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can any single trip travel insurance cover this case?

nig3d
nig3d Posts: 198 Forumite
Part of the Furniture 100 Posts Combo Breaker
edited 21 December 2014 at 6:14PM in Insurance & life assurance
Hi,

I want to buy now two tickets, for me and my wife, to go to Rome during Easter. My wife has surgery operation planned for a not pre-existing condition which must happen surely before the journey, but we don't know exactly when.
My fear is that the recovery time could overlap with the date of the journey.
Is there any way to be covered in case my wife is forced to stay in hospital? Is this considered a pre-existed condition for a travel insurance? Although it's surely something already diagnosed.
Can I maybe just cover myself for the missed flight? I should show up on purpose after the flight takes of, which is doable, but I guess I will loose my wife ticket.
I am sure that once I had a similar case and I had the money back, but the condition was not diagnosed at the time of the tickets bought.
Any suggestion?

Comments

  • dzug1
    dzug1 Posts: 13,535 Forumite
    10,000 Posts Combo Breaker
    It IS a pre-existing condition however you look at it


    You need to find an insurance company that will accept it and provide cover - whether there is one, pass.


    Missing a flight deliberately will get you nowhere and has a whiff of fraud about it.
  • nig3d
    nig3d Posts: 198 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    edited 21 December 2014 at 6:32PM
    edited, I was writing while you were answering. Thanks for the answer
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