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    • MessyMare
    • By MessyMare 27th Jul 17, 9:40 PM
    • 960Posts
    • 4,060Thanks
    MessyMare
    Running around in circles again
    • #1
    • 27th Jul 17, 9:40 PM
    Running around in circles again 27th Jul 17 at 9:40 PM
    Sigh.

    Long time forumite back after a long, long time.

    It's funny really - I do so well when I check into the forums every day, check my bank balance, reconcile with YNAB every day...then I stop. And the debt piles on. And I feel a bit ill just looking at it.So I stop. And live in a beautiful La-La Land of crafty shopping sprees and mounting debt.

    It's the same with weight loss really. Both seem to go hand in hand *cough*lackofselfcontrol*cough*. I want to be one of those sprightly gazelle types you see running along at stupid o clock in the morning while I'm slogging in to work on overtime because it gets so loud in there I can't think. To do any kind of decent work I need peace and quiet, the kind of peace and quiet I can only get at 7am. Don't get me wrong, the overtime is nice but crikey, it comes at a cost - my self control sucks even more badly when I'm tired. I'm threatening to build myself a cubicle from old pallets and electric fencing.

    I'm just logging into YNAB to get my overall number (this includes the principle on the mortgage too mind).

    Drumroll please

    -£76843.00



    Well. The only way is up, I suppose.

    See you tomorrow.
    Last edited by MessyMare; 10-08-2017 at 6:16 AM. Reason: Correcting debt number
    DEBT: £2435.67/£76843
    Pay ALL your debt off by Xmas 2018 #033 £135.78/£2435.78
    EMERGENCY FUND: £1000/£1000
    Our greatest weakness lies in giving up; always try just one more time
Page 2
    • MessyMare
    • By MessyMare 13th Jan 18, 4:58 PM
    • 960 Posts
    • 4,060 Thanks
    MessyMare
    Whoops, had a bit of a slip up week and overspent, massively. Moving money around my budget means it's not so much of a huge deal but I cannot spend out of budget for the next 9 days until payday.

    I'm pretty pleased with my debt before xmas 2018 total - 5.5% in less than a month, though I need to hit 8.3% every month. I'm getting there, I'm getting there. Looking forward to putting the free council tax right to the card. But you know what? Even if I don't make it by Christmas 2018 fully, I'll be almost there. I'll be so close I can touch it, and I'll be done before the interest free deal ends.

    My weight did the same thing as my spending this last week; though I'm hoping to recover and have another week where I lose weight on my official weigh in. We'll see
    DEBT: £2435.67/£76843
    Pay ALL your debt off by Xmas 2018 #033 £135.78/£2435.78
    EMERGENCY FUND: £1000/£1000
    Our greatest weakness lies in giving up; always try just one more time
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