Not too much to report. I went to bodypump thursday night (i was still aching yesterday) and MIL is came over to colour my hair for me.
Had my bloods taken Friday morning. I need to ring up on Wednesday for the results.
I also had my crossfit consultation on Friday. Part of the package also includes a meal plan / diet to follow but it's for the Paleo diet and i'm not sure.
I might try it for a week and see how i get on. If not i'll just go back to calorie & macro counting.
First crossfit session is tomorrow straight after work.

yesterday i had to buy a new washing wirlygig as mine broke. It used to keep dropping and i would go out to find half the clothes dragging on the grass but yesterday it died completely. I got a 50 meter drying area one for £29.99.

My mum invited us over to theirs for a BBQ last night so that was a nice free dinner.

Today saw another spendy day. £37.99 in sports direct - shoes and socks for DS1 (he keep growing. His feet are now bigger than mine) and OH got a bag for the gym.
We also spent £78.45 in Argos - cube storage unit, mirror and stool (To store towels and to have a shelf for my make up - all budgeted). I also picked up a bike helmet for DS2 as his current one is broken and also some rechargeable batteries.

Thinking financials again - for the last few years we have done all of our grocery and fuel spending on two credit cards (fuel on OH Egg card and groceries on my Lloyds card) and pay it off in full each month.
The reason behind this was 1) to help with our credit rating before getting our remortgage and 2) because it keeps it separate from my main account. I could see at a glance how much we had spent each month on fuel or food etc (this was implemented long before i started to use YNAB). It also helps keeps the main account tidy of lots of transactions.
Anyway I have a n/wide credit card that was opened last year for a Balance transfer. The 0% has just come to an end and the remaining amount was transferred over to my B/Card. This leaves the balance on the n/wide card at zero. I have only just realised that they offer 0.5% cashback on all purchases. (i did try getting the natwest rewards one as that has a higher % but i was declined)
So I have requested a new card and pin for myself (the original one was cut up as soon I received it) and another card for OH and we will now be doing our grocery and fuel spends on the N/Wide. It has a £1.5k limit which is more than enough for our monthly spends. We are only looking at getting around £40 - £50 per year but its money for nothing, and as i use YNAB i still get to see the groceries / Fuel spends split.

Right bed time for DS2 and then a bath for me i think.
Night all.

So i went to crossfit on monday. It was fab, but i'm still in pain today. My thighs hurt soooo much.
It hurts to stand up, walk and sit down.
IT should be better tomorrow but i'm going to cross fit again after work so will be aching again on Friday.

Had the results from my blood test today. Everything was normal apart from the test for B12. I have to go in tomorrow morning for another blood test.

It looks like i might have overestimated the amount that i thought OH would get from his shares if the company is sold.
We are now looking at around £6 to £6.5k - which is still a fantastic amount.
Obviously it all depends if the company is sold.

It's been a busy and quite expensive weekend.
Took DS2 and my sister and two of her kids to margam park on saturday.
It was lovely but i forgot the new parking season had started so i bought a season ticket - £28. We were also there a lot longer than we expected to be so we ended up buying lunch in the cafe. £9.10 spent.
Sunday Me and OH took the kids to the bridgend county fair. It was free entry but i spent a fortune on rides, food, sweets etc. OH bought some local craft ales. Spent a total of £46

Driving home from work on friday and my car beeped at me and told me i needed to check tyre pressures. I filled them up and all was good. Sunday on the way back from the show and it beeped again. OH took a look and there was a screw in my tyre. The only place open was kwik fit. They managed to repair it rather than fit a new tyre but it still cost £25.

DS has been struggling in school with his reading for quite a while. He has loads of help in school and we read loads with him. We mentioned our concerns to his teacher and she shared the same view so he was out forward to be tested.
We found out thursday that he has been diagnosed dyslexic.
I'm relieved that we now know what is causing his difficulties with his reading and we can find ways to help him. He asked me if it would go away when he gets bigger. I explained to him that it wouldn't as it's a part of him, and that its not bad it's just his brain sees things in a slightly different way.

Sorry to hear about your boys diagnosis of dyslexia. At least school have been proactive and it's been spotted earlier on. Hopefully you'll recieve help and learn ways to support him as much as possible.

It also sounds as if you had a great weekend minus the tyre issue. I am quite guilty of unexpected spends on weekends... and maybe some week days

Thanks for popping in Chandelier.

Yes it's good that it was picked up early. I think we were lucky he was tested now. His teacher was saying that quite often requests for testing are postponed until the child is in at least Year 4 (ds2 is in year 3). I think that the fact that he has had so much help in the past two years with one to one reading, lexia etc and he was still not improving despite being really good at all his other lessons (he's in the top set for maths, does really well in science) led them to believe that something was off, so they agreed to test him.
The school are going to draw up an IAP for him and we can look at ways to help him at home.

I am kinda gutted for him. I love to read and always have done. It makes me sad to think that he might not get as much enjoyment out of it as he finds it so hard. He loves books. He always want to get books from the library but when it comes to read them he struggles so ends up getting frustrated. He will quite happily sit there and listen to me read to him or listen to an audiobook though.

The weekend was good. It was nice to get out as a family on Sunday too, especially as DS1 (who is 14) is at the age now where he quite often would prefer to go out with his friends.

The past week or so has been quite quiet.
Just plodding along, going to work and crossfit.
Spent some time at the library with DS2 looking for books that are dyslexia friendly.
The Summer reading challenge starts on Saturday so we will prob end up there again.

I was panicking a bit as the renewal for our car insurances came through and the quote was for £712 (for both cars) (up from £550 last year) and i only had £550 saved.
We had a look around and managed to get insurance for the both cars for £400.
£100 has been moved to the summer holiday spending pot and £50 has gone in the christmas pot.

forgot to add

the last of our monthly payments has gone out so July debt total is now £18,900 - so £700 paid this month.

Balances are now
MBNA - £2,900
Halifax 1 - £1,600
Halifax 2 - £960
Creation - £4,200
B/Card 1 - £5,555
B/Card 2 - £3,695

Its been a spendy few days.

On the weekend i bought a two month subscription to Nessy - An online reading program that was recommended to help with DS2 reading. - this was £30 so not too bad. If he likes it and it works i will do the yearly subscription which is £108.

I paid £360 (comes out of the cruise budget) for the gratuities on the ship, a drinks package for DS1 and some tickets for a show for me and OH ones night.

I paid £70 (again budgeted) for DS2 swimming.

On Friday I wanted to take the kids to Margam but the weather was awful so we decided on Techniquest. DS1 didn't want to go so i took DS2 and his friend. It cost me about £40 by the time i paid for entry, lunch and parking but the kids had a great time.

Today it was £135 on school uniforms and shoes. but again budgeted for.

We have noticed recently that the ceiling in DS2 room has been sagging. We were hoping that it would be ok until next year when we were planning on redoing his whole room. Well today we noticed that it had gotten a lot worse and as OH tried to fix it part of it came away. We ended up having to rip the whole thing down. We are going to have to redo the whole ceiling. Fine i thought. I can jiggle the budget and get enough money together to do that, however we have also decided that we would knock out the old chimney breast that is in his room. We were planning on doing it next year anyway and we didn't want to do the whole ceiling now only to have to redo it next year when we do the rest of the room.
however doing the chimney breast also then means that we will have to redo the flooring.
We are not entirely sure how much we are looking at but we need to get plasterboard and insulation for the ceiling, flooring and then we would need a plasterer to come out and skim the ceiling and the wall after we are done.
We ended up speaking to OH parents and they have lent us £1k - i'm hoping that this will be enough.
So tonight DS2 is sleeping on his mattress in our room as it's far too dusty in his room and he is likely to be there tomorrow night too.
Tomorrow we will make a start on pulling the chimney breast down and get the plasterboard up on the ceiling.
His parents aren't in any rush for the money back but i'm going to look at trying to pay £150 to £200 per month back from October

Also forgot to say.

OH had an egg credit card that was converted into a barclaycard.
We were talking with his brother about PPI and he mentioned that egg used to add this on.
He rang up and it turned out that they did. We opened the account in 2003 and we had obviously noticed the PPI so we had it cancelled in 2004. We put in a claim but i don't think it will be much as we only had it for a year.

For years i had a mothercare card. I didn't think that there was any PPI added but on the off chance i rang up to find out there was. I had the card from 2003 till 2011. Again it probably won't be much as i didn't use the card that much but i put in claim.

When we did the PPI claim on our loan years and years ago we didn't think to look at credit and store cards - though to be honest back then it was mainly centered around loans.