Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@.

Search
  • FIRST POST
    • nickc84
    • By nickc84 17th Jul 17, 12:16 PM
    • 43Posts
    • 1Thanks
    nickc84
    Consolidate Accounts
    • #1
    • 17th Jul 17, 12:16 PM
    Consolidate Accounts 17th Jul 17 at 12:16 PM
    I seem to have acquired many account, some with money in and some empty. I currently have the following current accounts:

    FD Account - Personal
    FD Account - BTL
    Natwest - a few hundred rounds to pay for car servicing
    Nationwide - Empty, opened for cheap mortgage deal and cannot close until deal finishes
    Tesco- Opened for savings
    Tesco 2 - Opened for savings
    Metro Joint - Monthly spending
    Halifax Joint - Recently switched from FD to get the £125 but that was it and already I want to move it back!

    I also have the following credit cards:

    Amex - for cashback
    Barclaycard - For places that don't accept Amex
    Santander - For foreign trips

    I kind of think this is just a bit all over the stop and want to consolidate. I want to move the Halifax account back to FD as soon as possible. Close the Natwest account and open an everyday saver just to park the money I put aside for car servicing. Close the Barclaycard and open a FD credit card for non-amex accepting places.

    I do just like opening the FD app and seeing all my accounts on one screen.Does this seem like a good idea? My switch to Halifax only completed today so is it a good idea to go through a cycle of DDs before leaving them?
Page 1
    • xylophone
    • By xylophone 17th Jul 17, 1:18 PM
    • 23,426 Posts
    • 13,622 Thanks
    xylophone
    • #2
    • 17th Jul 17, 1:18 PM
    • #2
    • 17th Jul 17, 1:18 PM
    Had you considered opening a Flexdirect account with Nationwide?
    • nickc84
    • By nickc84 17th Jul 17, 1:19 PM
    • 43 Posts
    • 1 Thanks
    nickc84
    • #3
    • 17th Jul 17, 1:19 PM
    • #3
    • 17th Jul 17, 1:19 PM
    Got one already haha
Welcome to our new Forum!

Our aim is to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

3,544Posts Today

8,295Users online

Martin's Twitter