Covering theft and robberies during travels

pilotamx · 5 January 2018 at 8:33PM

Hi,

My holidays are approaching and this year I go to the Philippines. I checked the Home office website, and it reports being robbed there isn't really uncommon. I have never had problems travelling from the middle east, Turkey, Uzbekistan and Thailand, but know I am questioning if it might the right time to get a cover for my belonging.
My travel insurance for divers doesn't really cover thefts and robberies. As my camera backpack with a camera (around £2k), a drone (around £1k) plus lenses and mobile phones can easily hit £5k, I need a proper insurance. I tried to scout something online but I see most of travel insurers don't cover objects worth more than £500.

Any idea how to proceed?

thanks
S

societys_child · 5 January 2018 at 8:57PM

It all sounds like a big risk, no wonder no one wants your business, you might have to self insure. ie you take the risk.

elsien · 5 January 2018 at 9:02PM

Specialist dive insurer? Or try a broker as a starting point, rather than the standard online options.

dacouch · 6 January 2018 at 3:42PM

Add personal effects cover to your Home Insurance which will cover these items.

Check the small print as there may be restrictions eg whilst left unattended and / or if in checked in baggage and may not cover diving equipment

Covering theft and robberies during travels

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