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I did it.
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Willowpop
Posts: 856 Forumite
Well, last night I made the decision to use my little Emergency fund and pay off the very last of my debts.
I'm now officially debt free!!!
I feel happy and annoyed and a whole lot of things rolled into one. It's been a long 4 years, but the 15k I owed is gone and never coming back.
Payday at the end of the week and I will top my EF back up from that.
16 years of loans and credit cards GONE. 11 years of burying my head and 4, almost 5 years of actually actively fixing the situation.
Thanks to everyone for their support- I lurk a lot and everyone's journeys really help.
:beer:
I'm now officially debt free!!!
I feel happy and annoyed and a whole lot of things rolled into one. It's been a long 4 years, but the 15k I owed is gone and never coming back.
Payday at the end of the week and I will top my EF back up from that.
16 years of loans and credit cards GONE. 11 years of burying my head and 4, almost 5 years of actually actively fixing the situation.
Thanks to everyone for their support- I lurk a lot and everyone's journeys really help.
:beer:
If you haven’t already, join the forum to reply!
[purplesignup][/purplesignup]
[purplesignup][/purplesignup]
PAYDBX 2016 #55 100% paid! :j Officially bad debt free...don't count my mortgage.
Now to start saving...it's a whole new world!!
Now to start saving...it's a whole new world!!
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Comments
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Well done, a great achievement .***Dont save what is left after spending, spend what is left after saving***0
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Well done you! XxxLoan 1 £5200/£8000
Loan 2 £300/£5800
Total £5500/£138000 -
Huge congratulations _party_ :jNot giving up
Working hard to pay off my debt
Time to take back control
https://forums.moneysavingexpert.com/discussion/6290156/crazy-cat-lady-chapter-5-trying-to-recover-from-the-pandemic/p1?new=10 -
Congratulations!! Brilliant news!:j PAID VERY, Barclaycard x3, Vanquis, Natwest, O/D, Tesco & MBNA x2 PAID :j LBM 24/07/15 - Original Debt: £0/31010.23 (100% paid) :eek:
Mortgage - £151.316.54 :eek:0 -
This is the inspiration I love on this board.
Proof it can be done, and is being done by our forum friends. Well done ... thanks for keeping me going.0 -
congratulations! Well done!! You're an inspiration New total: £24,006
I will do this.0 -
That's fantastic, well done x0
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Just wanted to say a huge well done:T:T. Still great to hear stories like this. Shows it can be done.Debt outstanding [STRIKE]£3491.[/STRIKE] £3303
NSD 10/150 -
Well done to you. This is indeed a fantastic forum. I am on my DF journey but everyone's achievements are so inspiring.SPC 08 - #452 - £415
SPC 09 - #452 - £2980 -
Good for you! Congratulations xDF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950
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