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Savings help- please
Honeybeethree
Posts: 1 Newbie
Hi everyone!
:j
I've scoured the web and also looked at the articles on here but I'm not 100% of my best options so i hope someone can help.
My partner and I have a mortgage with HSBC and with HSBC I have a current account (current £1800 in there), a loyalty savings account (1% interest and have £5000 in there) and a ISA with £8000 in.
We have a joint account with Halifax which has £2500 in. (Reward account paying £3 to us a month) We got our mortgage in November so our savings took a plummet once all the fees were paid.
I earn £22039 and my partner earns £30500.
We aim to save £800 each monthly jointly and then seperately we want to boost our personal savings but we haven't agreed how much this will be.
What would be the best options for us in terms of maximising our savings?
I'd really appreciate any advice you can all offer.
Thank you in advance.
:j
I've scoured the web and also looked at the articles on here but I'm not 100% of my best options so i hope someone can help.
My partner and I have a mortgage with HSBC and with HSBC I have a current account (current £1800 in there), a loyalty savings account (1% interest and have £5000 in there) and a ISA with £8000 in.
We have a joint account with Halifax which has £2500 in. (Reward account paying £3 to us a month) We got our mortgage in November so our savings took a plummet once all the fees were paid.
I earn £22039 and my partner earns £30500.
We aim to save £800 each monthly jointly and then seperately we want to boost our personal savings but we haven't agreed how much this will be.
What would be the best options for us in terms of maximising our savings?
I'd really appreciate any advice you can all offer.
Thank you in advance.
0
Comments
-
Have you read this?
https://www.moneysavingexpert.com/savings/which-saving-account
And the other articles linked at the top of this thread? If not, start there.
You haven't given much information.
What are you saving for, how long?
Any debts apart from mortgage?
How old are you?
Children?
Pension arrangements?
etc etc0
This discussion has been closed.
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