We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Can I transfer a balance from someone else's card to mine?
Options

fizzgig_2
Posts: 9 Forumite
in Credit cards
Hi folks,
My wife has a couple of grand on one of her credit cards that is shortly to lose it's 0% interest rate. I was wondering if I could apply for a new card with another company in my name (I have a better credit rating) that has a good interest free balance transfer deal and transfer her balance onto it?
My wife doesn't use my surname so it would seem to the credit card company as if the balance was coming from someone not related to me - does this matter? Is it even possible to transfer balances from other people?
I'd be grateful for some advice.
My wife has a couple of grand on one of her credit cards that is shortly to lose it's 0% interest rate. I was wondering if I could apply for a new card with another company in my name (I have a better credit rating) that has a good interest free balance transfer deal and transfer her balance onto it?
My wife doesn't use my surname so it would seem to the credit card company as if the balance was coming from someone not related to me - does this matter? Is it even possible to transfer balances from other people?
I'd be grateful for some advice.
0
Comments
-
do you want to try with my card? :beer:All I ask is the chance to prove that money can't make me happy.0
-
I've transferred balances from my cards to my gf's card a few times - it's worked fine.0
-
I have transferred husbands and vise versa. They only ask for a crad number and don't seemed bothered where it is coming from as you are claiming not passing on the debt.0
-
Yes. Has done between mine and my wife's cards.0
-
Excellent - thanks everybody!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.7K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.4K Spending & Discounts
- 243.7K Work, Benefits & Business
- 598.5K Mortgages, Homes & Bills
- 176.8K Life & Family
- 256.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards