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    • brasseyes
    • By brasseyes 9th Feb 18, 12:17 PM
    • 1Posts
    • 1Thanks
    brasseyes
    HSBC Advance refusal tho' meeting input criteria
    • #1
    • 9th Feb 18, 12:17 PM
    HSBC Advance refusal tho' meeting input criteria 9th Feb 18 at 12:17 PM
    Tried to switch to the HSBC advance account to get the £200. Not employed, but can meet their input requirements and also said I could put sizeable sum into their savings account. No problems on credit record that I know of. Refused as I didn't meet their 'scoring criteria'. Haven't asked specifically why (don't imagine they'd tell me), but imagine it's the lack of employment. Offered a standard account.

    No problem. That's HSBC off my list - and I have a long memory. Lost a potential customer.

    Sharing as info for any others in similar situation.
Page 1
    • another casualty
    • By another casualty 9th Feb 18, 12:49 PM
    • 3,307 Posts
    • 5,169 Thanks
    another casualty
    • #2
    • 9th Feb 18, 12:49 PM
    • #2
    • 9th Feb 18, 12:49 PM
    Sorry to hear about that .
    I posted something on this board yesterday,as I am currently unemployed . Have you had any credit problems in the past?
    Looking at the criteria for those higher interest accounts, it looks like you have to guarantee a salary every month. Maybe it is just that.
    • eskbanker
    • By eskbanker 9th Feb 18, 12:54 PM
    • 6,234 Posts
    • 6,330 Thanks
    eskbanker
    • #3
    • 9th Feb 18, 12:54 PM
    • #3
    • 9th Feb 18, 12:54 PM
    It's been covered in many previous threads - even though HSBC publish criteria specifying that £1,750 must be paid in to the account every month (without insisting on this being salary), they frequently (maybe usually or even always) reject applications where there isn't a verifiable salary at that level. IIRC, some report greater success in branch rather than online....
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