We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Home Insurance Unoccupied House

Hi, does anyone have any recommendations for house insurance (preferably both buildings and contents) for an unoccupied new build? My daughter is about to exchange on her first home prior to getting married next May and they want a couple more months to save up for furniture and wait for Jan sales etc before moving in. Also current lack of furniture means staying in house even couple of nights a week is akward! Property is in Northern Ireland.
Thanks

Comments

  • Linton
    Linton Posts: 18,548 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Hung up my suit!
    It varies a lot depending on the insurance company. Simply filling in a form on a comparison website wont get you very far. This is one area where it may well be worthwhile talking to an insurance broker. I found that Aviva appeared to be more flexible with unoccupied properties than some others but then they were significantly more expensive.

    Whichever company you go for will probably expect or require you to physically check the house every week or two. You could have a problem getting contents insurance.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.4K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.3K Work, Benefits & Business
  • 604K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.5K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.