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  • FIRST POST
    fizzgig
    Can I transfer a balance from someone else's card to mine?
    • #1
    • 20th Jul 05, 3:30 PM
    Can I transfer a balance from someone else's card to mine? 20th Jul 05 at 3:30 PM
    Hi folks,
    My wife has a couple of grand on one of her credit cards that is shortly to lose it's 0% interest rate. I was wondering if I could apply for a new card with another company in my name (I have a better credit rating) that has a good interest free balance transfer deal and transfer her balance onto it?
    My wife doesn't use my surname so it would seem to the credit card company as if the balance was coming from someone not related to me - does this matter? Is it even possible to transfer balances from other people?
    I'd be grateful for some advice.
Page 1
    • Sun
    • By Sun 20th Jul 05, 3:34 PM
    • 305 Posts
    • 125 Thanks
    Sun
    • #2
    • 20th Jul 05, 3:34 PM
    • #2
    • 20th Jul 05, 3:34 PM
    do you want to try with my card?
    All I ask is the chance to prove that money can't make me happy.
  • cpjackso
    • #3
    • 20th Jul 05, 3:37 PM
    • #3
    • 20th Jul 05, 3:37 PM
    I've transferred balances from my cards to my gf's card a few times - it's worked fine.
    • smartsaver
    • By smartsaver 20th Jul 05, 3:42 PM
    • 943 Posts
    • 259 Thanks
    smartsaver
    • #4
    • 20th Jul 05, 3:42 PM
    • #4
    • 20th Jul 05, 3:42 PM
    I have transferred husbands and vise versa. They only ask for a crad number and don't seemed bothered where it is coming from as you are claiming not passing on the debt.
    • thanks
    • By thanks 20th Jul 05, 4:09 PM
    • 162 Posts
    • 44 Thanks
    thanks
    • #5
    • 20th Jul 05, 4:09 PM
    • #5
    • 20th Jul 05, 4:09 PM
    Yes. Has done between mine and my wife's cards.
  • fizzgig
    • #6
    • 20th Jul 05, 9:19 PM
    • #6
    • 20th Jul 05, 9:19 PM
    Excellent - thanks everybody!
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