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Can I transfer a balance from someone else's card to mine?
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# 1
Old 20-07-2005, 3:30 PM
MoneySaving Newbie
Join Date: Jun 2004
Posts: 9
Default Can I transfer a balance from someone else's card to mine?

Hi folks,
My wife has a couple of grand on one of her credit cards that is shortly to lose it's 0% interest rate. I was wondering if I could apply for a new card with another company in my name (I have a better credit rating) that has a good interest free balance transfer deal and transfer her balance onto it?
My wife doesn't use my surname so it would seem to the credit card company as if the balance was coming from someone not related to me - does this matter? Is it even possible to transfer balances from other people?
I'd be grateful for some advice.
fizzgig is offline
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# 2
Old 20-07-2005, 3:34 PM
MoneySaving Stalwart
Join Date: Feb 2005
Posts: 305

do you want to try with my card?
All I ask is the chance to prove that money can't make me happy.
Sun is offline
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# 3
Old 20-07-2005, 3:37 PM
MoneySaving Stalwart
Join Date: Apr 2004
Posts: 244

I've transferred balances from my cards to my gf's card a few times - it's worked fine.
cpjackso is offline
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# 4
Old 20-07-2005, 3:42 PM
Serious MoneySaving Fan
Join Date: Jun 2004
Posts: 941

I have transferred husbands and vise versa. They only ask for a crad number and don't seemed bothered where it is coming from as you are claiming not passing on the debt.
smartsaver is offline
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# 5
Old 20-07-2005, 4:09 PM
MoneySaving Convert
Join Date: May 2004
Posts: 157

Yes. Has done between mine and my wife's cards.
thanks is offline
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# 6
Old 20-07-2005, 9:19 PM
MoneySaving Newbie
Join Date: Jun 2004
Posts: 9

Excellent - thanks everybody!
fizzgig is offline
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