Mortgage in 1999. Ppi?

Moriath · 6 September 2017 at 9:30PM

Hi.

I got a mortgage with Nationwide through an advisor with a local estate agent back in 1999. I have since then had a insurance that would pay out if i was unemployed etc with countrywide i believe.

Is this a ppi ? If so who would i claim from. Can i claim against country wide?

Thanks

[Deleted User] · 6 September 2017 at 9:35PM

You would complain to whoever sold it to you.

Why do you believe it was mis sold?

Moriath · 6 September 2017 at 9:54PM

I have no idea who sold it to me. I guess this falls outside the current claim thing cause its not with the same bank as the mortgage is.

dunstonh · 6 September 2017 at 9:59PM

s this a ppi ?

yes

If so who would i claim from. Can i claim against country wide?

No-one. You bought it 7 years prior to regulation of mortgage advisers.

. I guess this falls outside the current claim thing cause its not with the same bank as the mortgage is.

PPI sold via mortgage brokers is not considered a high risk area of failure. PPI sold via banks is. Banks have to consider pre-regulation cases. Brokers/advisers do not.

One of my morgtage brokers working for me arranged a new MPPI this week. Nothing wrong with that at all. So do not mistake mortgage and standalone PPI as having the same issues as loan and credit card PPI,

Mortgage in 1999. Ppi?

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