Consolidate Accounts
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nickc84
Posts: 36 Forumite
I seem to have acquired many account, some with money in and some empty. I currently have the following current accounts:
FD Account - Personal
FD Account - BTL
Natwest - a few hundred rounds to pay for car servicing
Nationwide - Empty, opened for cheap mortgage deal and cannot close until deal finishes
Tesco- Opened for savings
Tesco 2 - Opened for savings
Metro Joint - Monthly spending
Halifax Joint - Recently switched from FD to get the £125 but that was it and already I want to move it back!
I also have the following credit cards:
Amex - for cashback
Barclaycard - For places that don't accept Amex
Santander - For foreign trips
I kind of think this is just a bit all over the stop and want to consolidate. I want to move the Halifax account back to FD as soon as possible. Close the Natwest account and open an everyday saver just to park the money I put aside for car servicing. Close the Barclaycard and open a FD credit card for non-amex accepting places.
I do just like opening the FD app and seeing all my accounts on one screen.Does this seem like a good idea? My switch to Halifax only completed today so is it a good idea to go through a cycle of DDs before leaving them?
FD Account - Personal
FD Account - BTL
Natwest - a few hundred rounds to pay for car servicing
Nationwide - Empty, opened for cheap mortgage deal and cannot close until deal finishes
Tesco- Opened for savings
Tesco 2 - Opened for savings
Metro Joint - Monthly spending
Halifax Joint - Recently switched from FD to get the £125 but that was it and already I want to move it back!
I also have the following credit cards:
Amex - for cashback
Barclaycard - For places that don't accept Amex
Santander - For foreign trips
I kind of think this is just a bit all over the stop and want to consolidate. I want to move the Halifax account back to FD as soon as possible. Close the Natwest account and open an everyday saver just to park the money I put aside for car servicing. Close the Barclaycard and open a FD credit card for non-amex accepting places.
I do just like opening the FD app and seeing all my accounts on one screen.Does this seem like a good idea? My switch to Halifax only completed today so is it a good idea to go through a cycle of DDs before leaving them?
0
Comments
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Had you considered opening a Flexdirect account with Nationwide?0
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Got one already haha0
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