a call as they will also try and match any quotes.

    Hope this helps
    Ed.
  • edd2709
    Carole Nash
    Just filled in all my details only to be told they cant supply an online quote, what a waste of time, they wont be getting any business from me.
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