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  • FIRST POST
    • JohnAndrew
    • By JohnAndrew 19th Apr 17, 10:39 AM
    • 6Posts
    • 0Thanks
    JohnAndrew
    Early retirement/long term sick
    • #1
    • 19th Apr 17, 10:39 AM
    Early retirement/long term sick 19th Apr 17 at 10:39 AM
    I'm a 62 year old woman who cant claim state pension until I'm 66.
    I have just suffered from a heart attack and I'm currently off sick from a part time job with a scottish local council.
    If I stopped working due to ill health are there any benefits that I could apply for to tide me over until state pension age.
    Thanks in advance.
Page 1
    • bspm
    • By bspm 19th Apr 17, 10:46 AM
    • 370 Posts
    • 527 Thanks
    bspm
    • #2
    • 19th Apr 17, 10:46 AM
    • #2
    • 19th Apr 17, 10:46 AM
    I'm a 62 year old woman who cant claim state pension until I'm 66.
    I have just suffered from a heart attack and I'm currently off sick from a part time job with a scottish local council.
    If I stopped working due to ill health are there any benefits that I could apply for to tide me over until state pension age.
    Thanks in advance.
    Originally posted by JohnAndrew
    Can you not take Ill Health early Retirement?

    Only asking as I am a former DWP employee and was able to take mine at 56. I also managed to obtain my pension though the Council too who I worked for many years ago.
    Like yourself I am not eligible for my State Pension until I am 66 also.
    But you may be able to claim ESA if you meet the criteria.
    • xylophone
    • By xylophone 19th Apr 17, 11:51 AM
    • 20,958 Posts
    • 12,019 Thanks
    xylophone
    • #3
    • 19th Apr 17, 11:51 AM
    • #3
    • 19th Apr 17, 11:51 AM
    You are in LGPS?

    http://www.mylgpspension.co.uk/en/member-information/member-information/active-member/retirement-guide/ill-health-retirement
    • Alice Holt
    • By Alice Holt 19th Apr 17, 5:46 PM
    • 938 Posts
    • 992 Thanks
    Alice Holt
    • #4
    • 19th Apr 17, 5:46 PM
    • #4
    • 19th Apr 17, 5:46 PM
    ESA
    https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/employment-and-support-allowance/before-you-apply-for-esa/eligiblility-for-esa/

    PIP
    https://www.citizensadvice.org.uk/benefits/sick-or-disabled-people-and-carers/pip/before-claiming/check-you-are-eligible/

    Would be two possibilities.


    Also Housing Benefit / Council Tax Reduction if on a low income with savings under £16k.

    Your local CAB may be able to help with a benefits check.
    • sangie595
    • By sangie595 19th Apr 17, 9:27 PM
    • 2,940 Posts
    • 4,746 Thanks
    sangie595
    • #5
    • 19th Apr 17, 9:27 PM
    • #5
    • 19th Apr 17, 9:27 PM
    In a local authority, the first thing you do is nothing! Unless you have almost no service, you have up to six months full pay and six months half pay, which also continues to accrue pension contributions. A heart condition also immediately becomes a disability. You sit and let the council do the running - you don't give up work!

    Possible ill health retirement would not kick in yet anyway - if you have recently had a heart attack, there may be a very good prognosis, and they would want to see how fully you recover.

    If you are in a union, speak to them.
    • Pollycat
    • By Pollycat 20th Apr 17, 7:57 AM
    • 16,675 Posts
    • 40,174 Thanks
    Pollycat
    • #6
    • 20th Apr 17, 7:57 AM
    • #6
    • 20th Apr 17, 7:57 AM
    You could put your details (obviously excluding any salary from work) into these 2 benefit checkers to see what you might be eligible for:

    https://www.gov.uk/benefits-calculators
    • JohnAndrew
    • By JohnAndrew 23rd Apr 17, 10:00 AM
    • 6 Posts
    • 0 Thanks
    JohnAndrew
    • #7
    • 23rd Apr 17, 10:00 AM
    early retirement
    • #7
    • 23rd Apr 17, 10:00 AM
    thanks to you all for your replies- a lot to consider!
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