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    • nickc84
    • By nickc84 17th Jul 17, 12:16 PM
    • 43Posts
    • 1Thanks
    Consolidate Accounts
    • #1
    • 17th Jul 17, 12:16 PM
    Consolidate Accounts 17th Jul 17 at 12:16 PM
    I seem to have acquired many account, some with money in and some empty. I currently have the following current accounts:

    FD Account - Personal
    FD Account - BTL
    Natwest - a few hundred rounds to pay for car servicing
    Nationwide - Empty, opened for cheap mortgage deal and cannot close until deal finishes
    Tesco- Opened for savings
    Tesco 2 - Opened for savings
    Metro Joint - Monthly spending
    Halifax Joint - Recently switched from FD to get the £125 but that was it and already I want to move it back!

    I also have the following credit cards:

    Amex - for cashback
    Barclaycard - For places that don't accept Amex
    Santander - For foreign trips

    I kind of think this is just a bit all over the stop and want to consolidate. I want to move the Halifax account back to FD as soon as possible. Close the Natwest account and open an everyday saver just to park the money I put aside for car servicing. Close the Barclaycard and open a FD credit card for non-amex accepting places.

    I do just like opening the FD app and seeing all my accounts on one screen.Does this seem like a good idea? My switch to Halifax only completed today so is it a good idea to go through a cycle of DDs before leaving them?
Page 1
    • xylophone
    • By xylophone 17th Jul 17, 1:18 PM
    • 23,978 Posts
    • 13,999 Thanks
    • #2
    • 17th Jul 17, 1:18 PM
    • #2
    • 17th Jul 17, 1:18 PM
    Had you considered opening a Flexdirect account with Nationwide?
    • nickc84
    • By nickc84 17th Jul 17, 1:19 PM
    • 43 Posts
    • 1 Thanks
    • #3
    • 17th Jul 17, 1:19 PM
    • #3
    • 17th Jul 17, 1:19 PM
    Got one already haha
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