Paying too much

durali wrote: »

However, I know it's my own fault for not checking sooner but due to various illnesses and issues I didn't check.
I'm wondering if there's any possibility I'd be able to claim back the money I've obviously been overpaying?

Are you saying you didn't check your bank statement and have now discovered the overpayment?


If so contact your Bank (if you paid by direct debit) and use the DD guarantee to get the overpayment refunded.


If you used another method to pay then contact the insurer and point out the overpayment and ask for a refund


(But if you started this thread because you have had an eyeopener on how to shop around for cheaper insurance and discovered a saving, then no chance of getting any previous premiums paid refunded because you think you could have gone elsewhere cheaper)

If you are saying that you have changed to a cheaper policy on renewal and you want to reclaim some of the premium from the precious policy then the answer is no.

They might have price matched when you bought or renewed the policy, but only then. A year later, they won't.