Virtual Sealed Pot Challenge 2016

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Westie983
Westie983 Posts: 5,213 Ambassador
First Anniversary Name Dropper Photogenic First Post
edited 31 August 2016 at 4:22PM in Debt-free wannabe challenges
Hi All

Welcome to the Virtual Sealed Pot Challenge 2016 -

I joined this challenge last year and did quite well till I had to buy new glasses then it wiped out my pot but I returned and managed to make my target. (Yay go me)

Been lots of posts on the 2015 thread asking about a 2016 one so here it is

Many thanks to Spam.Jam, Palema, Flat Eric, Keza and Nix143 who have run previous challenges. Below are links to the previous threads if you wish to have a look.

Virtual Sealed Pot Challenge 2015
Virtual Sealed Pot Challenge 2014 Part 1
Virtual Sealed Pot Challenge 2014 Part 2
Virtual Sealed Pot Challenge 2013
Virtual Sealed Pot Challenge 2012
Virtual Sealed Pot Challenge 2011
Virtual Sealed Pot Challenge 2010
Virtual Sealed Pot Challenge 2009

VSP 2016 will start on 1st January 2016 and run till end of 30th November as many people stopped updating last years thread by this time and started to use their pots for Christmas presents or bills this is open to discussion though what do others think?

I will try to do a update at the end of each month, please could you put your challenge numbers in your signature so it is easier to spot any declarations.

Good luck with VSP 2016, looking forward to beating previous years targets.



Westie983


If you haven’t already, join the forum to reply!

[purplesignup][/purplesignup]
I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
£2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
Total £4095.19/£7332.95 = 55.84%
«13456766

Comments

  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    edited 5 January 2016 at 3:40AM
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    This challenge is simple,

    Every Friday (Or whatever day is easier for you) the aim is to transfer the pounds and pence to round it down to the next nearest £5 or £10. So if you have £36.78 in credit you will transfer £1.78 or £6.78, or £20.04 in credit you would transfer £0.04 only.

    You then can either send me the total transferred for that week on the update form, and I will add each week or wait till the end of the month and submit then with a total, but could I ask you use form as well as adding your figures on here.

    This is so I don't miss any updates as some challenges move quickly in posts and pages and would hate to miss any amounts.

    **Some banks do not allow you to transfer less than £1, if this is the case what I tend to do is note what the money I have left that week then add it in the following weeks transfer.

    For me: The 'Virtual Sealed Pot' is a savings account that is attached to my bank account which makes it easier for transfers (I transfer on payday each month) but due to the faster payment system it doesn't have to be with your bank as all funds transfer instantly or within 2 hours, being a virtual pot i find I'm less likely to take any money out as I do the transfer and forget about it till the next month.

    Anyone wishing to join, please just ask, you're most welcome and it's NEVER too late. If you have been part of any challenges previous years and wish to keep your number or you have a lucky number you want that is fine if it's free otherwise I will assign numbers from the beginning to keep things tidy

    Please be patient when asking to join, I am not online every day so it may be a day or two before you are added to the list and assigned a number.

    Good luck and roll on 2016.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    edited 25 October 2016 at 3:01AM
    Options
    #1 - Westie983 (£800)
    #2 - Seaotter (£500)
    #3 - Brass_Triumphant
    #4 - Crimson.addict
    #5 - Getmyacttogether2016
    #6 - Frasersmum123 (£150)
    #7 - Buffythedebtslayer (£150)
    #8 - Hummingbird (£250)
    #9 - Kim_13
    #10 - Cupcakeprincess (£200)
    #11 - Cameron100
    #12 - Positivelypunked (£50)
    #13 - DreamerHelen
    #14 - Lozzy81
    #15 - E4rub
    #16 - Robi90 (£50)
    #17 -
    #18 - DottyBearP
    #19 - Bobobski (£100)
    #20 -
    #21 - Scottishmummy
    #22 - Frugalgurl (£500)
    #23 - 32b3in2013
    #24 - Jonesy88
    #25 - Theonewithnoname (£350)
    #26 -
    #27 -
    #28 - Saml71 (£100)
    #29 - Rdone
    #30 - Debbie_debt
    #31 - Jo3y83
    #32 -
    #33 - Selene (£1000)
    #34 - Sylar321
    #35 - Ashers92 (£100)
    #36 - Mumof2 (£500)
    #37 - Jenny+luke
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • DreamerHelen
    Options
    Hi There Westie...Can I join please? :)


    If it would be possible could I have Member Number 13 please? If that's not too much trouble....It's a lucky number for me... :D


    Also, I've cheated slightly and have started my VSP early....I hope that's okay....But I shall keep it going until the end of next Year.... :)
  • Buffythedebtslayer
    Options
    I have done this for a while but not been part of the Challenge :) Can I join this year? really trying to save everything :)
    Nevertheless she persisted.
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    edited 22 December 2015 at 5:00PM
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    Hi There Westie...Can I join please? :)


    If it would be possible could I have Member Number 13 please? If that's not too much trouble....It's a lucky number for me... :D


    Also, I've cheated slightly and have started my VSP early....I hope that's okay....But I shall keep it going until the end of next Year.... :)

    Welcome again DreamerHelen of course you can have #13, I would have started early too but Im still paying into last years VSP.
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Options
    I have done this for a while but not been part of the Challenge :) Can I join this year? really trying to save everything :)

    Welcome Buffythedebtslayer I have given you number 7, would you like to set a target for the year?
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Christa27
    Options
    Can I please join in?
  • DreamerHelen
    Options
    I would be too Westie....but this Year has been awful finance-wise....so I had to give up this Year and thought I'd get a head-start on next Year when hopefully it will be a better Year financially :)


    Thanks for my Number hun..... :)
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Options
    Christa27 wrote: »
    Can I please join in?

    Of course you can you have number 8
    Happy potting :)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
  • Westie983
    Westie983 Posts: 5,213 Ambassador
    First Anniversary Name Dropper Photogenic First Post
    Options
    I would be too Westie....but this Year has been awful finance-wise....so I had to give up this Year and thought I'd get a head-start on next Year when hopefully it will be a better Year financially :)


    Thanks for my Number hun..... :)

    Good luck with this challenge then I will hope to motivate you all :)
    I’m a Forum Ambassador and I support the Forum Team on the Banking & Borrowing, and Reduce Debt & Boost Income boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySaving Expert.
    Save 12k in 2023 #58 Total (£4500.00) £2500.00/£5000 = 50.00%
    Sealed Pot Challenge ~17 #24 Total (£55.00) £0.00/£500 = 0.00%
    Xmas 2023 £1 a Day #13 Total (£85.00) £344.00/£365 = 94.24%
    Virtual Sealed Pot #1 Total (£500) £550.00/£500 = 110.00%
    £2 Savers Club 2023 #17 Total (£25.00) £45/£300 = 15.00%
    The 365 1p Challenge 2023 #7 Total £656.19/£667.95 = 98.23%
    Total £4095.19/£7332.95 = 55.84%
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